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Old Mar 22, 2014 | 06:05 PM
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Default Need to vent



Came home to find part of my neighbor's tree had landed on the car. Took out the RHS mirror and dented 3 body panels. The part that's truly annoying is that she has a bunch of dead and dying trees leaning towards my driveway, so this was only a matter of time. Hopefully now she'll finally take care of it. Crap. Did not need that. Hate living in the forest.

Thanks for listening. Time for a beer.
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Old Mar 22, 2014 | 06:26 PM
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Geez, Stef, that really blows. I know how sick that must make you feel.
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Old Mar 22, 2014 | 06:48 PM
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Originally Posted by stefang


Came home to find part of my neighbor's tree had landed on the car. Took out the RHS mirror and dented 3 body panels. The part that's truly annoying is that she has a bunch of dead and dying trees leaning towards my driveway, so this was only a matter of time. Hopefully now she'll finally take care of it. Crap. Did not need that. Hate living in the forest.

Thanks for listening. Time for a beer.
That sucks, how big of a tree are we talking here?

My week wasn't too good either - 4 inch nail embedded in my brand new Michelin PSS rear tire on the Texas/NM border 900 miles into a 3,000 mile road trip. By chance the place I chose to sleep also had a full service auto repair/tire shop. They plugged the hole and made it another 500 miles to Denver.

Hope your insurance covers you on that tree!

Last edited by Para82; Mar 22, 2014 at 07:44 PM.
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Old Mar 22, 2014 | 07:07 PM
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very sorry to hear.

any photos of the damage?
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Old Mar 22, 2014 | 07:09 PM
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The branch or tree top that launched itself was about 15' long , maybe 4" in diameter. 6" to the left and it would have taken out the top. Hoping the body panels can be taken care of with paintless dent removal. I'm sure the insurance will chip in after I cough up my $1k deductible.

I know it's not the end of the world (or a blown engine), but damn, that just wasn't necessary.
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Old Mar 22, 2014 | 07:21 PM
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Her tree so her responsibility?

Dave
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Old Mar 22, 2014 | 07:35 PM
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Sorry to hear that. As a fellow ruby red owner, I'll get a beer too.
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Old Mar 22, 2014 | 08:01 PM
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Hopefully your panel dents are retractable , It may only cost a grand ......and those guys they can do wonders, hail on new cars etc.

Good luck Stef !
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Old Mar 22, 2014 | 08:08 PM
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Originally Posted by stefang
I'm sure the insurance will chip in after I cough up my $1k deductible.
Hell no! Her tree. Her home owners insurance pays 100%. Sorry for your misfortune.
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Old Mar 22, 2014 | 09:05 PM
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Originally Posted by BrakingBad
Hell no! Her tree. Her home owners insurance pays 100%. Sorry for your misfortune.
Unfortunately that's no the way it works. Even though it was her tree, the incident happened on your property so it is your problem. I have experienced this first hand twice in GA. The only way you can get her to pay for it is if you can show willful neglect on her part and document that the tree has been dead for some time and that it was brought to her attention. If you can convince your insurer of this then they will fight that battle for you…unless of course you each are insured by the same company--in that case you are hosed.
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Old Mar 22, 2014 | 09:10 PM
  #11  
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Hmmm, it may vary by state. I had a car flattened by a neighbors tree. It was covered by his home owners insurance, no questions asked.
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Old Mar 22, 2014 | 10:04 PM
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Sorry to hear, hope a for a good outcome in all ways.
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Old Mar 22, 2014 | 10:43 PM
  #13  
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Originally Posted by GatorMD97
Unfortunately that's no the way it works. Even though it was her tree, the incident happened on your property so it is your problem. I have experienced this first hand twice in GA. The only way you can get her to pay for it is if you can show willful neglect on her part and document that the tree has been dead for some time and that it was brought to her attention. If you can convince your insurer of this then they will fight that battle for you…unless of course you each are insured by the same company--in that case you are hosed.
True. This also means that branches of her trees that extend beyond her property line and encroach upon yours can be cut off by you on your property. May be time to call in a tree trimmer!
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Old Mar 22, 2014 | 10:48 PM
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Originally Posted by GatorMD97
Unfortunately that's no the way it works. Even though it was her tree, the incident happened on your property so it is your problem. I have experienced this first hand twice in GA. The only way you can get her to pay for it is if you can show willful neglect on her part and document that the tree has been dead for some time and that it was brought to her attention. If you can convince your insurer of this then they will fight that battle for you…unless of course you each are insured by the same company--in that case you are hosed.
That is pretty much the way it works in California, but each state is different. Had something similar happen to me (not my P-car) and filed a claim with my homeowner's insurance. They paid in full with no deductible and then went after his insurance company for reimbursement.

No hassle for me other than getting my van repaired. It was a kinda POS van so it came out better than when I started.
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Old Mar 23, 2014 | 01:08 AM
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Here it's also your property, your problem. All the stuff that was actually in my "air space" I had trimmed a couple of years ago. The trees in question here are on the other side of the street, but when parts do fall, they wind up in my driveway. I'll check with my homeowners insurance to see if they'd cover it.
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