Thank you for the quick response. I'd appreciate any help/feedback as this will be my first car purchase (I live in NYC so I didn't need a car previously, but will be moving out of the city shortly).

It's good to hear that 4% isn't out of the norm. I'm looking to purchase a 2014 Cayman Base with 45K miles. I got it down to $36,550 (a few things came up during PPI and I was able to haggle the price down) and I'm putting down $3,000. Given that the loan will only be for $33,550 and the car is only 4 years old, I was hoping for somewhere in the mid to low 3s. If I really like the car and I've done my due diligence, 4.04% isn't too bad huh?

Thanks in advance.

Looking forward to my 997.2 softronic tune tomorrow with Scott