How is Porsche not responsible for a car on warranty?
04-25-2018, 01:25 PM
#31
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^Well, that changes everything. Interestng.
04-25-2018, 01:53 PM
#32
Three Wheelin'
Thread Starter
Thanks everyone for the helpful input. It’s great to hear other ideas.
For clarification:
The car car was inspected by the dealership a few days after this collision and an estimate had been approved by the insurance company for repairs. The car was deemed to be safe to drive as it was only cosmetic damage.
I came out of dealership storage at the end of March. There hasn’t been any mechanical work performed on the car this year.
The insurance company has the car in their storage facility so I’m hoping an inspection will provide the cause. I’ll post when I hear what happened.
For clarification:
The car car was inspected by the dealership a few days after this collision and an estimate had been approved by the insurance company for repairs. The car was deemed to be safe to drive as it was only cosmetic damage.
I came out of dealership storage at the end of March. There hasn’t been any mechanical work performed on the car this year.
The insurance company has the car in their storage facility so I’m hoping an inspection will provide the cause. I’ll post when I hear what happened.
04-25-2018, 02:11 PM
#33
Race Car
The fuel lines run near the area of damage so you could have a good claim against the dealer for missing a pinch or break in those lines. But check their inspection paperwork as it could have a clause advising against driving the car. This may explain the check engine light too?
You are in a tricky spot so it might be best just having the insurance company pay out the total loss. Plus, in Ontario drivers have accident forgiveness on first accident (???) so whether this counts as such (it very well could as you informed your insurance company and had it inspected prior to fire).
Best of luck...but insurance should be who you work with, not the dealer unless you've done your due diligence.
You are in a tricky spot so it might be best just having the insurance company pay out the total loss. Plus, in Ontario drivers have accident forgiveness on first accident (???) so whether this counts as such (it very well could as you informed your insurance company and had it inspected prior to fire).
Best of luck...but insurance should be who you work with, not the dealer unless you've done your due diligence.
04-25-2018, 02:32 PM
#35
04-25-2018, 03:55 PM
#37
Rennlist Member
The fuel lines run near the area of damage so you could have a good claim against the dealer for missing a pinch or break in those lines. But check their inspection paperwork as it could have a clause advising against driving the car. This may explain the check engine light too?
You are in a tricky spot so it might be best just having the insurance company pay out the total loss. Plus, in Ontario drivers have accident forgiveness on first accident (???) so whether this counts as such (it very well could as you informed your insurance company and had it inspected prior to fire).
Best of luck...but insurance should be who you work with, not the dealer unless you've done your due diligence.
You are in a tricky spot so it might be best just having the insurance company pay out the total loss. Plus, in Ontario drivers have accident forgiveness on first accident (???) so whether this counts as such (it very well could as you informed your insurance company and had it inspected prior to fire).
Best of luck...but insurance should be who you work with, not the dealer unless you've done your due diligence.
A fire loss like this is not considered an accident. There should be no effect to his rates.
04-25-2018, 04:30 PM
#38
Drifting
downtown mice still like the insulation on wires and lines.... and hiding under cowls or in vents.
Is 'the vault' a marketing term for high priced indoor garage?
or is it this place?
googled news article from 2008.
https://www.thestar.com/business/sma...ot_wheels.html
I'm thinking your insurance will come through.
Is 'the vault' a marketing term for high priced indoor garage?
or is it this place?
googled news article from 2008.
https://www.thestar.com/business/sma...ot_wheels.html
I'm thinking your insurance will come through.
04-25-2018, 05:52 PM
#39
Rennlist Member
04-25-2018, 06:14 PM
#40
Three Wheelin'
Thread Starter
downtown mice still like the insulation on wires and lines.... and hiding under cowls or in vents.
Is 'the vault' a marketing term for high priced indoor garage?
or is it this place?
googled news article from 2008.
https://www.thestar.com/business/sma...ot_wheels.html
I'm thinking your insurance will come through.
Is 'the vault' a marketing term for high priced indoor garage?
or is it this place?
googled news article from 2008.
https://www.thestar.com/business/sma...ot_wheels.html
I'm thinking your insurance will come through.
04-26-2018, 01:35 PM
#41
04-26-2018, 02:09 PM
#43
Drifting
Comedy gold.
04-26-2018, 02:20 PM
#44
I think you are confusing warranty vs insurance as well as what it means to be liable for a loss.
Insurance covers the consequential damage due an event. I.e. a fire to a car due to a mechanical failure.
Once an insurance company indemnifies you for a loss, they take your right of subrogation. If they feel Porsche is liable for the damage, they can sue to recover (this has no impact on you by the way). However they will need to prove negligence on Porsche's part. Not likely unless this becomes a widespread class action.
Insurance covers the consequential damage due an event. I.e. a fire to a car due to a mechanical failure.
Once an insurance company indemnifies you for a loss, they take your right of subrogation. If they feel Porsche is liable for the damage, they can sue to recover (this has no impact on you by the way). However they will need to prove negligence on Porsche's part. Not likely unless this becomes a widespread class action.
04-26-2018, 02:23 PM
#45
Race Car