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AAA Wheel & Tire Protection Worth It?

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Old 11-15-2023, 02:14 AM
  #31  
FlyPenFly
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You can get
  • Wheel including cosmetics
  • Tires
  • Paintless Dent Removal
  • Interior rips up to 2"
  • Windshield complete replacement with ADAS calibrations

for 84 months with Fidelity. It's not offered in CA but if you happen to have an address outside CA, say like a friend or family, you may be able to use that?

There's a Rennlist sponsor who offers it. http://factoryprotect.ratessys.com
$250 off with RENNLISTMAX

I get it for all my vehicles and do a prorated refund if I sell/total the car.

Last edited by FlyPenFly; 11-15-2023 at 02:15 AM.
Old 11-15-2023, 11:21 AM
  #32  
elam5518
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Originally Posted by FlyPenFly
You can get
  • Wheel including cosmetics
  • Tires
  • Paintless Dent Removal
  • Interior rips up to 2"
  • Windshield complete replacement with ADAS calibrations

for 84 months with Fidelity. It's not offered in CA but if you happen to have an address outside CA, say like a friend or family, you may be able to use that?

There's a Rennlist sponsor who offers it. http://factoryprotect.ratessys.com
$250 off with RENNLISTMAX

I get it for all my vehicles and do a prorated refund if I sell/total the car.
From my experience so far, its not easy to find a company that does the repairs because the insurance company pays less than the normal rates.
So buyer beware.

Old 11-15-2023, 04:47 PM
  #33  
absame
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Originally Posted by elam5518
For anyone who has used the wheel or tire coverage, where did you have the work done, through your dealer? I'm trying to get rim repair and none of the repair companies work with the insuramce, they all want me to submit and get reimbursed which the policy does not allow for.
Let us know how it works out. My understanding is that you submit estimate for repair and get approval and then you can pay and get reimbursed.
Old 11-15-2023, 04:50 PM
  #34  
FlyPenFly
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Originally Posted by elam5518
From my experience so far, its not easy to find a company that does the repairs because the insurance company pays less than the normal rates.
So buyer beware.
Fidelity will literally pay dealers, my SA says they're great.
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Old 11-15-2023, 04:56 PM
  #35  
elam5518
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Originally Posted by absame
Let us know how it works out. My understanding is that you submit estimate for repair and get approval and then you can pay and get reimbursed.
There are a lot of different plans, but mine does not reimburse they will only pay the vendor direct. I have the Smartauto one...

Last edited by elam5518; 11-15-2023 at 04:57 PM.
Old 11-15-2023, 08:14 PM
  #36  
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Originally Posted by FlyPenFly
Fidelity will literally pay dealers, my SA says they're great.
Exactly, any wheel or tire damage, just take it to the dealership is my recommendation for all of our Fidelity customers. A single wheel replacement, or even tire replacement will have you a head of your initial policy price. Additional coverages like interior leather repair, paint-less dent repair, glass coverage, are all available as well. If anyone would like more information, or a quote, you can reach me at tgibson@highline-autos.com or (855) 924-1333.
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Old 11-20-2023, 12:19 PM
  #37  
JChen
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Absolutely not worth it. I paid about $3k for a 5 year plan through Porsche and I just recently got a pro-rated refund from it. Better off fixing yourself and buying your own tires.
Old 11-27-2023, 11:26 AM
  #38  
rob944s2
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I had a friend that was an insurance sales rep. He told me “never insure something you can afford to lose.”



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