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Jan 4, 2009 | 12:30 AM

#16

adfsouth

Rennlist Member

Joined: Oct 2006

Posts: 883

Likes: 4

From: South Florida

Quote:

Originally Posted by David A

I have State Farm with $1000 deductible and covered against uninsured drivers for $820 every 6 months.

+1 I have State Farm as well and my premium is within $20 of yours.....

Jan 4, 2009 | 12:32 AM

#17

am722

Drifting

Joined: Feb 2008

Posts: 2,189

Likes: 1

Quote:

Originally Posted by madporsche

Now I get it.
I am 23 and I guess I have to pay what I have to pay.
Anyway, I will enjoy my ride and post some pictures of mine soon.
Thank you for your help guys.

Well at least get some quotes from other companies. I bought my 997 when I was barely 25 and I was only paying about 1700 a year at the time.

Jan 4, 2009 | 01:52 AM

#18

russo

Three Wheelin'

Joined: May 2008

Posts: 1,375

Likes: 2

From: Brownsville, Tx

Age is definitely the major factor in this scenario.

Jan 4, 2009 | 04:02 AM

#19

Soulteacher

Burning Brakes

Joined: Dec 2005

Posts: 1,236

Likes: 0

Quote:

Originally Posted by madporsche

I'm 23 and an international student.

Besides your age, being an international student is another significant factor. Been there, done that. It gets better when you switch from F-1 to H-1, but you really won't have the best rates and conditions (for insurance, mortgage, store credits, etc.) until you get your permanent residency ("Green Card"). Establishing a solid credit history is another moderating factor that takes time for new arrivals.

Jan 4, 2009 | 09:32 AM

#20

gota911

Newbies Hospitality Director
Lifetime Rennlist
Member

Joined: Apr 2005

Posts: 18,084

Likes: 43

From: Winston-Salem, NC

Quote:

Originally Posted by geof

My insurance for an '89 Toyota Celica, in 1995 when I was a 24 yr old grad student in suburban Maryland, is about the same as my insurance now for a new-bought 997 in DC. Youngsters pay more! At least that is one benefit of getting older...

Hell, if age reduces your annual premiums, I should be paying about $3.50 per YEAR!

Jan 4, 2009 | 01:47 PM

#21

larrytrk

Three Wheelin'

Joined: Apr 2006

Posts: 1,559

Likes: 76

From: MA

I guess age becomes a bell shaped curve ! :>)

Jan 5, 2009 | 06:03 AM

#22

jerryrice

Advanced

Joined: Nov 2006

Posts: 62

Likes: 0

The OP could be getting a bargain, in 1970 I was 24 (guess Im old now) , bought my first porsche, a new 911T for $6500, the insurance was $2100/yr., or about 1/3 the cars value.