Tire and rim insurance worth it?
07-16-2019 | 10:47 AM
#16
Team Owner
Joined: Aug 2005
Posts: 27,286
Likes: 1,190
From: Cambridge Ontario Canada
i would say it depends on the car and intended use. if its a 911 that you are likely not going to drive in winter or have an extra set of wheels with snows on anyway i wouldnt bother.
But if you are gonna hammer around the streets of quebec in an suv all winter it may be worth it with all the constant construction there.
I wouldn't though.
But if you are gonna hammer around the streets of quebec in an suv all winter it may be worth it with all the constant construction there.
I wouldn't though.
The following users liked this post:
rockrdude (07-16-2019)
07-17-2019 | 07:44 PM
#17
Drifting
Joined: Aug 2013
Posts: 2,800
Likes: 147
From: BIG smoke eh!
Brother in law got the $7k package on his car. Paint, windshield wheels and tires.
If your running snow tires and wheels. Those are not covered. So really you are protecting tires for half a year.
He sold his car in 18 months. never used it, lost all his money.
I told him, he was a fool, at the time.
My X5 was previously leased and had tire insurance.
I don't think the previous owner was successful with any of her claims.
They patched a run flat once. While they would never do that for me.
Each rim has a serial/vin number on the inside bead.
If your running snow tires and wheels. Those are not covered. So really you are protecting tires for half a year.
He sold his car in 18 months. never used it, lost all his money.
I told him, he was a fool, at the time.
My X5 was previously leased and had tire insurance.
I don't think the previous owner was successful with any of her claims.
They patched a run flat once. While they would never do that for me.
Each rim has a serial/vin number on the inside bead.
07-17-2019 | 09:02 PM
#18
Race Car
Joined: Dec 2006
Posts: 3,508
Likes: 166
From: Toronto
Save your money. In the very unlikely event you actually bend a rim then just buck up. As others have said they aint doing it to you as a favour!
07-17-2019 | 09:10 PM
#19
Race Car
Joined: Dec 2006
Posts: 3,508
Likes: 166
From: Toronto
I bought it. $2700 negotiated tax in 4yrs. No police report needed. Any problem, get it to dealer. Nail in tire, fully replaced (not repaired). Center lock wheel.... $4k to replace. But what got me over the peace of mind (which is the primary reason, as I’ve lost rims before on Toronto roads), is the 8 X wheel resurfacing I get. I’ve resurface 4 rims in as many years (@#$% happens, and wife happens lol).
I don’t know, I have experiences of replacing tires over several years due to nails etc. It’s paid for and now I don’t worry about it for 4 years. Road rash dealt with..... rims in the unlikely event I need it..... That and front end wrap are the two only after sales offerings I took.
I don’t know, I have experiences of replacing tires over several years due to nails etc. It’s paid for and now I don’t worry about it for 4 years. Road rash dealt with..... rims in the unlikely event I need it..... That and front end wrap are the two only after sales offerings I took.
The following users liked this post:
hbear (09-01-2019)
07-18-2019 | 12:31 PM
#20
Burning Brakes
Joined: Jul 2015
Posts: 1,152
Likes: 271
From: Toronto, ON
Brother in law got the $7k package on his car. Paint, windshield wheels and tires.
If your running snow tires and wheels. Those are not covered. So really you are protecting tires for half a year.
He sold his car in 18 months. never used it, lost all his money.
I told him, he was a fool, at the time.
My X5 was previously leased and had tire insurance.
I don't think the previous owner was successful with any of her claims.
They patched a run flat once. While they would never do that for me.
Each rim has a serial/vin number on the inside bead.
If your running snow tires and wheels. Those are not covered. So really you are protecting tires for half a year.
He sold his car in 18 months. never used it, lost all his money.
I told him, he was a fool, at the time.
My X5 was previously leased and had tire insurance.
I don't think the previous owner was successful with any of her claims.
They patched a run flat once. While they would never do that for me.
Each rim has a serial/vin number on the inside bead.
Crazy expensive. I have hit every pot hole in Toronto and most in the US and never bent a rim (or had a flat). If i get a flat then thats why I have CAA (and that goop crap in case i am really pooped). You hear stories of guys bending rims but the OEM rims are tough as **** and Iv never seen it myself
Save your money. In the very unlikely event you actually bend a rim then just buck up. As others have said they aint doing it to you as a favour!
Save your money. In the very unlikely event you actually bend a rim then just buck up. As others have said they aint doing it to you as a favour!
08-31-2019 | 10:34 PM
#21
Racer
Joined: Oct 2018
Posts: 446
Likes: 109
I had it with last AMG car and it cost 1750 from the dealership. What was good is it covered aftermarket wheels so I claimed two winter wheels without any problems.
Now, I bought my 911 used and didn’t know that we could buy this sort of insurance privately.
Who sells that?
Now, I bought my 911 used and didn’t know that we could buy this sort of insurance privately.
Who sells that?
09-02-2019 | 03:27 PM
#22
Rennlist Member
Joined: Jan 2012
Posts: 6,844
Likes: 1,227
I don't buy it. I think I've had a nail/screw ruin a tire once in the last 10 years, speaking only of DDs. 5 DDs in that time. Wheel rash, sure I've had some minor incidents. Didn't bother to repair those as the cars go back with no charges for it.
If I had to pay say $2500 x 5 for insurance that is $12,500. I think I've saved enough to buy a couple tires and a wheel if need be on my current DD and still come out ahead. If I go harm free for the next 2.5 years I'm even further ahead.
Sure it's piece of mind for the worst case scenario but I'd say on average poor value.
If I had to pay say $2500 x 5 for insurance that is $12,500. I think I've saved enough to buy a couple tires and a wheel if need be on my current DD and still come out ahead. If I go harm free for the next 2.5 years I'm even further ahead.
Sure it's piece of mind for the worst case scenario but I'd say on average poor value.
09-02-2019 | 04:14 PM
#24
Racer
Joined: Oct 2018
Posts: 446
Likes: 109
I’m getting a set of %100 custom made forged wheels (not that HRE crap) so a little insurance would be nice.
As i said, on our awful Quebec roads, I’ve claimed two bent wheels on it and it paid for itself on the first claim.
As i said, on our awful Quebec roads, I’ve claimed two bent wheels on it and it paid for itself on the first claim.
09-03-2019 | 12:05 PM
#25
Captain Obvious
Super User
Super User
Joined: Aug 2003
Posts: 22,846
Likes: 340
From: Cambridge, Ontario, Canada
If the roads are that bad then why are you running a rim and tire combo that bends so easily?