cali4sun

According to PCA's website for valuation's.

Models Covered
356, 356A, 356B, 356C Coupe and Cabriolet
356A Convertible D
356 and 356A Speedster
1966-69 912
1976 912E
1973-76 914/2.0
914/6
1965-98 911
1976-79 930
1983-91 944
1986-89 944 Turbo
1992-95 968

Models NOT Covered
356A Carrera
356A and 356B Roadster
924, 924S, 928
Racing models
Limited production models (1973 Carrera RS, etc.)
914/1.7 and 1.8
911 Turbos (930) 1980-on
1997-98 Boxster
ALL MODELS 1999-present


Charles
'89 S4 GP White/Black lsd, rmb
'76 912E Silver/Black

jeff spahn

This

MGW-Fla

I wonder if you shouldn't make sure you involve your insurance co. if you have full coverage. My son's Roush was hit in the front quarter panel about 8 mos ago when someone decided to change lanes without looking. Not too bad, qtr panel, hood, lights, etc. He wasn't as bummed about his car as he was about the "nice lady cop" who felt bad for the "other" driver & didn't give him a ticket!! He said where was this cop when he was at fault?!

Soon into the process, the other guys insurance started right away with the "you're a rube & we are here to screw you over & act like we're doing you a favor" attitude, & take it to their "preferred" shop, etc. Didn't want to recognize it was a Roush with special front facia & skirting & only pay for standard Mustang body parts.

His insurance agent, who is my good friend for 30 yrs & a owner of 7 Mustangs, agreed that my son needed to go through his own insurance (Safeco), and get it fixed where he wanted, as he wanted. He only had to pay the $500 deductible up front(how much is your time & stress worth?), which was refunded a few months later after Safeco dealt with the other guy's cut rate insurance co. Safeco has just as many full time attorneys as any other insurace co, so they can play hardball better than an insured can. Heck, it was worth that just for his time and hassle of dealing with an insurance co(not yours), and of feeling like they are asking you to bend over & grab your ankles, all the while saying Thank You!

Jherriott

I am no expert, but I think this is something that can be done prior to a collision. Have an appraiser put on paper the amount you want the car to be worth, and then you will be paying the proper premium before any collision occurs. Trying to do this after a collision is going to be a bureaucratic wrestling match. Good luck at any rate! Hope you can save her...

MGW-Fla

I'll pass along one other interesting fact that was proven by another Porsche owner I know.

My agent friend told me a couple years ago that within the State of Florida, something like 48% of all drivers here DO NOT have ANY insurance whatsoever!(Welcome to America!) I asked him twice for confirmation, cause how do you get a tag renewal without it?? But he said yes, that is the case. He also said, of the ones who do have insurance, about half of those only have the minimum required Personal Injury Protection coverage. Try thinkin about that as your drivin around in traffic! Ok don't!!

The other Porsche friend has a 1971 911 that he bought new & it only has about 60k miles on it. He only kept the bare minimum insurance since he rarely drives it. About 18 months ago, he was at the gas station pumping gas when some idiot backed up right into his car!!! Guy had no insurance & Florida is a No Fault State. He also had nothing worth suing over. Final chapter: when I saw him last night at a function at Brumos Porsche for the unveiling of the new Boxster, I asked about his car. He was about to get it back after paying thousands out of pocket for the full amount to have it repaired properly. He even said he had learned his lesson about not having just bare minimum insurance. And as I told him, with most insurance companies now offering collector car coverage with mileage limitations, there would be few reasons not to have it. I pay very little a year for each of ours.

RET

Many thanks for the responses and advice.

I don't seem to have presented some facts clearly, so to recap and clarify: my car is as described in my signature; it was rear ended while I was stopped at a signal light, so the other driver is totally liable, my insurance (AAA) is not involved; his insurance company, Commerce West (in AZ), sent a local (CA) independent appraiser out; I do not have a copy of that report for cost-to-repair, but I do have an estimate for $12K for the bodywork; the suspension has been fixed (paid by me now, to be reimbursed by “them” later....); and, I am now organizing documents and references to justify the value of, or the cost to replace, my car in order to get the other guy's insurance company to do the right thing and pay to fix my car properly.

What is important is the replacement cost, so my plan is to gather information on the cost of replicating my car as it was with all of its enhancements and presenting this to the insurance company as justification for a valuation higher than the repair costs. The base car, onto which all of the enhancements will be added, would be a 1989 928 GT in excellent condition.

My intention is to do this soon, as advised...

I would also consider having a professional appraisal done to add to my document pile. Can anyone recommended a source?

Regarding attorneys (been there, done that.....); I have been on both sides of various lawsuits over the years and have paid my share for the next generation of lawyers to go to law school. I hope that I don't have any illusions about the expense of the process or fairness of the outcome as I have had a couple of Pyrrhic victories while the attorneys have always won.... but sometimes I can't resist the temptation to tilt at windmills.......

SQLGuy

I am unclear about your statement: "...sent a local (CA) independent appraiser out; I do not have a copy of that report for cost-to-repair..."

An independent appraiser doesn't do "cost to repair" estimates, they do estimates of what the value of the vehicle would have been before the damage. If that's not the answer you're getting from his insurance about what the appraiser was doing, you should definitely pull in AAA and have them escalate this.

rgs944

Same thing when my daughter got hit from the side. Do not trust that corporate trash one siingle bit, Make him show you the 4K GT he found. Do not go one step further without making him prove that he found a comparable GT for that price. Get him on tape if you can.

James Rouse

Man I'll tell you the best thing you'll ever do on this one is get your own insurance company involved! Let them handle the other guys insurance people thats part of what you pay them for ! and most importantly Keep a copy of the accident report (Please tell me you got one!) my brother t-boned a lady that ran a red light and the next thing he knows her insurance company is suing him for damages to her car and hospital and such , turns out she buffalo'ed the traffic cop into changing his original report where he'd assigned fault to her, to read so that there was no fault in the accident. Unfortunately for her my bro had gotten a copy of the original report already so when her insurance company started calling him wanting to know how he planned to pay for the damages to her car and pain and suffering (which we thought was odd since they'd never been to court over it ) he told them they'd have to speak with his insurance company which they really didn't want to do at all our insurance agent said it was actually hilarious they called and basically laid out the same line of BS they put on my brother and the agent then questioned them as to why they were expecting to receive any compensation for an accident that was their clients fault , at which point they immediately started screaming that the officer hadn't assigned fault and faxed over a copy of the second report while he was on the phone with them, our guy says "HMMM thats odd I seem to have an accident report here that's dated BEFORE yours in which the officer clearly assigns fault to your client AND sites testimony from several witnesses stating that you client blatantly ran a red light while talking on a cell phone!" the other agent hung up on him and a day later the court case was dropped ! The point of all this being that if my brother had tried to deal with this himself he'd prolly still be paying for some dipsticks car (he was driving a 77 dodge aspen so he only had a smudge on his bumper, her little plastic car however was destroyed = KARMA) because of an altered report ! We were completely unaware that here in Tennessee if there are two accident reports the one with the earliest date is the only one thats admissable in court, but our insurance agent knew!

SQLGuy

I agree. The only down side of involving AAA is that you'll have to pay your deductible up front, and then they will try to recover it from his insurance - suing them if they have to.

Bill Ball

If it's AAA, this is a good point. However, there are many instances where peoples' own insurance company shows about as much interest in looking out for the insured as the other guy's. Bob, if you are using your personal attorney, what is your retainer agreement? It's common for attorneys to take 1/3rd of any settlement they negotiate and 1/2 of any court settlement. So, you should weigh this against AAA taking this on instead.

It might help if Brendan (BC) sees this and gives his opinion - he's in the insurance business.

jbrob007

Dont mean to side track this thread but why in the world would PCA exclude any stock Porsche model from this service? Maybe I'm just ignorant to the process and the reasoning... Hmmmmmm.....

cali4sun

" The reasons behind the non-coverage of certain year/models fall into one or more of several categories, including too new, lack of sufficient database to support a valuation, rampant speculation in prices of some models, lack of interest to justify the work required, and perhaps others "


Here's the link.

http://www.pca.org/Membership/ValuationProgram.aspx


Charles
'89 S4 GP White/Black lsd, rmb
'76 912E Silver/Black sunroof