cgeorgan

Hello to all -

Today something interesting popped up while I was reviewing my insurance policy online. I use Geico, and feel I have a "decent" insurance rate (all else considered). But something caught my eye specifically in my contract, and it is the description of my car in the policy:

911CRTBGT2

If you think about the wording, they're probably referring to a "911 Carerra Turbo GT2".

When I first saw that, I came to the quick - and possibly incorrect - conclusion that the description was meant to be all inclusive for 911 "Carerras" (both C2 and C4's), "Turbos", and "GT2's". However, now that I think about it, nobody in their right mind - Geico especially - would charge the same rate for all those 911's, or even put them in the same category.

I'm about to give Geico a call on this - I'm getting the feeling that I've been paying insurance premiums for a GT2 the whole time, when we all know a Turbo (while a great car) is nowhere near that car in terms of performance.

Before I call, does anybody out there use Geico and, if so, is this the same description you get on your insurance policy?

Thanks in advance!
CG

TXGold

About a week or two ago I filled out a few of the online forms for insurance quotes. On a few of the sites I noticed that the closest description to TT was GT2. Incidentally I ended up going with State Farm, and none of the online underwriters; mainly because of price.

gobble

I have Liberty Mutual and they are MUCH cheaper than Geico. My insurance is under $500 a year for the 996tt.

TXGold

How is your insurance so cheap gobble? The cheapest I found was $1400 or so a year!!!

cgeorgan

THAT is a LOW premium...congrats. Not sure where you are though, what your age is (no need to share!), how much you drive, etc.

Mine is a daily driver in the New York City metropolitan area...so I'm not looking for the same cut rates I had growing up in Michigan! I am willing to look at other insurers however - I'm not married to Geico.

CLS

I have GEICO with a $1k deductable for a 2001 911 4 and I pay $445 a year, Bay Area, CA.

jimq

All my GEICO says is 03 Porsche and 01 POrsche. Nothing about Turbo or GT2
I also have $1K deductable and pay $550 a year as non daily driver.

gobble

My premium is $485 per year with $1000 deductible and full coverage. I'm 37 and live in southern Wisconsin. I think I have something like a 5,000 mile per year limit which I'll never come close to.

Wachuko

GEICO here as well.. 911CRTBGT2 that is what I have as well...

jimq

where is that on your policy Jaime? I didnt see it anywhere on mine.

manny_g

I'm insured through USAA and the description of the carin the policy reads the model year, car model, make and vin#. It has no other reference. I pay approx. $520 every six months, but have a limit on the miles of approx. 6000 miles a year. no tickets or accidents.

Wachuko

In the insurance card... under Model

I even called to make sure they had the right car and description since they are charging me an arm and a leg for insurance...

But I have a 250 deductible... that might be the difference between our policies... I too have a 5K year usage... but I pay something like 1200 a year... ouch... note to self... must change insurance coverage

calturbo

I am embarrassed to say how much I am paying. California drivers get shafted.

I do know that since my wife has two tickets (drives a twin turbo V12 benz) she is the reason for the huge cost. We have AAA and pay $5000 per year with a $250 deductible (includes premium towing).

jimq

Thats why I went with $1K. You are ahead of the game after a couple of years.
I just looked at my card online and all it says is 03 Porsche 996 and the Vin

9Eleven

Make sure you check your limits. I have a million dollar umbrella policy just in case.