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Most of the time, my payback is labor: stuff around the house or yard (especially holes in the ground). (I hate digging holes in rocky ground.) Occasionally "parallel" sports equipment (bikes, skis).
For my wife, it took first agreeing to order her a Tesla Model S followed by reminding her of her lifetime ambition of wanting to own a 911 to finally break down her resistance to spending the money on getting this dream car. As it worked out, we ordered the Tesla on a Friday back in early May and the Porsche the following day - seems a lot to commit at one time but we'd been saving up for well over a decade since our last car purchase. Of course, her car showed up in a matter of weeks newly minted from the factory as mine nearly five months later is finally now sitting on a dock waiting for the ship ride over to the States.