noahark2

I have a 2005 launch carrera and cracked a windshield just driving around. It has 19000 miles now, some driven aggresively.

Riad

I cracked the windshield on my 2001... no big deal, total cost was about $900 but I had glass insurance so it only cost me $400.

1999Porsche911

No big deal. Any major glass company can install. Get the Porsche glass. Cost is less than $500 for the glass. Mine was just replaced last week.

boolala

Broke a windshield from road debris twice on an SL and a C class. In Illinois insurers have to cover this without deductible so people won't be too cheap to replace the windshield (would never happen with an expensive car but a friend of mine drove around with a cracked windshield on a Corolla forever). They came to my house and replaced it both times with no cost to me.

1999Porsche911

Illinois does NOT require the insurance company to replace the windsheild free. The comp deductable applies. You may just have had a 0 deductable. In my case, I carry a $500 deductable.

steve775

I got a tiny hole from a rock on the highway, only needed a repair, $50.

PDQ PDK CAYMAN S

With the soft glass and the pitting, I hope mine will crack someday. In Florida it will cost me nothing.

boolala

I don't have $0 deductible. I have $100 deductible and yet both times I paid nothing.

1999Porsche911

Must have been a slip up on the insurance company's part (or favor), installer fibbed to the insurance company, or something else, but there is not law or regulation that requires any nsurance company to replace windishields in Illinois free.

meaker

Don't have to pay deductible in NC.

boolala

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Maybe it's a policy of State Farm. Since it happened twice I doubt it was an oversight. In fact I'm pretty sure SF told me there is no deductible for windshield damage.

1999Porsche911

Windshield repair is covered by the comprehensive portion of an individual's insurance policy. All major insurance companies now encourage repair. Cost, safety, convenience and your satisfaction are among the reasons insurers suggest repair.

Most insurance companies will waive the $100, $250 or $500 deductible and pay for your repair. They do this to help avoid costly replacement of your windshield should the damaged area spread to the point where repair is not recommended.

The most common deductable for comp is ZERO unless specifically requesting a higher one.

icruze

There are a number of insurance companies that include windshield coverage as part of policy. Typically this means that there is a reduced or no deductable. I had my BMW windshield replaced for $20.

boolala

Except that both windshields I had were replaced not repaired.

1999Porsche911

What a particular insurance company covers is not in debate. However, your statement "In Illinois insurers have to cover this without deductible" is not correct. How your insurance company settles a claim is dependent on your policy and not law. Getting 2 windshield replaced free is great, but is not a result of legislation.