kiwi 911

Macca's Sunday Run - 2.15 today. Meet in the old Albany carpark (old Albany village).

So far Macca and Me..........

kiwi 911

Oooooh

John McM

I'm not doing this with the Turbo 3.6 but I recall a colleague in Wellington being very p'd off when he put a cash bid in on a house at the asking price only to be rejected. The agent later told him that the owner had never intended to sell. He was under pressure from his bank and had used the cash offer to bolster his borrowing position. That was a while ago, nowadays if you are borrowing less than x% the banks use market data.

John McM

Paul , who was that person you recommended for house insurance valuation calcs? The web calc is giving a figure I have trouble believing as in it seems excessive.

kiwi 911

I can do for free or you can use a professional QS and they will charge you $500 + GST.

For your house allow $3,000m2, plus $100K for landscaping (retaining walls in your case). I'm guessing your house is around 280m2 so about $840K to build now (and sounds about right).

Make sure your household contents is at $150K for chattels and furniture.

O2GO

Thanks to John's inspiration I've gone through my RSG related photos this year and selected a few highlights.

Note to self: Take more photos of the people and less of the cars. It has been an amazing year with some pretty solid bonding opportunities. Looking forward to getting back to using over a tank of gas in a day and hearing the sound of the 3.6 aircooled at 6,500rpm (was going to say 7,000 but don't want to upset Dave :-))

Link to the slideshow (64 pics)...

O2GO

So in a write off situation you could replace your car (recover your loss) for a cost of $80k sometime in 2015. Somehow I doubt it Paul. Isn't that what we have insurance for - to cover our personal risk of loss and to cover the cost of replacement.

Would be interesting to hear your hypothetical costs to get back to where you are now but within the next 12 months starting from scratch:
Buy base car 993 C2 $60-70k (more?)
Suspension upgrade etc $8k including labour?
Chip $500
Golden rod $500
Wheels $2.5k (or would you have to pay more to replace them)
Paint job $15k?
What else to get yourself back to where you are now? and what does it total?

Or, is insurance designed to just cover some of your loss? an analagy... If your house burns down are you expected to suffer a personal financial loss in the equation despite having the correct insurance and having paid full premiums for tens of years?

The policy for a new car is great. If w/o within 12-24 months (depending on policy etc), replacement with a new car of the equivalent spec. We need the same protection against loss for old classic cars, at least the full cash replacement component. I'm sure none of us mind paying the required premium.

Maxem

Nah, it's yours now Doug. I was only concerned about how you treated her while my kerbside warranty was still active.

Kiwi Carguy

Safety packed away and on there way to Auckland on the 24th. Not allowed to open your pressies until xmas day though

kiwi 911

My case is a bit different as I have been a dumb-*** and over-capitalised.

I could itemise all those changes and add to the value.

I just wanted to be less out of pocket should something bad happen.

Would be interested to know how hotrods and drift cars work - some of those cars have $300K into them.

kiwi 911

They look like mummy's............

ChrisB_NZ

Dave, how long is my kerbside warranty good for?

John McM

Were you the one racing around the Neighbourhood a few nights back ? Donna thought it was a Golf.

BTW if you have an extra Necksgen bag it's probably mine.

ChrisB_NZ

Definitely not me driving around the neighbourhood at night and just one Necsgen bag at home with me.

John McM

Thanks. I'll get Donna to give it a girl look.

Btw just test drive a Cayenne. They had a R32 there as well but you are obviously sorted now.