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I gave them my credit card and they said they'd charge $2k (or something like that). They never actually charged it. The sales guy said "don't worry we did our due diligence" or something like that, I guess from when I did the test drive.
I gave them my credit card and they said they'd charge $2k (or something like that). They never actually charged it. The sales guy said "don't worry we did our due diligence" or something like that, I guess from when I did the test drive.
I been told that same dealers actually run your credit report during the test drive (that's why they ask for your driver's license and make a copy) so they know who they are dealing with.
how can credit be run from a drivers license? You need a ss# at minimum.
In any event i will offer them up to 1500 down. Anything more than 2k is exorbitant.
It is a fact that they run your credit rating with your drivers license. Another thing you may or may not know is that if you do this many times over a month or 2 it can actually have a negative effect on your credit rating.
It is a fact that they run your credit rating with your drivers license. Another thing you may or may not know is that if you do this many times over a month or 2 it can actually have a negative effect on your credit rating.
I thought that credit info was accessed / saved under SSN not DL.
It is a fact that they run your credit rating with your drivers license. Another thing you may or may not know is that if you do this many times over a month or 2 it can actually have a negative effect on your credit rating.
It is not a fact, and I do test drives constantly over the past 18 months and I monitor my credit report. Not one credit hit. I think your facts are wrong
You cannot run credit without explicit signature from the person and a social security # ,the license has neither.
I thought the same thing. But I checked with dealers and Equifax, and that is how it's done.
Unless there is a category of credit check that does not show up on your report and somehow magically derives your ss# from your license, something that is simply not possible nor legal through regular commercial enterprise.