RudyP

Wow, I pay less than that for my airplane! That's really high - depending on the age of your car, you're paying something like 5-10% of the insured value per year. That's nuts...

Tsurara

About 1500 a year for my 09 C2S in Chicago - 27 with no tickets. My beater Corolla is 1200 a year, amazingly.

blake

I do the same thing, and call the insurance company to tell them when I want "full coverage". They don't take an odomoter statement, just enter me into the corporate system as "active". I add full coverage for the Speedster during the summer months, and only add full coverage for the GT3 when I need to drive it from the track to the dealer or for a street joyride to bed brakes... This is a great way to save money on insurance! I learned this trick about 15 years ago...

-B

Chris from Cali

Since it's become my DD, my '09 C4S is about $2K/yr, $250 ded w/USAA. I don't think it's too bad given the state of idiocy on the roads around DC.

nazhat

2008 C2S
500 ded
100/300 limits
uninsured/underins
road side
50/1500 rental


all for $1300/yr

luisimo

How do you guys get such great prices?

I am in my 30s, in California, park in garage, 4 vehicles policy, 500 deductible, 300/100/300 coverage, road side,
and car rental.

My insurance is 1,800.00 per year (Porsche only)

surfer

Wow, some high premiums here.

2007 C2S
500 ded
100/300 limits
uninsured/underinsured coverage

and 2003 Honda Element


both for $1600/yr

cbzzoom

LA and SF have high rates.

These are bad deals.

Also deductible should really be higher. Are you actually going to file a claim for $600 in damage?

Chris from Cali

That's a good point. I'll check on that this weekend... So would $1K be appropriate? I'm guessing that's the number since anything under that wouldn't be a big deal to write the check and just pay for it.

Edgy01

Just out...

The full top 20 list:

Mercedes-Benz SL65 AMG
BMW 750i
BMW 750Li
Mercedes-Benz SL63 AMG
Mercedes-Benz S65 AMG
Aston Martin DB9
Mercedes-Benz CL600
Porsche 911 Carrera S
Aston Martin DB9 Volante
Mercedes-Benz G55 AMG
Mercedes-Benz CL65 AMG
Mercedes-Benz CL63 AMG
Porsche 911 Carrera 4S
Mercedes-Benz SL550
Jaguar XJ L Supercharged
Jaguar XJ L Supersport
Porsche 911 Carrera 4
Porsche 911 Carrera S
Mercedes-Benz S63 AMG
Jaguar XJ Supercharged


http://www.insure.com/car-insurance/...omparison.html

What drives auto insurance quotes sky high?
"Any vehicle that would cause a teenage boy to stop and gawk would likely cost a pretty penny to insure," says Russ Rader

2011 vehicles with the highest car insurance rates
Rank
Make
Model
Style
Cylinders
National average annual premium
1
Mercedes
SL65 AMG
2 Door Convertible
12
$3,543.81
2
BMW
750i
4 Door Sedan Hybrid
8
$3,280.70
3
BMW
750Li
4 Door Sedan Hybrid
8
$3,280.70
4
Mercedes
SL63 AMG
2 Door Convertible
8
$3,263.46
5
Mercedes
S65 AMG
4 Door Sedan Turbo
12
$3,220.86
6
Aston Martin
DB9
2 Door Coupe
12
$3,120.45
7
Mercedes
CL600
2 Door Coupe
12
$3,114.28
8
Porsche
911 Carrera S
2 Door Cabriolet
6
$3,092.31
9
Aston Martin
DB9 Volante
2 Door Convertible
12
$3,088.96
10
Mercedes
G55 AMG
4WD 4 Door Utility
8
$3,086.49
11
Mercedes
CL65 AMG
2 Door Coupe
12
$3,063.73
12
Mercedes
CL63 AMG
2 Door Coupe
8
$3,058.69
13
Porsche
911 Carrera 4S
2 Door Cabriolet
6
$3,046.87
14
Mercedes
SL550
2 Door Convertible
8
$2,942.97
15
Jaguar
XJ L Supercharged
2WD 4.2L 4 Door Sedan
8
$2,940.94
16
Jaguar
XJ L Supersport
2WD 4.2L 4 Door Sedan
8
$2,940.94
17
Porsche
911 Carrera 4
2 Door Cabriolet
6
$2,921.61
18
Porsche
911 Carrera S
2 Door Coupe
6
$2,919.90
19
Mercedes
S63 AMG
4 Door Sedan
8
$2,898.30
20
Jaguar
XJ Supercharged
2WD 4.2L 4 Door Sedan
8
$2,853.24

At Law

My advice is to self-insure a bit and raise your deductible.
Over the time period of two years, I get my deductible back
in lower premiums.

I just turned 35 and have full coverage with Snake Farm
on my '06 Carrera AND my '08 Range Rover Sport for $957.96 annually.

I carry a $2,500.00 deductible on both.

boolala

$750 a year with $100 deductible.

jimjoe997

I'm 51, my wife is 37, no kids. Erie Insurance.
Bodily injury $250M/person $500M/accident
Property damage $100M/accident
Comprehensive & collision with $500 deductible (I should raise this to $1000!)
+uninsured and underinsured coverage
+some optional coverages I don't understand (such as "Repair or Replacement")

2009 Infiniti FX35 $659/year (the wife's car)
2011 VW GTI $660/year
2009 C4S $921/year

Seems reasonable to me. Less than I was paying in NJ for just a E46 M3.

neuneleven

I thank Kosmo for the timeliness of this thread. My allstate insurance just ran out today. Was $1673 for six months for an 08 Acura MDX and the 09C2 (wifey had a lead foot in her service car on more than one occasion last year. Shopped around after reading this thread 2 days ago and yesterday got a six months' premium with maximum coverage in all categories and a 500 deductible on both cars for $770 with the Gecko -1800 dollars less over 12 months