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Old 04-25-2024 | 12:57 PM
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Default Insurance and deductible

What's everyone paying for their 911? I got multiple quotes for a 2024 911T. ~$4000 premium with $5000 deductible! Location is Toronto. One accident for the past 9 years.

With $5000 deductible, the insurance is almost of no use other than being totaled or theft.

Last edited by Nadvice; 04-25-2024 at 01:02 PM.
Old 04-25-2024 | 01:03 PM
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Originally Posted by Nadvice
What's everyone paying for their 911? I got multiple quotes for a 2024 911T. ~$4000 premium with $5000 deductible! Location is Toronto. One accident for the past 9 years.

With $5000 deductible, the insurance is almost of no use other than being totaled or theft.
actually i would only insure for a write-off really . so that would work for me ..

making smaller claims is pointless as they will jack your rates anyway.

Last edited by theiceman; 04-26-2024 at 02:18 PM.
Old 04-25-2024 | 01:04 PM
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$980 all in for my 993 and 997 yearly

Owning classics is fiscally prudent it seems as both are worth more than i paid for them and cheap to insure!


I would use rates.ca to do a comparison



Last edited by Pags993; 04-25-2024 at 01:25 PM.
Old 04-25-2024 | 01:53 PM
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I'm generally under $1500 but I state no business use, no commuting to work, estimate 4 or 5k km yearly, and private garage parking. Multi car and house discounts and clean record. I believe the no commuting to work is a big risk factor and money saver.
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Old 04-25-2024 | 02:21 PM
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Originally Posted by Loess
I'm generally under $1500 but I state no business use, no commuting to work, estimate 4 or 5k km yearly, and private garage parking. Multi car and house discounts and clean record. I believe the no commuting to work is a big risk factor and money saver.
What's your deductible? Is it normal for 911 owners to have $5000 deductible???
Old 04-25-2024 | 03:43 PM
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[QUOTE=Pags993;19404598]$980 all in for my 993 and 997 yearly Owning classics is fiscally prudent it seems as both are worth more than i paid for them and cheap to insure!I would use rates.ca to do a comparison[/QUOTE

Your rates bring tears to my eyes, and not happy ones.
Old 04-25-2024 | 05:16 PM
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Originally Posted by Nadvice
What's your deductible? Is it normal for 911 owners to have $5000 deductible???
I believe it's $5000 collision and $1000 comprehensive. I think $5k was the lowest they would give but that's on a GT3. It wouldn't be hard to have a relatively minor hit costing 10's of thousands and I'm not making a claim if it's under $5k anyway.
Old 04-25-2024 | 05:19 PM
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Originally Posted by Nadvice
What's everyone paying for their 911? I got multiple quotes for a 2024 911T. ~$4000 premium with $5000 deductible! Location is Toronto. One accident for the past 9 years.

With $5000 deductible, the insurance is almost of no use other than being totaled or theft.
Save the money and just take the TTC.
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Old 04-26-2024 | 02:19 PM
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[QUOTE=ronnie993tt;19404947]
Originally Posted by Pags993
$980 all in for my 993 and 997 yearly Owning classics is fiscally prudent it seems as both are worth more than i paid for them and cheap to insure!I would use rates.ca to do a comparison[/QUOTE

Your rates bring tears to my eyes, and not happy ones.
gotta pay to play my friend...
Old 04-26-2024 | 02:20 PM
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Originally Posted by Loess
I believe it's $5000 collision and $1000 comprehensive. I think $5k was the lowest they would give but that's on a GT3. It wouldn't be hard to have a relatively minor hit costing 10's of thousands and I'm not making a claim if it's under $5k anyway.
yup my thought on the deductible on ANY car i own, i basically self insure for the first 5k .
Old 04-26-2024 | 02:36 PM
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Originally Posted by moab
Save the money and just take the TTC.
TTC = Take The Car?
Old 04-27-2024 | 08:12 PM
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Originally Posted by Nadvice
What's everyone paying for their 911?
2015 911 Carrera 4 GTS heavily factory optioned - retired and not a daily driver.
Premium: $1074 / year. $2000 deductible, full coverage.
Been with them a very long time and 49 years accident and therefore claim free.
And luckily I do not live in TO.
Old 04-29-2024 | 02:43 AM
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2023 TTS, ~$4k a year and $5k deductible.. AMA.

My normal gal, with intact perhaps, they wanted $25k deductible...LOL
Old 04-29-2024 | 03:05 PM
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$5k deductible not unusual...that's what we have on 2020 C4.
Old 04-29-2024 | 07:31 PM
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2001 996C2 Cab
3rd car with pleasure only driving with two mature drivers in household.. 2004 rate is $1154. Plus $150 for comprehensive. Car is driven from May to October and rebate provided when road insurance is cancelled….total for year for road insurance is approx 50% of the $1154.



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