Insurance --- Help
Thread Starter
Drifting
Joined: Jul 2002
Posts: 2,020
Likes: 1
Insurance --- Help
ok,
I got some incorrect quotes (long story)
now
My wife is with an insurance company State Farm
and they are having a problem ID'ing locating my car. so not sure if its even accurate and want my VIN number, milage details etc.
They gave some quotes:
comprehensive: $390/month
3rd party: $290
my wifes Dodge is $250/month
I asked for a rough quote for an 06' 987 and that came to about $300.
so some questions.
1> These kinda prices seem like mad !! 250/month is like $3000/year
about £1940 UK,
1> quotes are for vehicle being shared (under wifes insurance, me named driver)
2> Will try Kanetic (sp?) any other guys you can suggest, also any people that give discount for muticar insurance.
Even if I dont bring the 44 over if i go for a newer Porsce, the cost is cheaper, but insurance is still in the order of $300/month
I got some incorrect quotes (long story)
now
My wife is with an insurance company State Farm
and they are having a problem ID'ing locating my car. so not sure if its even accurate and want my VIN number, milage details etc.
They gave some quotes:
comprehensive: $390/month
3rd party: $290
my wifes Dodge is $250/month
I asked for a rough quote for an 06' 987 and that came to about $300.
so some questions.
1> These kinda prices seem like mad !! 250/month is like $3000/year
about £1940 UK,
1> quotes are for vehicle being shared (under wifes insurance, me named driver)
2> Will try Kanetic (sp?) any other guys you can suggest, also any people that give discount for muticar insurance.
Even if I dont bring the 44 over if i go for a newer Porsce, the cost is cheaper, but insurance is still in the order of $300/month
Drifting
Joined: Mar 2009
Posts: 3,372
Likes: 68
From: West of Mosport!
OT: Just found out something interesting. There was a debate around here about bike insurance being cheaper in Quebec then Ontario. I talked to a guy yesterday that has a sport bike in Montreal. He asked me how much is a plate sticker for a bike in Ontario. I tell him $42 bucks. He freaks out saying HOW MUCH?? I repeat it. He then tells me that his sticker is $1400!! I now freak out. 
Seem that Quebec gauges the price of a plate sticker for bikes to the 'type/risk' of your bike. They may have slightly lower insurance then Ontario as we were told - but they more then make up for it with the moto plate sticker abuse!!
Seem that Quebec gauges the price of a plate sticker for bikes to the 'type/risk' of your bike. They may have slightly lower insurance then Ontario as we were told - but they more then make up for it with the moto plate sticker abuse!!
Pocket Sand
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From: Ask Rusty Shackleford.
The motorcycle sticker is rediculous in quebec.
Adrian, try www.kanetix.ca
it's totally inaccurate for motorcycles, but quite good for cars. It has recently been revamped and now includes a lot more companies and revized rating systems and discount rates.
Adrian, try www.kanetix.ca
it's totally inaccurate for motorcycles, but quite good for cars. It has recently been revamped and now includes a lot more companies and revized rating systems and discount rates.
Burning Brakes
Joined: Jul 2009
Posts: 883
Likes: 0
From: Markham, Ontario, Canada
adrian, try going through a broker, mine hooked me up with Lombard, cheapest rates that I could find approx $100 a month for my 964, and $120 a month for my MDX ($500 deductible, full coverage/collision). PM me if you're intersted I'll send you my brokers info.
fyi - when you bundle your insurance, i.e. include home insurance, they usually give you better rates aswell.
fyi - when you bundle your insurance, i.e. include home insurance, they usually give you better rates aswell.
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Team Owner
Joined: Aug 2005
Posts: 28,510
Likes: 1,642
From: Cambridge Ontario Canada
Dude they are bending you over . treating you like you are a brand new driver with no insurnace history . can't your insurnace company in the UK do anything for you ? Although i doubt this as coming from another Coutry is the perfect excuse for an insurance company to rape you . If they considered your record from another country they would make less money. Remember they are the ins industry .. they make the rules.
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Pocket Sand
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Joined: Jul 2004
Posts: 7,648
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From: Ask Rusty Shackleford.
even still that's too much. my family was rated as new drivers because we all used 2 be covered under a fleet policy, and even then with 2m$ liability and everything else i can get the 996 covered for 190$ a month.
It's just a matter of hunting around.
It's just a matter of hunting around.
Nordschleife Master
Joined: Sep 2004
Posts: 7,023
Likes: 97
From: Dubai & Toronto
Dude they are bending you over . treating you like you are a brand new driver with no insurnace history . can't your insurnace company in the UK do anything for you ? Although i doubt this as coming from another Coutry is the perfect excuse for an insurance company to rape you . If they considered your record from another country they would make less money. Remember they are the ins industry .. they make the rules.
Pro
Joined: Oct 2009
Posts: 673
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From: Grimsby, Ontario
Just hav'n fun with ya.....ha ha ha
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Joined: Sep 2005
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From: Toronto, Canada
I am with TD Canada Trust 1-800-338-0218
Have multi line discount for insuring both cars and house, as well as a multi vehicle discount. Have your current insurance provide you with the Record of Insurance letter that will state how many years you have been insured, etc.
Also, ask TD if you take an Ontario Drivers Education Course, will that get you another discount. I also removed window coverage and got an additional reduction, since I will not use my ins to pay for a $1000 window just to see them increase my premium later because of it. Windows are still covered in case of an accident, but not for cracks or break-ins. I aslo increased my deductible to $2500 since I will never put a claim in if the damage is less than that, anyway. At the end I am paying $160/month for a 2010 C4S and $120 for an 2009 Audi Q7. I used to pay $57/month for a 2009 Harley when I had it
That is cheap for Ontario standards
Have multi line discount for insuring both cars and house, as well as a multi vehicle discount. Have your current insurance provide you with the Record of Insurance letter that will state how many years you have been insured, etc.
Also, ask TD if you take an Ontario Drivers Education Course, will that get you another discount. I also removed window coverage and got an additional reduction, since I will not use my ins to pay for a $1000 window just to see them increase my premium later because of it. Windows are still covered in case of an accident, but not for cracks or break-ins. I aslo increased my deductible to $2500 since I will never put a claim in if the damage is less than that, anyway. At the end I am paying $160/month for a 2010 C4S and $120 for an 2009 Audi Q7. I used to pay $57/month for a 2009 Harley when I had it
That is cheap for Ontario standards
Thread Starter
Drifting
Joined: Jul 2002
Posts: 2,020
Likes: 1
WOWW
listen guys, Im off home
but youve given me some hope
can you pls give us some number to ring,
I'll give you some more info later
thanks
I dont want to be P less, but also wanna save my wife some money too
speak later
Ade
listen guys, Im off home
but youve given me some hope
can you pls give us some number to ring,
I'll give you some more info later
thanks
I dont want to be P less, but also wanna save my wife some money too
speak later
Ade
