aspan

I’ve been offered 5.99% at PFC , albeit Canada

shrimp money

Ohio Educational Credit Union is 4.74% (4.96%APR) for up to 72 months

https://www.ohecu.com/loan-rates

krotondo

3.45% for 72mo @ Armco CU last month, might be worth the keep checking them

ltdodge

i refinanced with ARMCO in Feb for 3.45%

renn.tp

Lowest stated rate is 6.25 on their website now..

itrocks4u

Anyone recently closed on a transaction? What rates are you getting?

Hotshottt06

Closed 5.25% with USAA. Was the best I could find.

ATXGuy

Had to 'finance' my Targa 4s for 3 Payments as a part of my no ADM contingency lol. Got stuck with 7.13%, but was seeing rates around 5.25 from PenFed.

detansinn

Yesterday, I was talking with a friend who's currently shopping. With excellent credit, 5s are still out there, but if you're outside of the excellent credit zone, 7s and even 8s are the current state of things. Given the increasing number of defaults on car loans, banks are getting more stringent.

shrimp money

Exactly a year ago I locked in a low 2% loan.

I wonder if the sand thought applies to homeowners that got a 3% loan; they’re not moving, thus causing low inventory.

Snipe10

Planning on putting at least half down on my $140K build, then hope to pay the rest off within 2 years. If rates are super high at the end of this year, I'll figure out a way to put down $100K, moving some stuff now to afford this. 4.99 at CU are about the best rates around here as of today, this is in Colorado.

NWJLA

On a 911? or Cayenne?

ajmarton

April 2023 - BofA - 4.99%. My credit score was over 800. Dealer couldn't beat it. 60 month term.

chicagomarketing

May 2023 6.14% @ 60 months with BOFA. 814 Credit score. Yuck.

nyca

3 payments isn't bad - I thought it was a minimum of 6 payments for the dealer to collect the commission?

Ask whether your lender refis car loans they originate - because on a 60 month term, rates are definetly going to be lower down the road. But some lenders will not refi a loan they originate (I know it sounds strange, but its true) - you can always refi with another lender later in the term, its a bit of a hassle to swap the satisfactions and liens on the titles.