Notices
997 Forum 2005-2012
Sponsored by:
Sponsored by:

Greeting!!

Thread Tools
 
Search this Thread
 
Old 01-03-2009, 05:07 PM
  #1  
madporsche
Racer
Thread Starter
 
madporsche's Avatar
 
Join Date: Apr 2006
Posts: 254
Likes: 0
Received 0 Likes on 0 Posts
Default Greeting!!

Hi, everyone.
I got my new ride last week and glad to join here.
Mine is 2007 C2S and it has black/beige combination.
I love it and will never regret.
However, I have a significant question about the insurance.
Which company are you with now and what is the amount of monthly payment?
Progressive estimated $335 for a month with comprehensive $1,000 deductible. Is it really reasonable to you?
As you know, I'm new to p-car so have lots of questions here.
Anyway, I'll post some pictures of mine soon.
Thank you and drive safe.

Last edited by madporsche; 01-03-2009 at 10:10 PM.
Old 01-03-2009, 05:23 PM
  #2  
CBejbl
Rennlist Member
 
CBejbl's Avatar
 
Join Date: Mar 2006
Location: Texas
Posts: 2,560
Received 8 Likes on 6 Posts
Default

$335 per month? !!
Old 01-03-2009, 05:35 PM
  #3  
Gaspasser19
Rennlist Member
 
Gaspasser19's Avatar
 
Join Date: Nov 2007
Location: Charlotte, NC
Posts: 3,441
Received 17 Likes on 12 Posts
Default

GAWD! I pay less than that for all three cars with 1/2 that deductible. You must have a poor driving record or you live in NJ or MA perhaps?
Old 01-03-2009, 07:53 PM
  #4  
David A
Rennlist Member
 
David A's Avatar
 
Join Date: Jun 2001
Location: California
Posts: 2,428
Likes: 0
Received 8 Likes on 2 Posts
Default

I have State Farm with $1000 deductible and covered against uninsured drivers for $820 every 6 months.
Old 01-03-2009, 08:19 PM
  #5  
Likemystoppie?
Banned
 
Likemystoppie?'s Avatar
 
Join Date: Aug 2005
Location: I'm not sell'n anythang... much..
Posts: 8,215
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by madporsche
Hi, everyone.
I got my new ride last week and glad to join here.
Mine is 2007 C2S and it has black/beige combination.
I love it and will never regret.
However, I have a significant question about the insurance.
Which company are you with now and what is the amount of monthly payment?
Progressive estimated $335 for a month with comprehensive $1,000 deductibleis. Is really reasonable to you?
As you know, I'm new to P-car so have lots of questions here.
Anyway, I'll post some pictures of mine soon.
Thank you and drive safe.


Forget the question's about the car. My questions are:

What's your credit like?
How many accidents?
How many speeding tickets?
DUI/OUI's?

Loss of license? Suspensions?
Killed innocent squirrels while drivin?


Gone to 3rd base when you were clearly told - only boob!

Old 01-03-2009, 08:20 PM
  #6  
jerryrice
Advanced
 
jerryrice's Avatar
 
Join Date: Nov 2006
Posts: 62
Likes: 0
Received 0 Likes on 0 Posts
Default

averages / state

http://www.4carinsurancequotes.com/states-premium.htm
Old 01-03-2009, 08:23 PM
  #7  
am722
Drifting
 
am722's Avatar
 
Join Date: Feb 2008
Posts: 2,189
Likes: 0
Received 1 Like on 1 Post
Default

Originally Posted by madporsche
Is really reasonable to you?
No, not so much. Not unless you accidentally bought a Zonda. I pay about 1,100 to State Farm every year for mine.
Old 01-03-2009, 09:33 PM
  #8  
Phil G.
Race Car
 
Phil G.'s Avatar
 
Join Date: Dec 2005
Location: Suburban Philly
Posts: 3,897
Received 11 Likes on 11 Posts
Default

Originally Posted by madporsche
Hi, everyone.
I got my new ride last week and glad to join here.
Mine is 2007 C2S and it has black/beige combination.
I love it and will never regret.
However, I have a significant question about the insurance.
Which company are you with now and what is the amount of monthly payment?
Progressive estimated $335 for a month with comprehensive $1,000 deductibleis. Is really reasonable to you?
As you know, I'm new to P-car so have lots of questions here.
Anyway, I'll post some pictures of mine soon.
Thank you and drive safe.
I pay less than $1200/year for my Porsche thru Allstate. They were one of the few companies (other than Leland West) that provides this type of coverage for low mile, high end cars. Allstate's quote was better than L-W. I pay for full coverage, have a $500 deductible, but need to drive less than 5K miles/year, which for me hasn't been an issue. When I store the car in the winter, I just insure it for fire and theft and my premium drops to almost nothing during those months. So, unless you live in the "wrong state," have an awful driving record, or are around 15 years old, I can't understand why your premium should be so high. Good luck with the car!! Sounds like a gorgeous 997S.
Old 01-03-2009, 09:58 PM
  #9  
russo
Three Wheelin'
 
russo's Avatar
 
Join Date: May 2008
Location: Brownsville, Tx
Posts: 1,375
Likes: 0
Received 2 Likes on 2 Posts
Default

Ouuch!! I pay about $110 per month. Besides FICO scores and driving record, age may also be an issue. And I have quite a few tickets, about 5 in the past 3 years.
Old 01-03-2009, 10:05 PM
  #10  
madporsche
Racer
Thread Starter
 
madporsche's Avatar
 
Join Date: Apr 2006
Posts: 254
Likes: 0
Received 0 Likes on 0 Posts
Default

I'm 23 and an international student.
Living in Philly.
Does it make sense then? Paying $335 for a month?
State Farm estimated $308 for a month.
Old 01-03-2009, 10:23 PM
  #11  
_Nathan
Burning Brakes
 
_Nathan's Avatar
 
Join Date: Jul 2008
Location: Davidsonville, MD
Posts: 1,189
Likes: 0
Received 2 Likes on 2 Posts
Default

Originally Posted by madporsche
I'm 23...
That explains it.
Must be nice, when I was 23 I was driving a used Plymouth.
Old 01-03-2009, 11:04 PM
  #12  
KeninBlaine
Drifting
 
KeninBlaine's Avatar
 
Join Date: May 2007
Location: Semiahmoo/Blaine, Wa
Posts: 2,616
Received 29 Likes on 15 Posts
Default

Originally Posted by _Nathan
That explains it.
Must be nice, when I was 23 I was driving a used Plymouth.
Yep, young single male drivers with expensive cars pay through the nose, as their claims profile is horrible.
When I was a student, I drove an air-cooled rear engined car with bucket seats, stick shift, and streamlined body. It was a 57 VW. Cost: $700.
Old 01-03-2009, 11:28 PM
  #13  
Jetpilot
Racer
 
Jetpilot's Avatar
 
Join Date: Jun 2008
Location: Dallas, Texas
Posts: 366
Likes: 0
Received 0 Likes on 0 Posts
Default

I pay 290 a month for all 3 cars!

Cayenne S, 997 and Denali

Farmers with 500.00 deduct..
Old 01-03-2009, 11:50 PM
  #14  
madporsche
Racer
Thread Starter
 
madporsche's Avatar
 
Join Date: Apr 2006
Posts: 254
Likes: 0
Received 0 Likes on 0 Posts
Default

Now I get it.
I am 23 and I guess I have to pay what I have to pay.
Anyway, I will enjoy my ride and post some pictures of mine soon.
Thank you for your help guys.
Old 01-04-2009, 12:16 AM
  #15  
geof
Drifting
 
geof's Avatar
 
Join Date: May 2004
Location: Washington, DC
Posts: 2,170
Likes: 0
Received 4 Likes on 2 Posts
Default

Originally Posted by madporsche
I'm 23 and an international student.
Living in Philly.
Does it make sense then? Paying $335 for a month?
State Farm estimated $308 for a month.
My insurance for an '89 Toyota Celica, in 1995 when I was a 24 yr old grad student in suburban Maryland, is about the same as my insurance now for a new-bought 997 in DC. Youngsters pay more! At least that is one benefit of getting older...


Quick Reply: Greeting!!



All times are GMT -3. The time now is 06:15 AM.