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-   -   Finance Rates (https://rennlist.com/forums/997-forum/1128582-finance-rates.html)

ryangambrill 02-10-2019 04:26 PM

Finance Rates
 
Awaiting PPI. Starting to research finance rates/terms.

Good Credit here @ 825+

Short List of places I plan on checking out:
- PenFed.org
- Lightstream
- nihfcu.org
- ffcommunity.com

Astraelraen 02-10-2019 04:49 PM

Lightstream is easiest and you will have no lien on the title. They wire the money to you next day, you cut a check

drivrswntd 02-10-2019 05:26 PM

+1 for Lightstream. Used them for my 06 and it couldnít have been easier.

Skwerl 02-10-2019 06:06 PM

I used DCU and got 1.something for 60 months.

ryangambrill 02-10-2019 06:07 PM


Originally Posted by Skwerl (Post 15629528)
I used DCU and got 1.something for 60 months.

What is DCU?

Skwerl 02-10-2019 06:10 PM

I believe they're formerly known as Digital Credit Union. Based in Massachusetts.

http://www.dcu.org

ryangambrill 02-10-2019 06:12 PM


Originally Posted by Skwerl (Post 15629528)
I used DCU and got 1.something for 60 months.

I am looking at their rates. 4.25 - 6.75 depending on term.

When did did you get 1.something?

Skwerl 02-10-2019 06:18 PM

That was in 2016. I want to say it's 1.69 but I'd have to look. It's possible they've gone up since then.

Edit: Yeah, I just looked and see that their rates seem to have gone way up. Guess I had good timing.

shyamvenky 02-10-2019 06:27 PM

+1 for PenFed - I purchased my current 997 using them early last year. Rates were around 2% I think.
I've used DCU as well before - very smooth to deal with.
I just checked PenFed's rates => things have gone way up in the last year!

prairiedawg 02-10-2019 06:28 PM

Great lakes Credit Union 3.49-3.99% with excellent credit.

doclouie 02-10-2019 08:39 PM

Another one for Pen Fed. Their rate last year was over 1% lower than light stream. Process was simple and easy. Had the money in 3 days if I remember correctly. This is with an 800+ credit score. I will definitely go there again as it did not make sense to use my cash when theirs only cost me like 3.5%. My cash brings me in a lot more than that.

Chris M. 02-10-2019 10:41 PM


Originally Posted by ryangambrill (Post 15629319)
Awaiting PPI. Starting to research finance rates/terms.

Good Credit here @ 825+

Short List of places I plan on checking out:
- PenFed.org
- Lightstream
- nihfcu.org
- ffcommunity.com

What rates are you seeing?

minthral 02-10-2019 10:44 PM

Really doubt you can get better than 4% today. I got 3% june 2018.

Redhot2474 02-10-2019 10:48 PM

Lightstream
 
Lightstream is fantastic , itís a division of suntrust bank - all rates are high right now...

Fined 02-11-2019 08:57 AM

+1 for Penfed, I've had several cars with them
+1 for Lightstream. Recently moved one car over to them at about 3.9%.. painless, money in my account the next day. they weren't interested in any details about the car at all.



I'd avoid DCU though. I've had a couple of cars with them. It's no problem if you don't need anything, but if you end up needing to call then be prepared to wait for hours, and the service is pretty far from that you'll get at Penfed.


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