In Hindsight are You Happy You Purchased an Aftermarket Warranty?
#61
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Tomorrow the CPO on our 2012 Turbo S ends. We bought the car with 28,000 miles on it and it now has 43,000 miles. During that 2 year period the only thing that needed repaired was replacing the cup holder. This is our third CPO Porsche, one needed a water pump and the other needed a new key and ignition switch followed by a seat belt (retractor failed). So overall the repairs on each car were less expensive than the added cost of a CPO warranty. But I had peace of mind that should something expensive go bad I was probably covered.
So, yesterday I bought a Fidelity Platinum Warranty: 4 years / 48,000 miles $500 deductible at a cost of $5153.00. Just for reference a $250 deductible would cost $6319 and a $100 deductible would cost $7399. I don't know that I'll need it but I do know that every time I drive it I'll be happy that I have it and it will be one less thing to worry about. Purchasing the Fidelity Warranty is more painful because you have to pay for it out of pocket. With the original CPO it was included in the cost of the car and you didn't really notice it.
I also went through Michael Jourdan at Mossy Motors
So, yesterday I bought a Fidelity Platinum Warranty: 4 years / 48,000 miles $500 deductible at a cost of $5153.00. Just for reference a $250 deductible would cost $6319 and a $100 deductible would cost $7399. I don't know that I'll need it but I do know that every time I drive it I'll be happy that I have it and it will be one less thing to worry about. Purchasing the Fidelity Warranty is more painful because you have to pay for it out of pocket. With the original CPO it was included in the cost of the car and you didn't really notice it.
I also went through Michael Jourdan at Mossy Motors
#63
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What do you think the insurance companies are doing, sitting on your cash? They're investing it wisely, just cut out the middle man.. 😉 That said, if it makes sleep better at night, and your ride more enjoyable, it's probably worth the cash.
Last edited by ottodawg; 12-17-2020 at 03:29 PM.
#64
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For my Mercs, the warranties always paid for themselves. For my Porsches, I never used them.
#65
Nordschleife Master
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So I traded it in on a Alfa. And that's a whole other story.
#66
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Tomorrow the CPO on our 2012 Turbo S ends. We bought the car with 28,000 miles on it and it now has 43,000 miles. During that 2 year period the only thing that needed repaired was replacing the cup holder. This is our third CPO Porsche, one needed a water pump and the other needed a new key and ignition switch followed by a seat belt (retractor failed). So overall the repairs on each car were less expensive than the added cost of a CPO warranty. But I had peace of mind that should something expensive go bad I was probably covered.
So, yesterday I bought a Fidelity Platinum Warranty: 4 years / 48,000 miles $500 deductible at a cost of $5153.00. Just for reference a $250 deductible would cost $6319 and a $100 deductible would cost $7399. I don't know that I'll need it but I do know that every time I drive it I'll be happy that I have it and it will be one less thing to worry about. Purchasing the Fidelity Warranty is more painful because you have to pay for it out of pocket. With the original CPO it was included in the cost of the car and you didn't really notice it.
I also went through Michael Jourdan at Mossy Motors
So, yesterday I bought a Fidelity Platinum Warranty: 4 years / 48,000 miles $500 deductible at a cost of $5153.00. Just for reference a $250 deductible would cost $6319 and a $100 deductible would cost $7399. I don't know that I'll need it but I do know that every time I drive it I'll be happy that I have it and it will be one less thing to worry about. Purchasing the Fidelity Warranty is more painful because you have to pay for it out of pocket. With the original CPO it was included in the cost of the car and you didn't really notice it.
I also went through Michael Jourdan at Mossy Motors
On my Porsche's, I have let the warranty run out and usually have the car at least a year without warranty. But those have all been manuals and, knock on wood, have all been reliable. If it had pdk, I'd have a harder time taking it for a casual spin with the thought of a possible pdk repair.
#67
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i usually end up getting a newer(not brand new) after 1-2 years go bye the warranty end...newer car would have 2 years factory and any additional purchased by PO,,,works for me...
#68
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Hello,
I am looking to buy an extended warranty for my 2012 991.1 C2(65k miles) with PDK and browsing through companies. Here are my options;
- Fidelity (received the quotes from Michael):
a. Power Train - $3,366 - 4 yr - 48k miles - $500 deductible
b. Gold Warranty - $6,019 - 4 yr- 48k miles - $500 deductible
* For Fidelity options; a Porsche mechanic told me that Powertrain is pointless for a 991.1 unless it was tracked, he recommended either get Gold or nothing. Do you agree?
- Endurance ( Power Train and Electrical)- $3,594 - 5 yr- 50 k miles - $100 deductible
- Concord Auto Warranty (Comprehensive) - $3,550 - 5 yr - 75k miles - $0 Deductible
Fidelity seems solid, but not so sure about Endurance or Concord. Please advise your experiences and what your recommendations are including different companies. I would appreciate your inputs.
Thanks,
I am looking to buy an extended warranty for my 2012 991.1 C2(65k miles) with PDK and browsing through companies. Here are my options;
- Fidelity (received the quotes from Michael):
a. Power Train - $3,366 - 4 yr - 48k miles - $500 deductible
b. Gold Warranty - $6,019 - 4 yr- 48k miles - $500 deductible
* For Fidelity options; a Porsche mechanic told me that Powertrain is pointless for a 991.1 unless it was tracked, he recommended either get Gold or nothing. Do you agree?
- Endurance ( Power Train and Electrical)- $3,594 - 5 yr- 50 k miles - $100 deductible
- Concord Auto Warranty (Comprehensive) - $3,550 - 5 yr - 75k miles - $0 Deductible
Fidelity seems solid, but not so sure about Endurance or Concord. Please advise your experiences and what your recommendations are including different companies. I would appreciate your inputs.
Thanks,
Last edited by 911Love; 12-17-2020 at 06:20 PM.
#69
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To be honest much of the value of a warranty revolves around the dealership and its willingness to use them. The aforementioned advice of contacting your service advisor is spot-on. I have a Zurich warranty - the Porsche dealer in VA Beach had an alarm module replaced for me (around $1000 from what I recall) under the warranty without issue. I subsequently had a sun visor fail (the electrical portion involving the lid) - my local dealer claimed it wouldn't be covered. They claimed to have contacted Zurich but when I called Zurich they said no one had attempted to make any contact or claim since the repair in VA. Basically the dealership was too lazy to even try contacting the warranty company (despite me handing them the company's number and a coverage sheet that includes a variety of mirrors).
Now that said I believe my Zurich warranty was around $4000 for 7 years and 50k miles. It was purchased when the car was 4 years old with 10k on the odo. I've heard nothing but good things about Zurich and the warranty (comprehensive) covers entertainment systems, most powertrain parts, etc. That said like most extended warranties it doesn't cover interior trim, bulbs, exhaust/cats, throttle bodies, paint, glass, brake discs/pads, clutch, etc. Shock absorbers are listed as an excluded item but McPherson struts are covered (I'm not sure what our 991 PASM shocks would be considered). Engine seals are included if your car has less than 100k at the time of warranty purchase. The comprehensive plan also includes engine mounts (probably a good thing with reported PADM failures).
With all of these policies the devil is in the details. Many will require either a dealer or a high level shop - in some cases the dealer may be your only option. I'll add that the companies don't quite make it clear what they use to determine if someone is "qualified" for your repair. Again, the dealer is usually not a problem. Of the common things that go wrong in these cars (door panel delamination, engine/frunk struts, windshield seals, PADM engine mounts, tail light assembly self-destruction) few would be covered by an extended warranty. The bigger issues are PDK failure (fortunately they seem to be rare) or in the MT there's the reverse light failure (which now has a brilliant, cost-effective workaround from the wonderful guys here on Rennlist).
So far I've owned the car 4 years and only one ~1k repair was covered. Now, saddled with a criminally lazy dealer and the warranty is nearly worthless (hopefully I'll find another shop that Zurich will accept as competent). Probably wouldn't go the extended warranty route (that's not a reflection on Zurich but rather the reliability of the 991 so far).
Hope that helps,
NF
Now that said I believe my Zurich warranty was around $4000 for 7 years and 50k miles. It was purchased when the car was 4 years old with 10k on the odo. I've heard nothing but good things about Zurich and the warranty (comprehensive) covers entertainment systems, most powertrain parts, etc. That said like most extended warranties it doesn't cover interior trim, bulbs, exhaust/cats, throttle bodies, paint, glass, brake discs/pads, clutch, etc. Shock absorbers are listed as an excluded item but McPherson struts are covered (I'm not sure what our 991 PASM shocks would be considered). Engine seals are included if your car has less than 100k at the time of warranty purchase. The comprehensive plan also includes engine mounts (probably a good thing with reported PADM failures).
With all of these policies the devil is in the details. Many will require either a dealer or a high level shop - in some cases the dealer may be your only option. I'll add that the companies don't quite make it clear what they use to determine if someone is "qualified" for your repair. Again, the dealer is usually not a problem. Of the common things that go wrong in these cars (door panel delamination, engine/frunk struts, windshield seals, PADM engine mounts, tail light assembly self-destruction) few would be covered by an extended warranty. The bigger issues are PDK failure (fortunately they seem to be rare) or in the MT there's the reverse light failure (which now has a brilliant, cost-effective workaround from the wonderful guys here on Rennlist).
So far I've owned the car 4 years and only one ~1k repair was covered. Now, saddled with a criminally lazy dealer and the warranty is nearly worthless (hopefully I'll find another shop that Zurich will accept as competent). Probably wouldn't go the extended warranty route (that's not a reflection on Zurich but rather the reliability of the 991 so far).
Hope that helps,
NF
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911Love (12-17-2020)
#70
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To be honest much of the value of a warranty revolves around the dealership and its willingness to use them. The aforementioned advice of contacting your service advisor is spot-on. I have a Zurich warranty - the Porsche dealer in VA Beach had an alarm module replaced for me (around $1000 from what I recall) under the warranty without issue. I subsequently had a sun visor fail (the electrical portion involving the lid) - my local dealer claimed it wouldn't be covered. They claimed to have contacted Zurich but when I called Zurich they said no one had attempted to make any contact or claim since the repair in VA. Basically the dealership was too lazy to even try contacting the warranty company (despite me handing them the company's number and a coverage sheet that includes a variety of mirrors).
Now that said I believe my Zurich warranty was around $4000 for 7 years and 50k miles. It was purchased when the car was 4 years old with 10k on the odo. I've heard nothing but good things about Zurich and the warranty (comprehensive) covers entertainment systems, most powertrain parts, etc. That said like most extended warranties it doesn't cover interior trim, bulbs, exhaust/cats, throttle bodies, paint, glass, brake discs/pads, clutch, etc. Shock absorbers are listed as an excluded item but McPherson struts are covered (I'm not sure what our 991 PASM shocks would be considered). Engine seals are included if your car has less than 100k at the time of warranty purchase. The comprehensive plan also includes engine mounts (probably a good thing with reported PADM failures).
With all of these policies the devil is in the details. Many will require either a dealer or a high level shop - in some cases the dealer may be your only option. I'll add that the companies don't quite make it clear what they use to determine if someone is "qualified" for your repair. Again, the dealer is usually not a problem. Of the common things that go wrong in these cars (door panel delamination, engine/frunk struts, windshield seals, PADM engine mounts, tail light assembly self-destruction) few would be covered by an extended warranty. The bigger issues are PDK failure (fortunately they seem to be rare) or in the MT there's the reverse light failure (which now has a brilliant, cost-effective workaround from the wonderful guys here on Rennlist).
So far I've owned the car 4 years and only one ~1k repair was covered. Now, saddled with a criminally lazy dealer and the warranty is nearly worthless (hopefully I'll find another shop that Zurich will accept as competent). Probably wouldn't go the extended warranty route (that's not a reflection on Zurich but rather the reliability of the 991 so far).
Hope that helps,
NF
Now that said I believe my Zurich warranty was around $4000 for 7 years and 50k miles. It was purchased when the car was 4 years old with 10k on the odo. I've heard nothing but good things about Zurich and the warranty (comprehensive) covers entertainment systems, most powertrain parts, etc. That said like most extended warranties it doesn't cover interior trim, bulbs, exhaust/cats, throttle bodies, paint, glass, brake discs/pads, clutch, etc. Shock absorbers are listed as an excluded item but McPherson struts are covered (I'm not sure what our 991 PASM shocks would be considered). Engine seals are included if your car has less than 100k at the time of warranty purchase. The comprehensive plan also includes engine mounts (probably a good thing with reported PADM failures).
With all of these policies the devil is in the details. Many will require either a dealer or a high level shop - in some cases the dealer may be your only option. I'll add that the companies don't quite make it clear what they use to determine if someone is "qualified" for your repair. Again, the dealer is usually not a problem. Of the common things that go wrong in these cars (door panel delamination, engine/frunk struts, windshield seals, PADM engine mounts, tail light assembly self-destruction) few would be covered by an extended warranty. The bigger issues are PDK failure (fortunately they seem to be rare) or in the MT there's the reverse light failure (which now has a brilliant, cost-effective workaround from the wonderful guys here on Rennlist).
So far I've owned the car 4 years and only one ~1k repair was covered. Now, saddled with a criminally lazy dealer and the warranty is nearly worthless (hopefully I'll find another shop that Zurich will accept as competent). Probably wouldn't go the extended warranty route (that's not a reflection on Zurich but rather the reliability of the 991 so far).
Hope that helps,
NF
Last edited by subwoofer; 12-18-2020 at 06:33 PM.
#71
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Just paid $4206 for a 10 year 100k mile Fidelity Platinum Protection Plan with $250 deductible. Since I just purchased it last week, i have little hindsight about my decision but I feel that $4206 is a small price to pay foe piece of mind on a $100k+ car that I intend to keep and enjoy for a long time.
Also, The warranty is fully transferable to next owner or refundable (prorated) at any time. Hard to go wrong.
Also, The warranty is fully transferable to next owner or refundable (prorated) at any time. Hard to go wrong.
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Jimmyk79 (12-20-2020)
#72
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For me, I had purchased the warranty upon buying the car w/PDK and had it inspected by a reputable Indy and since the car was problem free since new with 34k miles I decided to return the warranty and got all the money back. Keeping ahead of maintenance schedule using quality products and keeping my fingers crossed.
Last edited by My991; 12-20-2020 at 11:12 AM.
#73
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Just paid $4206 for a 10 year 100k mile Fidelity Platinum Protection Plan with $250 deductible. Since I just purchased it last week, i have little hindsight about my decision but I feel that $4206 is a small price to pay foe piece of mind on a $100k+ car that I intend to keep and enjoy for a long time.
Also, The warranty is fully transferable to next owner or refundable (prorated) at any time. Hard to go wrong.
Also, The warranty is fully transferable to next owner or refundable (prorated) at any time. Hard to go wrong.
#74
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Originally Posted by My991
Plenty of posts on the reverse switch going south on the MT....
#75