Originally Posted by BHMav8r

I too am considering this for my '05 23,000 miles . . . wondering about cost . . .

Originally Posted by Neotorque

I have an 05 and just got a warranty. Look to pay about $4000 for a 3yr/36K miles exclusionary warranty, or about half that for a powertrain warranty if you're primarily worried about IMS or other catastrophic engine issues.

Originally Posted by rickmdz

My CPO warranty expired yesterday. I just bought a Fidelity warranty,...

Originally Posted by Palmbeacher

Excellent. I paid $4600 for an exclusionary for 6 yrs 75K (total mileage) last year. ...

Originally Posted by Aerokitted

... I recently purchased one from National from the same Porsche dealership I bought the Fidelity coverage...

FYI, Fidelity no longer covers 997 GT3s.

Originally Posted by jkw911

I'm in the process of purchasing an extended warranty and have some current information. ...
4. "Engine: Cylinder block, cylinder head(s) if damaged by
internall y lubricated parts. All internally lubricated parts including:
pistons, piston rings and pins, crankshaft and main bearings, connecting
rods and rod bearings, camshaft and bearings, pushrods, rocker arms,
valves, valve springs, seats and guides, lifters, followers, oil pump,
timing chain; Timing belt and gear; Harmonic balancer; Dipstick & tube;
Seals and Gaskets. Valve covers, timing cover, and oil pan if damaged
by internally lubricated parts; vacuum pump, engine mounts." The same engine coverage is specified for all three levels of coverage - Silver, Gold, and Platinum (There is a fourth level Ultimate but they did not offer it to me). The only requirement is for something to be damaged by an internally lubricated part which covers the IMF.
5. NOT COVERED "To damage of a non-covered part resulting from the failure of a
covered part or damage to a covered part by a non-covered
part." I don't like this one - covered parts not covered when damaged by non-covered parts.
6. NOT COVERED "Any repair for the purpose of correcting engine compression or
oil consumption when a Breakdown has not occurred. Burnt
valves, valve grinding, stuck or carboned piston rings are not
covered." Only covered if there is a breakdown.
7. NOT COVERED "If Your Vehicle has been altered and does not meet
manufacturers specifications, including but not limited to, any
custom or add-on part, all frame or suspension modifications, lift
kits, oversized/undersized tires, emissions and/or exhaust
systems modifications, or power train modifications." No mods!
The price is a little salty $4,520 or $5,887. I just sent Paragon Motor Club an email and will wait for their response. The Fidelity guy is not pushy but he is pleasantly aggressive in trying to close me. They called me within 90 seconds of my online request and have already sent a manager's special offering a $100 off if I sign up by the 29th.
If there is a way to post a PDF let me know and I get it online.

Originally Posted by jkw911

I have a quote from Carchex which I thought was through Fidelity. If it is not it is my mistake and the warranty provider is National Administrative Service Co.

Originally Posted by Neotorque

When people here refer to Fidelity, it is (almost always) a different company. I think that the Fidelity you refer to has as much to do with the one sold by many Porsche dealers as the Princeton Review has to do with Princeton University (i.e., none).

Have you visited your local dealer or independent to see what they recommend? My dealer is an authorized agent for Fidelity (again, the Fidelity I linked to), and says they have never had a single issue getting a claim paid.

Originally Posted by RollingArt

You guys getting sucked into these warranties are buying a false sense of security.

Was chatting with my buddy who owns a German car repair shop who deals very successfully with after market warranties. He says all the after market warranties have wordage in them that will exclude IMS failures. A friend of his, another local shop owner - Porsche specialist - currently has a 996 sitting in his shop with catastrophic IMS failure. The after market warranty has denied coverage on grounds of "exclusions".

I was wondering "how are they sucking so many people into these warranties if they have exclusions that will make IMS failure not covered".

Well, now that jkw911 has posted warranty coverage of one of these wonderful "saviors of 911 owners" it is crystal clear to me.

Either you guys don't understand English very well or don't understand the m96-97 engine.

Read the highlighted sections above. damage to a covered part by a non-covered
part. and if damaged by internall y lubricated parts.

The IMS is a sealed bearing. It is not "internally lubricated" by the engine's oiling system. Exclusion, right there in front of you. Then the rest of your engine is destroyed by "a non-covered part". That's it, You're Screwed. "Thank you very much for purchasing your warranty from us!

My advise, have your mechanic get together with your lawyer and read over these scams before purchasing. These companies don't exist for the benefit of 911 owners who purchased time bombs. They exist because it's one of the best legal scams known to man.

GL with your high dollar warranties!

Originally Posted by henchpilot

Do we know if his 05 S was the upgraded ims bearing?

Originally Posted by sandwedge

Interesting. But isn't the IMS sealed and self lubricating? I'm not sure I see the language that requires an internally lubricated part to be lubricated by the engine's lubrication system. If as I understand it the IMS is sealed and self lubricating then how is it not internally lubricated?

Originally Posted by sandwedge

Interesting. But isn't the IMS sealed and self lubricating? I'm not sure I see the language that requires an internally lubricated part to be lubricated by the engine's lubrication system. If as I understand it the IMS is sealed and self lubricating then how is it not internally lubricated?

Originally Posted by Fahrer

What you are saying makes sense to me. The IMS is an internally lubricated part.....

Originally Posted by RollingArt

I suppose you could try and rationalize to yourself that the IMS is sealed and "internally lubricated", but I'd bet dollars to donuts that this is the language they're using to exempt the IMS bearing. I have it from excellent source that NONE of the warranties will cover the bearing. I can point to one 996 sitting in at an indy Porsche specialist, "covered" by an after market warranty, that will not be repaired under warranty.

I'm only passing on what I've heard from the guys who are repairing these cars and dealing with the warranty companies every day. Some here are saying the P dealers told them "no problems with the warranties". That's fine, but have they ever replaced an engine after IMS failure under after market warranty? Remember, part of the service manager's job is to help sell these warranties. There is big money to be made in selling warranties. A big chunk of the premium goes to the seller.

I have a challenge for the 997 forum. Is there anyone here who can point out a single IMS failure that was covered under an after market warranty?

Originally Posted by sandwedge

But if their argument is that the IMS is not internally lubricated, wouldn't they also have to argue that it's either non-lubricated or externally lubricated?

Originally Posted by Lugs H

Debate all you want. It's still up to the warranty company to approve or reject your claim.