Perry 951

Pretty much every state allows estimates on vehicles 3 years old or oler to be written with like kind and quality (LKQ - clean used salvage parts) and aftermarket new (AM - such as Keystone parts), if they are availible. The sources need to be listed on the estimate. Texas is about the only state I know of that does not allow usage of these parts in an insurance settlement.

Salvage titled cars can be hard to re-title and you cannot drive it unitl it is DOT checked and the new title issued. Could be several weeks. You could fix it pretty easy and retitle without issue.

Mike C.

Fix it! There are plenty of used parts places that will give you (or your adjuster) a firm quote for a good used fender and valence. Then you can avoid a salvage title and still save money on the body shop labor if you DIY.

devious944

first off . i work at a body shop. we deal with progresive. find a shop to take it to . its your chioce not theirs .

AZS2

That car is not that bad. I think you can fight to get it fixed. The low mileage should give you some leverage. They will try to comp your car out against the same make model from a database of recent sales. Obviously, most of those will be in excess of 100k miles. Yours is low mileage and nice so don't let them bully you around with their first offer. Also if the accident wasn't your fault, your not responsible for the deductible the other guy is. If you place the claim through your ins. you may have to foot it initially. But you should get it back.

bearone

$2500 salvage is a joke.

i do believe your agent is hosing you, possibly for his own purposes.

when i crashed the 87944S in feb a year ago i got $5k + the car with a salvage title.
the other persons rep/agent said it wasn't worth his time to mess with it.

87951

AZ968Cab

Shop and base the decision on the market....

I was involved in a fender bender, believe it or not, my wife backed into me in our driveway.... BMW - $350 bumper and some paint work... 944 - Damn near totaled (I almost kicked the adjuster's *** to keep him from doing it..). First words out of my wife's mouth "What should we do..."?? First words out of mine "Divorce comes to mind..."!!!

Bottom line, I got it fixed, no one could tell except me and I got MY first Porsche back. BTW, checkout 20th street auto in Phoenix, they have a ton of near flawless 944 body panels. http://20car.com/

incessant

Thanks for all of the input guys. It is much appreciated.

Ok.. I spoke to the insurance rep agent last night.. he says he estimates the damage at $4500.00 plus the estimated $2500.00 he thinks they would get at salvage auction puts it over the $6300 nada.
He says that in the quote, he has a new Face plate? because the left corner is bent just a little. That is $1200 of his quote.

He says a shop may be able to fix, vs. repair it and that would make the difference.

Also, they do allow after market parts.. So the $500 mentioned earlier may work. Then I have an after market part.. which kind of sucks.

So I wonder, if I get a shop to estimate $4000K repair, don't I then get a check from the insurance company for 3000K at which point I could use any part I so choose?

kasturbo

I've got a turbo front end you could put on that car. Needs paint, but would work. Just another option to the other aftermarket part you are looking at.

AZS2

[QUOTE=incessant
Also, they do allow after market parts.. So the $500 mentioned earlier may work. Then I have an after market part.. which kind of sucks.
[/QUOTE]

I highly doubt there are any aftermarket body panels for these cars. They would probably have to use porsche or used. Push to get used parts from your model year. They will probably have the best fit anyway.

As said above, 20th Street Auto has about 15 944's sitting in their yard.

Just a sample of what 20th st. offers

The Al Show

My 924S was wrecked the same exact way but by an Oldsmobile. The insurance company offered me $2500 to sign off and keep the car.( I paid $3200 for it) It would cost more to fix with new parts than the book value so they would have to classify it as totalled. It was a light hit and I drove the car for a couple of months after the crash while dealing with the insurance company. I bought a fender on Ebay for $100 and a complete headlight assembly for $40. I only needed one side so I sold the other headlight and crossbar seperately for $80. The hood and upper and lower valance were only slightly damaged and were straightened. I was painting a white Caddilac at the time and the color was a perfect match for the Porsche. For less than $200 it was "almost" ready for the road. Too bad it sat for five years before I fixed it. The timing belt broke when I tried to start it. It's on ebay now. If you want to see before and after pics go to: http://cgi.ebay.com/ebaymotors/ws/eB...MESE%3AIT&rd=1 Take what the insurance is willing to pay and keep it. That way you won't have a salvage title.

The Al Show

Hey Incessant. I just noticed that you're only about 50 miles from me. If you can't afford to have it fixed at a Porsche dealer I can repair it for you. I have a body shop and specialize in antiques, hot rods, or anything on wheels that's not too boring. My number is 207-935-3548.

TheMAXX

The insurance guys logic doesn’t make any sense to me. He is saying that the nada value of the car is $6300 and the damage is $4500. So tell him to give you the $4500 and you will have the car fixed. The damage does not exceed the value of the car. What does the salvage value have to do with anything?

BTW was this accident considered your fault? It didn’t sound like it was completely your fault to me.

Are you dealing with your insurance agent or his?

incessant

I am dealing with my insurance agent. I don't know who's fault they believe it to be.

He says they factor in what they would be able to sell the car for salvage when deciding on fixing vs. totaling. (i.e. if they pay my 5300 after deductible, and sell the car for 2500 - it only ends up costing them 2800 .. as opposed to fixing the car for 4500 minus $1000 deductible, costs them 3500. )

Atleast, thats where I think they are coming from.

TheMAXX

That should have nothing to do with it the math doesn’t make sense. If your car is worth $6300 dollars then until they would have to pay out more then $6300 including your deductible then the car isn’t totaled. The damage $4500 does not exceed the value of the car. They should then give you a check for $3500 ($4500 minus your $1000 deductible) and then go after the other driver for what the damage is and when they collect they should then pay you the $1000 deductible amount.

How much they can get at salvage would only come into play if the cost to fix the damage was more then the value of the car. Then the salvage amount is how much you would have to pay them to keep the car.

Somebody has their logic all screwed up.

Was any one ticketed at the accident scene?

Perry 951

80% repair to ACV (actual cash value) = total is the most common value used to make it a mandatory salavge.

Since there is no structural damage to the car and it can be repaired safely, tell them you want a check for $4066 and the car without a salvage title. Thank them at the end of the day.
$3800 ($6300-2500) + sales tax of 7% (or other for your area, $266)

Pretty good offer and you can fix it.