Crashed my car !!! Pictures on page 2
05-11-2006, 08:19 PM
#61
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That story sounds so familiar...two years ago I was hit in the side and my car was totalled by a Dodge Durango...interesting...I understand how you feel!
Sounds like you might be wanting a new one? Send me a PM.
Sounds like you might be wanting a new one? Send me a PM.
05-12-2006, 06:24 AM
#62
Cab'n It
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Your insurance guy is a friggin idiot... I had that fender bender with my wife, left driver's side quarter had to be replaced because she hit that 944 beautiful fat *** cheek... I told him he wasn't going to total my car and he was going to let me pick the shop (Finishing Touch in Fountain Hills AZ, they do nothing but Ferari's and high end German cars). First time I ever sat in a GT 40 (one of the originals from the 60's but I digress...).
My wife's fault OK (same policy, it's as though I hit my car..) so you have way more leverage because it was someone else's fault. Don't let him dick you around..
My wife's fault OK (same policy, it's as though I hit my car..) so you have way more leverage because it was someone else's fault. Don't let him dick you around..
05-12-2006, 04:38 PM
#63
Racer
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Originally Posted by TheMAXX
That should have nothing to do with it the math doesn’t make sense. If your car is worth $6300 dollars then until they would have to pay out more then $6300 including your deductible then the car isn’t totaled. The damage $4500 does not exceed the value of the car. They should then give you a check for $3500 ($4500 minus your $1000 deductible) and then go after the other driver for what the damage is and when they collect they should then pay you the $1000 deductible amount.
How much they can get at salvage would only come into play if the cost to fix the damage was more then the value of the car. Then the salvage amount is how much you would have to pay them to keep the car.
Somebody has their logic all screwed up.
Was any one ticketed at the accident scene?
How much they can get at salvage would only come into play if the cost to fix the damage was more then the value of the car. Then the salvage amount is how much you would have to pay them to keep the car.
Somebody has their logic all screwed up.
Was any one ticketed at the accident scene?
Maybe I should try to talk to one of the managers at his office to get the skinny of the policy I have.
05-12-2006, 06:17 PM
#64
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Check my post, bottom of last page. 80% damage is pretty much an industry standard total limit. Some will do 70% if there is mechanical damage.
You are at 71% with $4500 damage and $6300 ACV. You should get $4500. Car is repairable.
You are at 71% with $4500 damage and $6300 ACV. You should get $4500. Car is repairable.
05-12-2006, 07:20 PM
#66
Hey, same thing happened to me "PROGESSIVE"!!!!!!!! my agent wouldn't even deal with aftermarket or used parts, only factory parts. Crap, I even found all the parts and told him where I could get them, and at what price.....no go !Again....PROGRESSIVE!!!!!! He salvaged it out. Said it was worth $3500. I took the money less deductable, bought it back for $500. Got Fiberworks front and rear bumpers for it. The only problem with a salvage title is how much a buyer will give you for it with that title. If it's only cosmetic, towers are not bent and you dont think you'll be selling it, buy it back, do most of the work yourself. I'm happy I did.
05-12-2006, 09:07 PM
#68
Racer
Thread Starter
Originally Posted by MyBlackCar
Your insurance guy does not know better. The body is the same from 83-89 for the n/a. There is no reason why you are limited to just the 1989 model for parts.
05-12-2006, 09:08 PM
#69
Racer
Thread Starter
Originally Posted by Funn944
Hey, same thing happened to me "PROGESSIVE"!!!!!!!! my agent wouldn't even deal with aftermarket or used parts, only factory parts. Crap, I even found all the parts and told him where I could get them, and at what price.....no go !Again....PROGRESSIVE!!!!!! He salvaged it out. Said it was worth $3500. I took the money less deductable, bought it back for $500. Got Fiberworks front and rear bumpers for it. The only problem with a salvage title is how much a buyer will give you for it with that title. If it's only cosmetic, towers are not bent and you dont think you'll be selling it, buy it back, do most of the work yourself. I'm happy I did.
I am really trying to avoid a Salvage title.. I understand it can be a hoop-jumper to get the car inspected.
05-12-2006, 09:09 PM
#70
Racer
Thread Starter
Originally Posted by Perry 951
Check my post, bottom of last page. 80% damage is pretty much an industry standard total limit. Some will do 70% if there is mechanical damage.
You are at 71% with $4500 damage and $6300 ACV. You should get $4500. Car is repairable.
You are at 71% with $4500 damage and $6300 ACV. You should get $4500. Car is repairable.
I agree this sounds fair..
So he should not be factoring in salvage value in his determination of totaling??
05-12-2006, 09:10 PM
#71
Racer
Thread Starter
Originally Posted by bloodraven
That story sounds so familiar...two years ago I was hit in the side and my car was totalled by a Dodge Durango...interesting...I understand how you feel!
Sounds like you might be wanting a new one? Send me a PM.
Sounds like you might be wanting a new one? Send me a PM.
05-12-2006, 09:13 PM
#72
Racer
Thread Starter
I am going to bring it to a shop and get a full evaluation. It really needs a professional to go over it.. make sure the damage is repairable vs. replaceable and that I am not missing anything major that could change the whole story.
05-13-2006, 03:19 AM
#73
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incessant, if your interior is nice as well as the paint, please fix the car! It's a shame that these great cars are getting junked left and right 'cause of low values and idiot apraisers. Shure, parts are expensive and they are hard to work on but that only helps the owner build his character....if it doesn't kill you it can only make you stronger... 
05-13-2006, 10:53 AM
#74
Racer
Thread Starter
Originally Posted by 993James993
I assume that you were at fault and not the other driver. If this is not correct then his insurance company would be responsible. If you are at fault then don't waste your time with the agent. Take your car to the dealership and get a written estimate. Then call their claims number and file a claim. They will probably tell you to take the car to claims center or they will send out an adjuster. Show him the car and the estimate. Refuse to allow them to total the car. Have receipts showing all you have put into the vehicle. They should settle. Then find a good independent body shop. You should be able to come out of this just fine.