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Old 01-01-2020, 11:43 AM
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Penn4S
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Default Extended Warranty or not opinions

I am nearing the end of my OEM warranty. And I'm debating with getting an extended warranty from Fidelity. My car has been flawless and I'm going to keep it for at least another 3-5 years.
I have never purchased an extended warranty before. I usually just self finance and repairs. The biggest worry is PDK but again no issues and very little noise on PDK issues with the TTS. My car has 30k mileage now so I'm looking at $5-6k for 3-5 extra years of coverage.
Any thoughts ?
Old 01-01-2020, 12:57 PM
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abiazis
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Pay as you go with repairs as you are only driving 6K a year on average.....30K on a Porsche is nothing...
Old 01-01-2020, 01:38 PM
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Jim991
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I have only purchased an extended warranty once and it was on a boat due to new drive train technology. I recovered half the cost of the warranty. The PDK is a proven unit. I would roll the dice. Fidelity makes money selling those warranties. Odds are you will make money by not buying one.
Old 01-01-2020, 08:50 PM
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Drove to Palm Beach today from Naples. Car ran flawlessly. Am leaning towards self insuring.
Old 01-02-2020, 03:27 PM
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Originally Posted by Penn4S
I am nearing the end of my OEM warranty. And I'm debating with getting an extended warranty from Fidelity. My car has been flawless and I'm going to keep it for at least another 3-5 years.
I have never purchased an extended warranty before. I usually just self finance and repairs. The biggest worry is PDK but again no issues and very little noise on PDK issues with the TTS. My car has 30k mileage now so I'm looking at $5-6k for 3-5 extra years of coverage.
Any thoughts ?
Have there been problems with the PDK? Other than the one thread here somewhat recently, I have not noticed anyone having too many issues...

I bought the aftermarket warranty for my BMW for a little over $5k CDN because of some of the horror stories associated with their DCT, I thought the Porsche version was superior.

Cheers,
Old 01-02-2020, 03:41 PM
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Deckard
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I'm in the same boat but with 40k miles--let me know what you end up deciding. My main concern is how difficult it is to get warranty claims covered by a third party such as Fidelity who has every incentive to deny the claims (as compared to Porsche who has every incentive to keep you around as a repeat customer).

I'm also checking the 997 turbo forums to see what high mileage maintenance issues those guys are running into--aren't the engines in the 997.2 TTS' similar to the 991?
Old 01-02-2020, 04:11 PM
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tallers
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Originally Posted by Deckard
I'm in the same boat but with 40k miles--let me know what you end up deciding. My main concern is how difficult it is to get warranty claims covered by a third party such as Fidelity who has every incentive to deny the claims (as compared to Porsche who has every incentive to keep you around as a repeat customer).

I'm also checking the 997 turbo forums to see what high mileage maintenance issues those guys are running into--aren't the engines in the 997.2 TTS' similar to the 991?
I have a 2015 TT and recently purchased Fidelity extended warranty. There are other threads on this forum with good feedback on Fidelity, including repairs covered. Porsche warranty is also 2nd party and much more costly. I spoke with my Porsche dealer and they have no problems with them.
Old 01-02-2020, 04:18 PM
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I have Fidelity as well. Fixed the turbo and front axle boot with no issue. It is a great idea as you will never know when you need it.
Old 01-02-2020, 04:51 PM
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Still debating it with myself. Car is strong and it's my 5th TT car and they have all been solid past the warranty date.
Has anyone had any serious problems past the warranty date and into the higher mileage?
Old 01-02-2020, 05:00 PM
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Originally Posted by Penn4S
Still debating it with myself. Car is strong and it's my 5th TT car and they have all been solid past the warranty date.
Has anyone had any serious problems past the warranty date and into the higher mileage?
I'd asked you about perceived problems with the PDK, that may sway me...
Old 01-02-2020, 10:46 PM
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I have really not seen much of anything on PDK failures on TT or TTS cars. I hate to be paranoid about the cars I own. So far this car and my previous versions have been easy to live with.
Old 01-03-2020, 02:31 PM
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Originally Posted by Penn4S
I have really not seen much of anything on PDK failures on TT or TTS cars. I hate to be paranoid about the cars I own. So far this car and my previous versions have been easy to live with.
Historically, I have had more problems with transmissions than any other component on the car.

You had me worried for a moment that the PDK was going to grenade itself ... similar to the level of fear that BMW has instilled in me.
Old 01-03-2020, 03:53 PM
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The PDK can be repaired. Porsche just chooses not to. The idea that you throw a fault code on the PDK and the only alternative is replacement is ridiculous. The failed warranty units are being replaced with refurbs from ZF. There was a great DIY article recently here about the most common PDF failures and they were almost all minor issues. There is a shop in CA that repairs PDKs. Maybe the reason there are not more shops doing this work is the low failure rate. Anyway, I would not buy a $6k warranty to protect against a very unlikely PDK failure.

Aftermarket warranties are not warranties. They are insurance policies. There is no reason to buy insurance for an event you can afford to pay for. Insurance was invented to protect against the unlikely event you experience a catastrophic loss like one of your ships sinks or your house burns.

Pay $6000 for a one in 5000 chance a PDK or similar failure will occur is foolish. If this was a good bet Fidelity would be out of business years ago.
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Old 01-03-2020, 04:08 PM
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That's an interesting way to look at it. So none of these after market warranties are sanctioned by PCNA? Is this the reason PCNA doesn't offer its own version?
Old 01-03-2020, 04:13 PM
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Porsche sells its own aftermarket insurance repair policy but from what I have heard it’s more expensive than Fidelity.


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