Awwwww crap! Just got rear ended!
#93
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Andrew-
No-fault is a way that insurance companies settle among themselves. It does not relive the other driver of responsibility. Consult an expert and see if there's a way to file a civil claim for the difference, including expenses and your deductible. File directly against the driver; it's his responsibility to pay anyway; whether his insurance decided to chip in is independent of your issues. If nothing else, explain that you need to have his truck to get back and forth to work and church while the damage he did is being repaired. Also, have your insurance co show you where/how they plan to replace the damaged parts and do all the painting to as-it-was condition for $900. Show no mercy if they balk at supporting you.
No-fault is a way that insurance companies settle among themselves. It does not relive the other driver of responsibility. Consult an expert and see if there's a way to file a civil claim for the difference, including expenses and your deductible. File directly against the driver; it's his responsibility to pay anyway; whether his insurance decided to chip in is independent of your issues. If nothing else, explain that you need to have his truck to get back and forth to work and church while the damage he did is being repaired. Also, have your insurance co show you where/how they plan to replace the damaged parts and do all the painting to as-it-was condition for $900. Show no mercy if they balk at supporting you.
#94
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Is it a big job to swap out the quarter panels for a set of GTS ones? Perhaps you could do that.
And I'm not sure, but you can put some spacers on the rear wheels to give it the GTS stance.
And I'm not sure, but you can put some spacers on the rear wheels to give it the GTS stance.
#96
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Quick update 2:
Just went to a collision shop down the street to get my first estimate (Collex). I'll probably hit one or two others before I'm done.
I'm writing their estimate here in white... $4,100! How far is your estimate off?
I'll present to Hagerty and see what the reaction is.
Just went to a collision shop down the street to get my first estimate (Collex). I'll probably hit one or two others before I'm done.
I'm writing their estimate here in white... $4,100! How far is your estimate off?
I'll present to Hagerty and see what the reaction is.
#99
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Good news! I have a line on an '87 bumper cover in factory Red! May not even need paint. The seller is on vacation right now, but will send me pics when he gets back. Whoo hoo! ![jumper](https://rennlist.com/forums/graemlins/jumper.gif)
Still hagling it out with the Ins Co. They are supposed to get back with me by Monday with a confirmation/revision on my estimate.
![jumper](https://rennlist.com/forums/graemlins/jumper.gif)
Still hagling it out with the Ins Co. They are supposed to get back with me by Monday with a confirmation/revision on my estimate.
#101
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Andrew-
No-fault is a way that insurance companies settle among themselves. It does not relive the other driver of responsibility. Consult an expert and see if there's a way to file a civil claim for the difference, including expenses and your deductible. File directly against the driver; it's his responsibility to pay anyway; whether his insurance decided to chip in is independent of your issues. If nothing else, explain that you need to have his truck to get back and forth to work and church while the damage he did is being repaired. Also, have your insurance co show you where/how they plan to replace the damaged parts and do all the painting to as-it-was condition for $900. Show no mercy if they balk at supporting you.
No-fault is a way that insurance companies settle among themselves. It does not relive the other driver of responsibility. Consult an expert and see if there's a way to file a civil claim for the difference, including expenses and your deductible. File directly against the driver; it's his responsibility to pay anyway; whether his insurance decided to chip in is independent of your issues. If nothing else, explain that you need to have his truck to get back and forth to work and church while the damage he did is being repaired. Also, have your insurance co show you where/how they plan to replace the damaged parts and do all the painting to as-it-was condition for $900. Show no mercy if they balk at supporting you.
And plan B:
Go rent a monster truck,
Drive over to the offenders house,
Give him two choices,
That he pay for all damages + expenses
Or you flatten every vehicle he owns with said monster truck...
Michigan being no fault State after all...
#104
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Let me give you all a quick update...
Michigan is a no-fault state. That means my insurance will need to cover this. However, I have a $1,000 deductible and supposedly the mini-tort claim to go after this from the other drive is limited to $500. So that means no matter what, I'm out $500 because of this friggen moron!![grr](https://rennlist.com/forums/graemlins/cussing.gif)
Michigan is a no-fault state. That means my insurance will need to cover this. However, I have a $1,000 deductible and supposedly the mini-tort claim to go after this from the other drive is limited to $500. So that means no matter what, I'm out $500 because of this friggen moron!
![grr](https://rennlist.com/forums/graemlins/cussing.gif)
Are you sure about this. MA is/was a no-fault state, but the way insurance claims were paid was if you weren't at fault your deductible would not be required. I dealt with this in the past, so when it wasn't my fault, it didn't cost me a cent. Perhaps MI is different from MA no fault?
P.S. Any accident invariably costs aggravation and time at the least. I hope this works out the best for you, possibly with some improvements
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#105
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Yes, I'm sure. The way the Michigan Vehicle code defines it, the only time you are not at fault is when your vehicle is legally parked. Everything else falls into no-fault!
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