Track Insurance
06-03-2020, 04:05 PM
#16
Rennlist Member
Thread Starter
Two day coverage is close in price which makes no sense since it’s twice the track time. Maybe I’ll attend 2-day track events exclusively
The event I’m thinking about attending is an autocross at a track so the car won’t go beyond 50mph.
06-03-2020, 04:08 PM
#17
$800 includes $170k coverage and $1M liability for one day.
Two day coverage is close in price which makes no sense since it’s twice the track time. Maybe I’ll attend 2-day track events exclusively
The event I’m thinking about attending is an autocross at a track so the car won’t go beyond 50mph.
Two day coverage is close in price which makes no sense since it’s twice the track time. Maybe I’ll attend 2-day track events exclusively
The event I’m thinking about attending is an autocross at a track so the car won’t go beyond 50mph.
06-03-2020, 04:29 PM
#18
Three Wheelin'
The annual policy is great, but there is a break even point that I don't hit so per event ends up cheaper. I would need to go 8-9 times to make the annual worth it. Unfortunately I can't make it that much these days, so daily it is.
06-03-2020, 04:33 PM
#19
Nordschleife Master
$800 includes $170k coverage and $1M liability for one day.
Two day coverage is close in price which makes no sense since it’s twice the track time. Maybe I’ll attend 2-day track events exclusively
The event I’m thinking about attending is an autocross at a track so the car won’t go beyond 50mph.
Two day coverage is close in price which makes no sense since it’s twice the track time. Maybe I’ll attend 2-day track events exclusively
The event I’m thinking about attending is an autocross at a track so the car won’t go beyond 50mph.
As has been stated, I don't know of anyone who buys track insurance for autocross. You run around plastic pylons in a wide open space. Unless you do something silly like powershift into mechanical over-rev, the chance of you doing damage is unlikely. But if you hit too many pylons and scatter them, your friends/workers may just toilet paper your car
On another point, the GT3 is not really an ideal autocross car. It's legs are too long., i.e. too big, too heavy, too much power, it's aerodynamics are useless. It's a good way to learn car control, but expect get beaten by well set-up Boxsters, Miatas, 924s, 914s, etc., and they'll have a lot of fun while doing it as you struggle with your car.
Last edited by Palting; 06-03-2020 at 04:52 PM.
06-03-2020, 04:56 PM
#20
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Open Track annual policy. Do between 60 and 70 track days/season. $800/day would put me out of business at 60 days/season (almost $50K).
That said, I've never had to use the policy, but the peace of mind is worth every penny.
I have a 14 981S that was insured for about $3500/year at a $60K agreed value.
I just picked up a 2018 991.2 GT3 (yes, 3 pedals) that I plan to track.
I was quoted around $6500 for $160K agreed value per season for the GT3, and the Cayman gets added on to the policy for another $150, So basically under $7K to insure 2 cars that will be seeing a lot of track time.
If you are doing more than just a few track days/season, the Open Track annual policy really is a no brainer, and their customer service, Ben, Jarrod, and Sue I believe, is very good as well. Answer any questions you have, talk about the quote, email you right back, etc.
Now, if we could just get back on track....
That said, I've never had to use the policy, but the peace of mind is worth every penny.
I have a 14 981S that was insured for about $3500/year at a $60K agreed value.
I just picked up a 2018 991.2 GT3 (yes, 3 pedals) that I plan to track.
I was quoted around $6500 for $160K agreed value per season for the GT3, and the Cayman gets added on to the policy for another $150, So basically under $7K to insure 2 cars that will be seeing a lot of track time.
If you are doing more than just a few track days/season, the Open Track annual policy really is a no brainer, and their customer service, Ben, Jarrod, and Sue I believe, is very good as well. Answer any questions you have, talk about the quote, email you right back, etc.
Now, if we could just get back on track....
06-03-2020, 05:52 PM
#21
Rennlist Member
Open track is cheaper if you do an annual policy and do a lot of track days.....
Used to think they are expensive until a friend totalled his RS and Open Track got him a check asap!!
Used to think they are expensive until a friend totalled his RS and Open Track got him a check asap!!
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dgrobs (06-03-2020)
06-03-2020, 08:56 PM
#22
Three Wheelin'
Originally Posted by Palting
It's the $1M liability that brings the price up.
As has been stated, I don't know of anyone who buys track insurance for autocross. You run around plastic pylons in a wide open space. Unless you do something silly like powershift into mechanical over-rev, the chance of you doing damage is unlikely. But if you hit too many pylons and scatter them, your friends/workers may just toilet paper your car
On another point, the GT3 is not really an ideal autocross car. It's legs are too long., i.e. too big, too heavy, too much power, it's aerodynamics are useless. It's a good way to learn car control, but expect get beaten by well set-up Boxsters, Miatas, 924s, 914s, etc., and they'll have a lot of fun while doing it as you struggle with your car.
As has been stated, I don't know of anyone who buys track insurance for autocross. You run around plastic pylons in a wide open space. Unless you do something silly like powershift into mechanical over-rev, the chance of you doing damage is unlikely. But if you hit too many pylons and scatter them, your friends/workers may just toilet paper your car
On another point, the GT3 is not really an ideal autocross car. It's legs are too long., i.e. too big, too heavy, too much power, it's aerodynamics are useless. It's a good way to learn car control, but expect get beaten by well set-up Boxsters, Miatas, 924s, 914s, etc., and they'll have a lot of fun while doing it as you struggle with your car.
06-03-2020, 09:18 PM
#23
Rennlist Member
Thread Starter
06-03-2020, 10:59 PM
#24
Burning Brakes
Buy track insurance. I totaled a M4 GTS and was really glad I had it.
06-03-2020, 11:04 PM
#25
Rennlist Member
^^but at an autocross? Unless you're accident prone or unexplicably drawn to light poles in parking lots, I wouldn't worry about it.
06-03-2020, 11:14 PM
#26
RL Community Team
Rennlist Member
Rennlist Member
It's the $1M liability that brings the price up.
As has been stated, I don't know of anyone who buys track insurance for autocross. You run around plastic pylons in a wide open space. Unless you do something silly like powershift into mechanical over-rev, the chance of you doing damage is unlikely. But if you hit too many pylons and scatter them, your friends/workers may just toilet paper your car
On another point, the GT3 is not really an ideal autocross car. It's legs are too long., i.e. too big, too heavy, too much power, it's aerodynamics are useless. It's a good way to learn car control, but expect get beaten by well set-up Boxsters, Miatas, 924s, 914s, etc., and they'll have a lot of fun while doing it as you struggle with your car.
As has been stated, I don't know of anyone who buys track insurance for autocross. You run around plastic pylons in a wide open space. Unless you do something silly like powershift into mechanical over-rev, the chance of you doing damage is unlikely. But if you hit too many pylons and scatter them, your friends/workers may just toilet paper your car
On another point, the GT3 is not really an ideal autocross car. It's legs are too long., i.e. too big, too heavy, too much power, it's aerodynamics are useless. It's a good way to learn car control, but expect get beaten by well set-up Boxsters, Miatas, 924s, 914s, etc., and they'll have a lot of fun while doing it as you struggle with your car.
No need to insure AutoX.
No reason to AutoX a GT3.
To OP: rethink your plans.
06-03-2020, 11:20 PM
#27
Burning Brakes
not needed for AutoX
06-04-2020, 12:18 AM
#28
Rennlist Member
On another point, the GT3 is not really an ideal autocross car. It's legs are too long., i.e. too big, too heavy, too much power, it's aerodynamics are useless. It's a good way to learn car control, but expect get beaten by well set-up Boxsters, Miatas, 924s, 914s, etc., and they'll have a lot of fun while doing it as you struggle with your car.
06-04-2020, 03:53 PM
#29
06-04-2020, 05:59 PM
#30
Rennlist Member
Open Track customer here. Very straight forward and I will continue to use them in the future.