How Can I Insure My Car During Non-Sponsored or Approved Track Driving?
02-07-2012, 03:54 PM
#1
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Thread Starter
How Can I Insure My Car During Non-Sponsored or Approved Track Driving?
Has anyone insured their car for non-event track driving? I have purchased policies for HDPE-Approved, and other approved events like PCA DEs, but what about when you are on a closed track, NOT during an organized event? An example would be a "County Club Type" track membership, where you can track your car during member-only days. I am looking for a policy that would cover a season or year of such driving.
02-07-2012, 04:45 PM
#2
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Join Date: Feb 2011
Location: Deep Downtown Carrier, OK
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I know that Lockton covers the "private" Hallett track days. These are sponsored by the track itself (called HPT-High Performance Touring) and held one weekend a month.
I wonder if your track of choice couldn't contact Lockton, go through whatever hoops the Co. deems necessary and get entered onto the list.
I wonder if your track of choice couldn't contact Lockton, go through whatever hoops the Co. deems necessary and get entered onto the list.
02-07-2012, 06:35 PM
#6
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Me, too. I once signed up for a track day that was not in their "system". Called them up and they added it right away and went on my way. Very easy to deal with and cheaper than Lockton. I have not made a claim with them--yet.
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02-07-2012, 11:14 PM
#8
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On Track is the way to go for your track insurance. They are competitive Porsche racers themselves, so they know what you need. Dependable and reliable.
02-08-2012, 11:14 AM
#9
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The plans most of you are describing all cover a number (3,6,9, etc.) of APPROVED or ORGANIZED events, like PCA DEs, 100 Speed and 10/10ths events, etc. I am talking about coverage while driving on a track when there is no event--like the tracks you can join like a Country Club, where one pays yearly dues and then can take his car out and may be be the only car on the track. Because of yearly dues, the club still has EMTs, safety workers, etc. I have e-mails out to Mt. Hawley and On Track Insurance companies with this question, but haven't heard anything yet.
