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Porsche finance & lease rates 2023

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Old 01-24-2023, 02:53 PM
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remington
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Default Porsche finance & lease rates 2023
Please post your current real-world Porsche Financial Services finance and lease rates you have been quoted or received from Porsche financial in 2023, would be very helpful to see what rates people are currently getting.

Friendly reminder: Please no debates on the pros and cons of financing/leasing/paying cash for cars. A simple post of rates is all we need thanks
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01-24-2023, 05:37 PM
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Originally Posted by Patriot
And just like that, I'm officially out of the market and will happily stay with my '20 S until the wheels fall off. Paying anything near that with Tier 1 credit is criminal.
How old are you? Don't you remember the 80s and 90s or maybe even early 2000s? 1-2.9% is ABnormal. Just returning to normalcy.
 
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Old 01-24-2023, 02:55 PM
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9114S!
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5.39 APR. From Bank America for 60 months
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Old 01-24-2023, 02:59 PM
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4.5% 60 mos through a local CU.
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Old 01-24-2023, 02:59 PM
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My dealer just offered me 6.9% from Porsche Financial Services... I turned that down and also got a low 5% offer from Bank of America... Some local credit unions in Boston area were advertising over 7% which is insane because my current rate with them is 1.9% from 2021 lol. I only plan on having a very small amount financed just to keep a car payment and improve credit, so I wasnt too worried about the % at the dollar amount im doing... but its still a tough pill to swallow after so many years near 0
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Old 01-24-2023, 03:01 PM
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meyecul
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The current (as of Jan 24, 2023) published Tier 1 Official Porsche Financial Services Rate is 6.99 APR for up to 72 months. This would be at any official Porsche Dealership in the US and should not vary unless there is a credit issue or the dealer is playing games.
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Old 01-24-2023, 03:15 PM
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Crazy high but now the norm.!!!
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Old 01-24-2023, 03:29 PM
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John Mclane
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4% at local CU. PFS is notoriously bad.
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Old 01-24-2023, 04:28 PM
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In MD, SECU is the lowest I've found at 5.25 for 60-72 months less .25 if I open an account with them .

Question. Can I get financing through a credit union that's not local to me? And if so, can I get some contacts for 4%? Thanks.
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Old 01-24-2023, 04:39 PM
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1.99% in Dec 2022 at local CU. 24mo
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Old 01-24-2023, 04:49 PM
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On leases, as of January 2023, PFS money factor is .00340 which translates to 8.16% (that's buy rate, anything over that is dealer markup).
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Old 01-24-2023, 05:03 PM
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Patriot
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Originally Posted by meyecul
The current (as of Jan 24, 2023) published Tier 1 Official Porsche Financial Services Rate is 6.99 APR for up to 72 months. This would be at any official Porsche Dealership in the US and should not vary unless there is a credit issue or the dealer is playing games.
And just like that, I'm officially out of the market and will happily stay with my '20 S until the wheels fall off. Paying anything near that with Tier 1 credit is criminal.
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Old 01-24-2023, 05:15 PM
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Yes, currently PFS (Porsche Financial ) is at 6.99% for up to 72 months . There are also some credit unions in the 5% range.
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Old 01-24-2023, 05:37 PM
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Originally Posted by Patriot
And just like that, I'm officially out of the market and will happily stay with my '20 S until the wheels fall off. Paying anything near that with Tier 1 credit is criminal.
How old are you? Don't you remember the 80s and 90s or maybe even early 2000s? 1-2.9% is ABnormal. Just returning to normalcy.
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Old 01-24-2023, 06:03 PM
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Originally Posted by Shogunade
How old are you? Don't you remember the 80s and 90s or maybe even early 2000s? 1-2.9% is ABnormal. Just returning to normalcy.
Yeah, but things cost less back then as well.
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Old 01-24-2023, 06:08 PM
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Originally Posted by shrimp money
Yeah, but things cost less back then as well.
True but income/earnings were also much, much less in average.
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