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Old Oct 29, 2024 | 10:00 AM
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I just received my renewal for a older targa and a new Cayenne,

a 33% total increase, is that top much, what are you getting at renewal?

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Old Oct 29, 2024 | 10:15 AM
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My 993 and 997 renewal actually went down YoY with Vintage Auto Ins. My dailys increased around 4% from last year.

Worth a call to Vintage for your Targa IMHO
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Old Oct 29, 2024 | 10:23 AM
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Yes call Jason at Vintage. I am paying 900 now for two cars total value 160k. Hagerty wanted close to that for just one car.
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Old Oct 29, 2024 | 10:26 AM
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its a 2015 targa and a 2024 base Cayenne, total cost 3,300$
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Old Oct 29, 2024 | 10:27 AM
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Originally Posted by targajp
I just received my renewal for a older targa and a new Cayenne,

a 33% total increase, is that top much, what are you getting at renewal?
with who ???

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Old Oct 29, 2024 | 10:28 AM
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Originally Posted by targajp
its a 2015 targa and a 2024 base Cayenne, total cost 3,300$
that seems cheap to me for those 2 cars..
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Old Oct 29, 2024 | 10:29 AM
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Originally Posted by Adamant1971
Yes call Jason at Vintage. I am paying 900 now for two cars total value 160k. Hagerty wanted close to that for just one car.
did you have to get an appraisal Adam ?
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Old Oct 29, 2024 | 10:30 AM
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Originally Posted by targajp
its a 2015 targa and a 2024 base Cayenne, total cost 3,300$
oh ok so the Targa is newer. Vintage may be able to help but they primarily insure classics.

Unfortunately your cost is not far off depending on your location and driver history.

Maybe try a broker to see if they can find you a cheaper company. But those are valuable cars. I currently have a clean record and I pay 1200 per year for a 2015 Touareg. Wife’s q5 is 1400 and daughters EOS is 1100.

Last edited by Adamant1971; Oct 29, 2024 at 10:32 AM.
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Old Oct 29, 2024 | 10:55 AM
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I am in Quebec, normally we are a bit cheaper
with TD
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Old Oct 29, 2024 | 10:56 AM
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@Adamant1971 Which company/broker are you insuring your daily drivers?

I'm looking to shop around as my renewal is in April. I've casually shopped around over the years, and the savings (or increase) is marginal, generally less than $100. I suspect it's because I drive to, and work in a city that starts with a B (I don't want to get banned.) Clean driving record for 20+ years otherwise. Thanks in advance!

Last edited by bcrdukes; Oct 29, 2024 at 12:16 PM.
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Old Oct 29, 2024 | 01:01 PM
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Originally Posted by bcrdukes
@Adamant1971 Which company/broker are you insuring your daily drivers?

I'm looking to shop around as my renewal is in April. I've casually shopped around over the years, and the savings (or increase) is marginal, generally less than $100. I suspect it's because I drive to, and work in a city that starts with a B (I don't want to get banned.) Clean driving record for 20+ years otherwise. Thanks in advance!
Recently did this for my mom and CAA came out the clear savings winner even beating her preferred teachers pension member offer.

You can also try lowestrates.ca
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Old Nov 1, 2024 | 08:10 AM
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Mine went from $600/Month 2022 to $950/Month 2023 to 1250/Month 2024 for 3 cars

Last edited by Zookie; Nov 1, 2024 at 08:11 AM.
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Old Nov 1, 2024 | 08:55 AM
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This is a challenging discussion, as there are many variables to insurance rates. Hard to discern much from the OP post and other posts.

What company, what vehicle where do you live, claim history, deductibles, how many vehicles, total business with insurer, vehicle use, annual mileage, coverages and more.

Shop around yourself with your particulars.

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Old Nov 1, 2024 | 08:58 AM
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Who underwrites Vintage?

Just a quick look at their site, you can't take your car to a shopping mall, taken to work or big box store.....by their wording guess you can't even drive it once to work (doesn't state commuting to work).....what else can't you do with it?

Not trying to knock it, genuinely curious about Vintage as it's come up numerous times. I have Chubb and Hagerty for sports cars (classic/new).
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Old Nov 1, 2024 | 10:23 AM
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Originally Posted by SToronto
Who underwrites Vintage?

Just a quick look at their site, you can't take your car to a shopping mall, taken to work or big box store.....by their wording guess you can't even drive it once to work (doesn't state commuting to work).....what else can't you do with it?

Not trying to knock it, genuinely curious about Vintage as it's come up numerous times. I have Chubb and Hagerty for sports cars (classic/new).
That's how I read it as well and then I thought to myself, what can you even do with your car?
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