Insurance in Canada (Ontario)
03-22-2005, 03:01 PM
#1
Racer
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Insurance in Canada (Ontario)
Hi,
I'm left with a dilema. My wife has a bad driving record (4 major speeding tickets in the last 3 yrs) and my insurance company won't insure me unless I sign a waiver that she won't touch the car. Not that this solution pains me but it's not the best for the old marital relation. I've found a direct insurer that will overlook her tickets but will require me to sign a waiver that I won't attend any DE days and that I won't modify the car even by putting a sticker in the window !!!!!
Any good brokers or company in Ontario that are use to dealing with Porsche and DE days.
Thanks for any info.
Marc
I'm left with a dilema. My wife has a bad driving record (4 major speeding tickets in the last 3 yrs) and my insurance company won't insure me unless I sign a waiver that she won't touch the car. Not that this solution pains me but it's not the best for the old marital relation. I've found a direct insurer that will overlook her tickets but will require me to sign a waiver that I won't attend any DE days and that I won't modify the car even by putting a sticker in the window !!!!!
Any good brokers or company in Ontario that are use to dealing with Porsche and DE days.
Thanks for any info.
Marc
03-22-2005, 03:11 PM
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Drifting
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First off i feel your pain.....Those conditions seem a bit extreme don't ya think, I wear my RENNLIST sticker proud. You could try TD's Meloche Monnex, however i don't think they will cover track mishaps, in fact i don't know if any of them do. Call them they have good rates and their customer service has been great for me
03-22-2005, 03:16 PM
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Racer
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Thanks for the tip. I bank at Td so I'll ring them. The problem with track days is that not only won't they cover oyu at the track but they won't cover me day-to-day because of that either. Something about having lost court battle when someone goes after the "regular" insurance company after a track mishap...I don't buy it but I have no choice.. .
03-22-2005, 03:20 PM
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Drifting
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They never asked me when i signed up, if i do track days....What they dont know wont hurt them, lets face if something happens on a track its a repair bill on your penny anyways...SO i vote for not telling them
03-22-2005, 03:31 PM
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Paul, I'm with you don't tell them and just suck it up. The problem with telling them or getting "DE Insurance" is that ALL of the companies share info via a common database. Once the word is out, you're f'd.
Chris
Chris
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03-23-2005, 09:23 PM
#8
Racer
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I have a similar "problem" where my wife is specifically excluded fron driving the P, which I don't mind a bit!!
Thanks for the tip on Meloche Monnex; I have received material from them as I think they are the designated group insurer for McMaster alumni. I will check them out, provided they continue to exclude the wife!
Thanks for the tip on Meloche Monnex; I have received material from them as I think they are the designated group insurer for McMaster alumni. I will check them out, provided they continue to exclude the wife!
