What do you pay for Insurance - Page 4 - Rennlist - Porsche Discussion Forums

Notices
991
Sponsored by: Sonnen Porsche

What do you pay for Insurance

Reply

Old 06-15-2017, 07:13 PM
  #46
StormRune
Addict
Rennlist Member
 
StormRune's Avatar
 
Join Date: Nov 2013
Location: Austin, TX
Posts: 2,310
Default

^^^ And it looks like we have a winner!!! Very nice.
StormRune is online now  
Reply With Quote
Old 06-15-2017, 07:53 PM
  #47
SacJoe
User
 
Join Date: Apr 2017
Location: midtown sacramento
Posts: 50
Default

Originally Posted by GBRider View Post
I'm changing from CSAAA to Geico as of 7/1. Limits $500K/$500K/$100K, Col $1K/Comp $100. Geico was $1358/yr, CSAAA $1595/yr. Multi car and homeowners discounts. 2017 C2S Cab, 10K mi/yr.
I have a pretty similar policy to you and I'm at about 1600/year but I have one point for a stop sign violation that is about to drop off
SacJoe is offline  
Reply With Quote
Old 06-16-2017, 01:09 AM
  #48
dflowerz
User
 
Join Date: Jan 2015
Location: Seattle
Posts: 569
Default

$528 for 6 months with USAA. $500 deductible.
dflowerz is offline  
Reply With Quote
Old 06-16-2017, 02:11 AM
  #49
SacJoe
User
 
Join Date: Apr 2017
Location: midtown sacramento
Posts: 50
Default

doesn't age factor into it too? old people tend to have better rates?
SacJoe is offline  
Reply With Quote
Old 06-16-2017, 07:33 AM
  #50
RYE
Addict
Rennlist Member
 
RYE's Avatar
 
Join Date: Aug 2015
Posts: 91
Default

RYE is offline  
Reply With Quote
Old 06-16-2017, 08:52 AM
  #51
LexVan
Addict
Rennlist Member
 
LexVan's Avatar
 
Join Date: Jan 2013
Location: Chicagoland Area
Posts: 15,881
Default

Originally Posted by SacJoe View Post
doesn't age factor into it too? old people tend to have better rates?

There are many factors. Location being a BIG one, when all other things are equal (age, history, item). One other, not commonly known, is Credit Score. There are algorithms relating credit scores and risk as related to insurance premiums. But, in general, comparing insurance premiums, is a lot like mattress shopping.
LexVan is online now  
Reply With Quote
Old 06-16-2017, 09:22 AM
  #52
Gary JR
Addict
Rennlist Member
 
Gary JR's Avatar
 
Join Date: Aug 2016
Location: S Carolina coast & N Carolina mountains
Posts: 951
Default

All I know is State Farm does about a $500 autopay every month for 2 cars, home, vacay condo and $1M Umbrella policy. It's been awhile since I looked at how that sausage is made.
Gary JR is online now  
Reply With Quote
Old 06-16-2017, 11:18 AM
  #53
saeyedoc
User
 
saeyedoc's Avatar
 
Join Date: Feb 2011
Location: San Antonio
Posts: 340
Default

When we just switched the agent told my wife that we got a better rate because we've had continuous coverage for decades, they penalize people who have it on and off.
saeyedoc is offline  
Reply With Quote
Old 06-21-2017, 09:27 PM
  #54
Fünfer
Addict
Rennlist Member
Thread Starter
 
Fünfer's Avatar
 
Join Date: Apr 2010
Location: San Jose, CA
Posts: 259
Default

I think I'll give GEICO a call to compare. I've never been fond of getting inundated with GEICO commercials, but from what I am reading here they have pretty good rates.
Fünfer is offline  
Reply With Quote
Old 06-21-2017, 11:14 PM
  #55
cug
User
 
Join Date: Oct 2016
Location: SF Bay Area
Posts: 133
Default

They have good rates, but their service is "mass production" and the coverage is sometimes sub par. For example they don't cover rider gear other than helmet on motorcycle insurance. Progressive does, but costs twice as much for our bikes per years, so we could theoretically buy a new set for each of us every two years. And that's the freakishly expensive BMW and Stadler gear ...
cug is offline  
Reply With Quote
Old 06-21-2017, 11:25 PM
  #56
fast1
Super User
 
Join Date: Oct 2004
Posts: 3,023
Default

Originally Posted by SacJoe View Post
doesn't age factor into it too? old people tend to have better rates?
Yes, but auto insurance rates begin to increase again at 65.
fast1 is offline  
Reply With Quote
Old 09-23-2017, 01:17 PM
  #57
Fünfer
Addict
Rennlist Member
Thread Starter
 
Fünfer's Avatar
 
Join Date: Apr 2010
Location: San Jose, CA
Posts: 259
Default

thanks for all the feedback on this thread. I have switched from Allstate to Liberty Mutual and cut my insurance cost in half, while increasing my coverage for liability. I just hope that Liberty is good to me if I need them.
Fünfer is offline  
Reply With Quote
Old 09-23-2017, 01:22 PM
  #58
FiveRiversGTS
Addict
Rennlist Member
 
FiveRiversGTS's Avatar
 
Join Date: Jun 2016
Location: NYC
Posts: 531
Default

Originally Posted by FĂĽnfer
thanks for all the feedback on this thread. I have switched from Allstate to Liberty Mutual and cut my insurance cost in half, while increasing my coverage for liability. I just hope that Liberty is good to me if I need them.
Thank You for starting this thread. Since then I also shopped around and then called back Liberty Mutual my original Insurance Company and they also offered me half the original rate, which honestly was slowly going up and I never questioned that. Thus far I am happy with LM.
FiveRiversGTS is offline  
Reply With Quote
Old 09-23-2017, 01:34 PM
  #59
phx991
Addict
Rennlist Member
 
phx991's Avatar
 
Join Date: May 2017
Location: Phoenix, AZ
Posts: 151
Default



USAA quoted almost $800 for the same coverage.
phx991 is offline  
Reply With Quote
Old 09-23-2017, 04:50 PM
  #60
Penn4S
Addict
Rennlist Member
 
Penn4S's Avatar
 
Join Date: Mar 2014
Location: Pennsylvania.
Posts: 1,286
Default

I have 3 cars with Geico, my 4S, my wife's Macan S and a new Jeep for my winter driving and we pay $243/month. The highest to insure is the Jeep cheapest is my 4S.
Penn4S is offline  
Reply With Quote
 

Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Tj40
Rennlist Canada
12
12-15-2017 07:43 PM
galaxy collision
997 Forum
9
03-29-2017 09:42 AM
JJ101
997 Forum
52
11-15-2016 08:38 PM
tonymission
991 GT3 GT3RS and 911R
46
09-30-2016 09:53 AM

Thread Tools
Search this Thread
Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Forum Jump


All times are GMT -3. The time now is 02:50 PM.


Copyright © 1998 - 2017 Rennlist.com We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
 
  • Ask a Question
    Get answers from community experts
Question Title:
Description:
Your question will be posted in: