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Question on Insurance (Specifically, GEICO)

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Old 09-06-2007 | 09:30 PM
  #16  
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From: Westchester, NY
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I have GEICO and live in the NYC metropolitan area. My insurance card says "911TURBO". I pay $1200 per year with $1 million in liability coverage and a $500 deductible. I think I told them I would drive the car less than 5000 miles per year.
Old 09-06-2007 | 11:51 PM
  #17  
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I told State Farm that I only drive 10000 a year. I have 250/500 250. I have a $1000 deductible. Live in Houston, TX(aka The Swamp). I have a 1Million$ Umbrella and carry my homeowners policy with State Farm as well. I am a new member to State Farm. No accidents or tickets. My coverage is approximately $700 every 6 months for the car. I am 31. This all doesn't make much sense hearing the other coverages. Any tips!?! Not just for me, but the other poor saps paying to much as well.
Old 09-06-2007 | 11:59 PM
  #18  
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Originally Posted by calturbo
I am embarrassed to say how much I am paying. California drivers get shafted.

I do know that since my wife has two tickets (drives a twin turbo V12 benz) she is the reason for the huge cost. We have AAA and pay $5000 per year with a $250 deductible (includes premium towing).
Don't be embarrassed. If you think that Cali drivers get shafted, think again. I have a nineteen year old on my policy and pay JUST FOR HIM ALONE $3,200 every six months. He has no tickets or accidents. USAA is the most economical company that I have found. My liability is only for $.5 mill. There now you can sleep better...
Old 09-07-2007 | 02:18 AM
  #19  
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I guess he has a nice car.
Old 09-07-2007 | 02:52 AM
  #20  
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Wow, you guys have cheap insurance I live in New Jersey and we pay through the nose.

I pay $1,500 a year (All State) for an 02 C4S and it's not a daily driver, it's a third car. I have a 500 deduct on collision and 100 deduct on comprehensive.

I'm 37, married, own a house, and have a perfect driving record (knock on wood) no tickets or accidents ever in 20 years of driving.
Old 09-07-2007 | 04:23 AM
  #21  
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From: Orange, Ca.
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Hey All
If you have a clear record drive under 7500 miles a year and have multiple policies with State Farm ie multiple cars, homeowners, umbrella and even life insurance you get whats called a multi-line discount. The more lines the better the discount. My six momth premium with $1k collision deductable with SF is $525 on my 04tt. Your liability limits and deductable amounts will impact your premium.
See your local SF agent we have very competive rates.

FSTEDE1
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Torrance, Ca.
Old 09-07-2007 | 04:09 PM
  #22  
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Erie Insurance reports my 03 tt as a GT2, nothing to worry about, I was told that both cars have the same risk rating thus get the same rates. I pay 763 a year between the wife and I with a 500 deductible which I consider to be quite fair.
Old 09-08-2007 | 12:10 PM
  #23  
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I have Geico on my truck and 993, but they told me they wouldn't insure the turbo. I went with Leland West and got an agreed value policy. $1700 per year.
Old 09-08-2007 | 05:56 PM
  #24  
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I thought even a caveman can do it.
Old 09-08-2007 | 06:16 PM
  #25  
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When I bought the 996tt I was up in the air between it and a F355. Liberty Mutual wouldn't do a Ferrari. The 996tt is in a class where the agent needs to send the policy to their underwriting department for manual calculations. I don't know what that means, but I can no longer view my coverage on their website because of it.
Old 09-11-2007 | 02:52 AM
  #26  
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Liberty Mutual also. $750 a year, $500 deductable, 5K annual milage limit. They also had to manually calculate the premium. Think I'll kick the deductable up to $1k to see how much the premium drops.
Old 09-11-2007 | 10:35 AM
  #27  
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Liberty mutual has some big discounts if you are an alumni of a decent college. My policy gets something like a 10 or 15 percent university of Wisconsin alumni discount. I only found out after a coworker told me. You should ask your agent.
Old 09-21-2007 | 04:34 PM
  #28  
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Originally Posted by gobble
Liberty mutual has some big discounts if you are an alumni of a decent college. My policy gets something like a 10 or 15 percent university of Wisconsin alumni discount. I only found out after a coworker told me. You should ask your agent.
Go Blue!
Old 09-25-2007 | 04:55 PM
  #29  
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Gieco and pay almost $3k a year for the TT and my 04 maxima. Love being 26 single homeowner with a couple tickets, not to mention living in Balitmore City. My rates went up dramatically from the C2 I had for a year. They classified it as a carrera T - judging by the rates they know the difference.



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