Palmbeacher

"I will never fail to understand" is a double negative with the resultant meaning being the exact opposite of the one you evidently intended to convey. And that's the least ignorant thing you said in that rant.

There I agree (I'm assuming by "Americia" you meant America and not some fictional land you read about in a comic book) and you are quite right, but for all the wrong reasons. Only an idiot would rather spend $5K on a plethora of "minor" repairs than for a warranty that would pay for itself in those "minor" repairs and pay for a catastrophe such as a grenaded engine or knackered gearbox no matter how unlikely. The fact is, despite your blue-collar assumption that affluent people are idiots, most are not. Aside from rappers and lottery-winners, most affluent people tend to have gotten that way by respecting value and making intelligent financial decisions. There's quite a difference between spending one's hard-earned money, and squandering it.

boolala

While we're on the subject of idiots.........

Only an idiot would insure himself against a loss he can readily absorb.

And, furthermore, only an idiot believes that insurance companies are in the business of losing money.

Palmbeacher

ROFLMAO! You are clearly an expert on idiocy, for the same reason the Pope is an expert on Catholicism. I detest insurance as much as the next guy, but all the money my various extended car warranties have saved me over the years bought me my Porsche.