The fear is taking hold
#31
Burning Brakes
![Default](https://rennlist.com/forums/images/icons/icon1.gif)
![](https://cimg1.ibsrv.net/gimg/rennlist.com-vbulletin/1300x719/screen_shot_2017_06_13_at_2_15_08_pm_d00826307409f670b07e205f8ba672bc2dd44c65.png)
#32
Rennlist Member
![Default](https://rennlist.com/forums/images/icons/icon1.gif)
Still, the track insurance might be worth it even though it's expensive. For those tracking weekly, it's different. But just a few events per year seems like a no-brainer
#33
Race Director
![Default](https://rennlist.com/forums/images/icons/icon1.gif)
So, in other words, if you money-shift or see massive smoke coming out, immediately head towards a wall.
#34
Burning Brakes
![Default](https://rennlist.com/forums/images/icons/icon1.gif)
Lol, reminds me of a tax loophole that once existed (it may still exist) allowing a person to deduct the value of a diamond ring that was lost due to an accident that caused the ring to fly off during said accident.
Still, the track insurance might be worth it even though it's expensive. For those tracking weekly, it's different. But just a few events per year seems like a no-brainer
Still, the track insurance might be worth it even though it's expensive. For those tracking weekly, it's different. But just a few events per year seems like a no-brainer
I never got insurance for my miata ($2500) or my M3s ($8K), but it makes sense to me to do it for the 911.
#35
Burning Brakes
#37
Rennlist Member
![Default](https://rennlist.com/forums/images/icons/icon1.gif)
Kris, looks like you have the start date but not the end date on that quote. Meaning the quote is only for June 23 not the 24 or 25th. I only did a quote for one day if you have 3 day event you should double check amigo. I cant believe they insure for 175 over 3 days, just doesn't add up?
#39
Burning Brakes
![Default](https://rennlist.com/forums/images/icons/icon1.gif)
Kris, looks like you have the start date but not the end date on that quote. Meaning the quote is only for June 23 not the 24 or 25th. I only did a quote for one day if you have 3 day event you should double check amigo. I cant believe they insure for 175 over 3 days, just doesn't add up?
![](https://cimg9.ibsrv.net/gimg/rennlist.com-vbulletin/1208x642/screen_shot_2017_06_13_at_2_41_30_pm_6764a1feb0cad18d3156febdd09e1ea107af956a.png)
Last edited by Kris Murphy; 06-13-2017 at 03:42 PM. Reason: More info.
#40
Rennlist Member
![Default](https://rennlist.com/forums/images/icons/icon1.gif)
Your right. That's incredible.... I just went thru the application again for 2 days at Sebring and you are right $180.
Finally affordable HPDE insurance. This changes things. More seat time in my future for sure.
Finally affordable HPDE insurance. This changes things. More seat time in my future for sure.
#41
![Default](https://rennlist.com/forums/images/icons/icon1.gif)
I actually purchased the same policy for track night in America event this Thursday at CMP. I asked the question on what's covered and what's not.
I am not affiliate to any insurance company just happened to purchase this for a event and asked the question. Please ask the detail when you purchase as things could change and I don't know if the coverage is always the same. Here is what I heard back from lokton:
Regardless who's at fault, this cover only the policy holder's car up to the value quoted minus deductible.
If mechanical failure causes a crash, insurance will cover the crash minus the mechanical damage. if your engine blew and crash into the wall, they will cover the damage of crashing into the wall but not the engine. If the brake fails and you run into the wall, they cover again the damage to the car hitting the wall but not the brake. If other vehicle(s) are involved, they are not covered under this policy.
I guess they will have adjuster to come check out the damage?! How do they determine the brake failed caused the crash or the brake was damaged after hitting the wall. But I figure they have a way to figure things out.
I am not affiliate to any insurance company just happened to purchase this for a event and asked the question. Please ask the detail when you purchase as things could change and I don't know if the coverage is always the same. Here is what I heard back from lokton:
Regardless who's at fault, this cover only the policy holder's car up to the value quoted minus deductible.
If mechanical failure causes a crash, insurance will cover the crash minus the mechanical damage. if your engine blew and crash into the wall, they will cover the damage of crashing into the wall but not the engine. If the brake fails and you run into the wall, they cover again the damage to the car hitting the wall but not the brake. If other vehicle(s) are involved, they are not covered under this policy.
I guess they will have adjuster to come check out the damage?! How do they determine the brake failed caused the crash or the brake was damaged after hitting the wall. But I figure they have a way to figure things out.
#44
![Default](https://rennlist.com/forums/images/icons/icon1.gif)
You hear about failures, simply because in a forum failures make you want to post something. Majority of the 996's are excellent track cars, particularly for the novice and intermediate. Right out of the box. No mods. OEM oil, sump, etc.
Your fist DE? Just make sure your car is street worthy, all maintenance up to date, buy a helmet, listen to your instructor, and go for it. No fear, no worries, no need to do anything else
I've been doing multiple tracks, more than 100 days on a half dozen tracks, from Mosport to VIR, in my 996 C4S. No reliability issues. Here's one of my vids to get you started:
https://youtu.be/nsCo7nww1dc
Your fist DE? Just make sure your car is street worthy, all maintenance up to date, buy a helmet, listen to your instructor, and go for it. No fear, no worries, no need to do anything else
I've been doing multiple tracks, more than 100 days on a half dozen tracks, from Mosport to VIR, in my 996 C4S. No reliability issues. Here's one of my vids to get you started:
https://youtu.be/nsCo7nww1dc
Also these events in my experience are very safe but you have to be prepared to eat the cost of your car in a worst case scenario(or opt for insurance)... I don't know how people in 2015,2016 911s could track em (nice to have deep pockets) hats off to em
great video and fantastic driving 👍🏻👍🏻
#45
![Default](https://rennlist.com/forums/images/icons/icon1.gif)
You hear about failures, simply because in a forum failures make you want to post something. Majority of the 996's are excellent track cars, particularly for the novice and intermediate. Right out of the box. No mods. OEM oil, sump, etc.
Your fist DE? Just make sure your car is street worthy, all maintenance up to date, buy a helmet, listen to your instructor, and go for it. No fear, no worries, no need to do anything else
I've been doing multiple tracks, more than 100 days on a half dozen tracks, from Mosport to VIR, in my 996 C4S. No reliability issues. Here's one of my vids to get you started:
https://youtu.be/nsCo7nww1dc
Your fist DE? Just make sure your car is street worthy, all maintenance up to date, buy a helmet, listen to your instructor, and go for it. No fear, no worries, no need to do anything else
I've been doing multiple tracks, more than 100 days on a half dozen tracks, from Mosport to VIR, in my 996 C4S. No reliability issues. Here's one of my vids to get you started:
https://youtu.be/nsCo7nww1dc