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Jan 3, 2009 | 05:07 PM

madporsche

Thread Starter

Racer

Joined: Apr 2006

Posts: 254

Likes: 0

Greeting!!

Hi, everyone.
I got my new ride last week and glad to join here.
Mine is 2007 C2S and it has black/beige combination.
I love it and will never regret.
However, I have a significant question about the insurance.
Which company are you with now and what is the amount of monthly payment?
Progressive estimated $335 for a month with comprehensive $1,000 deductible. Is it really reasonable to you?
As you know, I'm new to p-car so have lots of questions here.
Anyway, I'll post some pictures of mine soon.
Thank you and drive safe.

Last edited by madporsche; Jan 3, 2009 at 10:10 PM.

Jan 3, 2009 | 05:23 PM

CBejbl

Rennlist Member

Joined: Mar 2006

Posts: 2,560

Likes: 8

From: Texas

$335 per month? !!

Jan 3, 2009 | 05:35 PM

Gaspasser19

Drifting

Joined: Nov 2007

Posts: 3,452

Likes: 29

From: Charlotte, NC

GAWD! I pay less than that for all three cars with 1/2 that deductible. You must have a poor driving record or you live in NJ or MA perhaps?

Jan 3, 2009 | 07:53 PM

David A

Rennlist Member

Joined: Jun 2001

Posts: 2,428

Likes: 10

From: California

I have State Farm with $1000 deductible and covered against uninsured drivers for $820 every 6 months.

Jan 3, 2009 | 08:19 PM

Likemystoppie?

Banned

Joined: Aug 2005

Posts: 8,215

Likes: 0

From: I'm not sell'n anythang... much..

Quote:

Originally Posted by madporsche

Hi, everyone.
I got my new ride last week and glad to join here.
Mine is 2007 C2S and it has black/beige combination.
I love it and will never regret.
However, I have a significant question about the insurance.
Which company are you with now and what is the amount of monthly payment?
Progressive estimated $335 for a month with comprehensive $1,000 deductibleis. Is really reasonable to you?
As you know, I'm new to P-car so have lots of questions here.
Anyway, I'll post some pictures of mine soon.
Thank you and drive safe.

Forget the question's about the car. My questions are:

What's your credit like?
How many accidents?
How many speeding tickets?
DUI/OUI's?

Loss of license? Suspensions?
Killed innocent squirrels while drivin?

Gone to 3rd base when you were clearly told - only boob!

Jan 3, 2009 | 08:20 PM

jerryrice

Advanced

Joined: Nov 2006

Posts: 62

Likes: 0

averages / state

http://www.4carinsurancequotes.com/states-premium.htm

Jan 3, 2009 | 08:23 PM

am722

Drifting

Joined: Feb 2008

Posts: 2,189

Likes: 1

Quote:

Originally Posted by madporsche

Is really reasonable to you?

No, not so much. Not unless you accidentally bought a Zonda. I pay about 1,100 to State Farm every year for mine.

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Jan 3, 2009 | 09:33 PM

Phil G.

Race Car

Joined: Dec 2005

Posts: 3,897

Likes: 11

From: Suburban Philly

Quote:

Originally Posted by madporsche

Hi, everyone.
I got my new ride last week and glad to join here.
Mine is 2007 C2S and it has black/beige combination.
I love it and will never regret.
However, I have a significant question about the insurance.
Which company are you with now and what is the amount of monthly payment?
Progressive estimated $335 for a month with comprehensive $1,000 deductibleis. Is really reasonable to you?
As you know, I'm new to P-car so have lots of questions here.
Anyway, I'll post some pictures of mine soon.
Thank you and drive safe.

I pay less than $1200/year for my Porsche thru Allstate. They were one of the few companies (other than Leland West) that provides this type of coverage for low mile, high end cars. Allstate's quote was better than L-W. I pay for full coverage, have a $500 deductible, but need to drive less than 5K miles/year, which for me hasn't been an issue. When I store the car in the winter, I just insure it for fire and theft and my premium drops to almost nothing during those months. So, unless you live in the "wrong state," have an awful driving record, or are around 15 years old, I can't understand why your premium should be so high. Good luck with the car!! Sounds like a gorgeous 997S.

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Jan 3, 2009 | 09:58 PM

russo

Three Wheelin'

Joined: May 2008

Posts: 1,375

Likes: 2

From: Brownsville, Tx

Ouuch!! I pay about $110 per month. Besides FICO scores and driving record, age may also be an issue. And I have quite a few tickets, about 5 in the past 3 years.

Jan 3, 2009 | 10:05 PM

#10

madporsche

Thread Starter

Racer

Joined: Apr 2006

Posts: 254

Likes: 0

I'm 23 and an international student.
Living in Philly.
Does it make sense then? Paying $335 for a month?
State Farm estimated $308 for a month.

Jan 3, 2009 | 10:23 PM

#11

_Nathan

Burning Brakes

Joined: Jul 2008

Posts: 1,189

Likes: 2

From: Davidsonville, MD

Quote:

Originally Posted by madporsche

I'm 23...

That explains it.
Must be nice, when I was 23 I was driving a used Plymouth.

Jan 3, 2009 | 11:04 PM

#12

KeninBlaine

Drifting

Joined: May 2007

Posts: 2,616

Likes: 35

From: Semiahmoo/Blaine, Wa

Quote:

Originally Posted by _Nathan

That explains it.
Must be nice, when I was 23 I was driving a used Plymouth.

Yep, young single male drivers with expensive cars pay through the nose, as their claims profile is horrible.
When I was a student, I drove an air-cooled rear engined car with bucket seats, stick shift, and streamlined body. It was a 57 VW. Cost: $700.

Jan 3, 2009 | 11:28 PM

#13

Jetpilot

Racer

Joined: Jun 2008

Posts: 366

Likes: 0

From: Dallas, Texas

I pay 290 a month for all 3 cars!

Cayenne S, 997 and Denali

Farmers with 500.00 deduct..

Jan 3, 2009 | 11:50 PM

#14

madporsche

Thread Starter

Racer

Joined: Apr 2006

Posts: 254

Likes: 0

Now I get it.
I am 23 and I guess I have to pay what I have to pay.
Anyway, I will enjoy my ride and post some pictures of mine soon.
Thank you for your help guys.

Jan 4, 2009 | 12:16 AM

#15

geof

Rennlist Member

Joined: May 2004

Posts: 2,171

Likes: 7

From: Washington, DC

Quote:

Originally Posted by madporsche

I'm 23 and an international student.
Living in Philly.
Does it make sense then? Paying $335 for a month?
State Farm estimated $308 for a month.

My insurance for an '89 Toyota Celica, in 1995 when I was a 24 yr old grad student in suburban Maryland, is about the same as my insurance now for a new-bought 997 in DC. Youngsters pay more! At least that is one benefit of getting older...

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