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What do you pay for Insurance

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Old 06-09-2017, 08:21 PM
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Fünfer
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Default What do you pay for Insurance

What do folks pay for insurance for their 991?
For my C2S cabriolet Allstate is quoting me $996 for 6 months, which seems very expensive to me. Especially since we have only 2 drivers and 4 cars and I told them I would drive this one only around 5k miles/year.
We have good driver discounts, multiple policies, no accidents on our records, etc.
They claim that repair costs are high on this vehicle, but still $2k a year???

Who do you use and how much do you pay?
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Old 06-09-2017, 08:31 PM
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Just got my statement. 6 months.

State and city are DETERMINING factors too. Even different areas of a city. Downtown or outskirts.

Last edited by STG; 06-09-2017 at 10:21 PM.
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Old 06-09-2017, 08:55 PM
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Wow that sounds very high but of course I refuse to live in the peoples republic of California for just such reasons. My 2015 GTS runs me $820/yr from State Farm.
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Old 06-09-2017, 09:04 PM
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Looks like OP is from San Jose, CA. Makes $ense
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Old 06-09-2017, 09:13 PM
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that's around what I was quoted by AAA. I think geico was a little cheaper because I could up the deductible over $1k.
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Old 06-09-2017, 09:39 PM
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Cali definitely higher than the midwest. I carry higher deductibles on all my cars and self insure to a certain extent. It will cut premiums. I have used State Farm for many years.
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Old 06-09-2017, 10:02 PM
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$825 per year/$1,000 with deductible. 2015 Targa 4S. State Farm.

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Old 06-09-2017, 10:15 PM
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I'm close to OP, State Farm ~$900 year, second car etc.
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Old 06-09-2017, 10:49 PM
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what kind of mileage? i'm going to do about 10k/year
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Old 06-09-2017, 10:58 PM
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$825 with $1000 deductible, 2017 Carrera S with first 2 years 100% replacement cost if it's totaled.
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Old 06-09-2017, 11:01 PM
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Old 06-09-2017, 11:07 PM
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$123/mo for a '17 991.2S in IL ($500 deductible)
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Old 06-09-2017, 11:14 PM
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I'm in my fourth six-month term with Geico for our three cars and they keep smoking the other companies since I usually recompare during renewal. They also haven't tried to boost my rates after the first introductory rate year like the last two companies I had used. This time the rates from everyone else I tried were approaching twice as expensive.

I'm paying $540 for six months for the Porsche part of the premium (pleasure use) but I also have $251 deductible so I'm not reluctant to fix things even though it is not the most economical way to go. If I bumped it to $1001 it would drop it to $418 but I'm ok with the extra $20/month. I also have rather high coverages for the different liabilities and uninsured motorists.

I'd certainly try getting their online quote, it doesn't take all that long. Here's the car-specific part, the rest of the amount is the liability coverages.

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Old 06-09-2017, 11:27 PM
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13 C4S daily driver = $764 per 6 months w/ Progressive
1k deductible
100k/300k/50k Bodily Injury & Property Damage Liability
100k/300k Uninsured/Underinsured Motorist

California near Pasadena / Burbank / LA
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Old 06-09-2017, 11:53 PM
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Depending on your risk tolerance (and if you own the car outright) you might consider just liability, which would cut your premiums by 50-75%.
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