Finance Rates
02-10-2019 | 04:26 PM
#1
Thread Starter
Pro
Joined: Sep 2006
Posts: 730
Likes: 0
From: Cleveland
Finance Rates
Awaiting PPI. Starting to research finance rates/terms.
Good Credit here @ 825+
Short List of places I plan on checking out:
- PenFed.org
- Lightstream
- nihfcu.org
- ffcommunity.com
Good Credit here @ 825+
Short List of places I plan on checking out:
- PenFed.org
- Lightstream
- nihfcu.org
- ffcommunity.com
02-10-2019 | 06:10 PM
#6
Rennlist Member
Joined: Jun 2001
Posts: 2,358
Likes: 311
From: San Antonio
I believe they're formerly known as Digital Credit Union. Based in Massachusetts.
http://www.dcu.org
http://www.dcu.org
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02-10-2019 | 06:18 PM
#8
Rennlist Member
Joined: Jun 2001
Posts: 2,358
Likes: 311
From: San Antonio
That was in 2016. I want to say it's 1.69 but I'd have to look. It's possible they've gone up since then.
Edit: Yeah, I just looked and see that their rates seem to have gone way up. Guess I had good timing.
Edit: Yeah, I just looked and see that their rates seem to have gone way up. Guess I had good timing.
02-10-2019 | 06:27 PM
#9
Burning Brakes
Joined: Sep 2011
Posts: 1,038
Likes: 173
From: Seattle-ish, WA
+1 for PenFed - I purchased my current 997 using them early last year. Rates were around 2% I think.
I've used DCU as well before - very smooth to deal with.
I just checked PenFed's rates => things have gone way up in the last year!
I've used DCU as well before - very smooth to deal with.
I just checked PenFed's rates => things have gone way up in the last year!
02-10-2019 | 08:39 PM
#11
Three Wheelin'
Joined: Mar 2017
Posts: 1,340
Likes: 188
From: Texas
Another one for Pen Fed. Their rate last year was over 1% lower than light stream. Process was simple and easy. Had the money in 3 days if I remember correctly. This is with an 800+ credit score. I will definitely go there again as it did not make sense to use my cash when theirs only cost me like 3.5%. My cash brings me in a lot more than that.
02-10-2019 | 10:41 PM
#12
Rennlist Member
Joined: Nov 2004
Posts: 4,274
Likes: 100
From: Prospect, KY
02-11-2019 | 08:57 AM
#15
Three Wheelin'
Joined: Feb 2016
Posts: 1,650
Likes: 210
From: Denver
+1 for Penfed, I've had several cars with them
+1 for Lightstream. Recently moved one car over to them at about 3.9%.. painless, money in my account the next day. they weren't interested in any details about the car at all.
I'd avoid DCU though. I've had a couple of cars with them. It's no problem if you don't need anything, but if you end up needing to call then be prepared to wait for hours, and the service is pretty far from that you'll get at Penfed.
+1 for Lightstream. Recently moved one car over to them at about 3.9%.. painless, money in my account the next day. they weren't interested in any details about the car at all.
I'd avoid DCU though. I've had a couple of cars with them. It's no problem if you don't need anything, but if you end up needing to call then be prepared to wait for hours, and the service is pretty far from that you'll get at Penfed.