What do you pay for Insurance
10-01-2017 | 02:42 PM
#107
Rennlist Member
Joined: Aug 2010
Posts: 8,429
Likes: 157
From: USA
2015 GTS, $ 593.00, 2014 MB E-350 $ 716.00 both with 100/300 liability, comp, $ 50,000 prop damage, full glass, $ 1,000 deductible for the year. The Hartford Ins Co. 1979 Porsche 928 50,000 actual replacement value = $ 250.00 per year and a 1980 Porsche 928 $ 100,000 actual replacement value = $ 431.00 per year American Modern Ins Co.
Last edited by 77tony; 10-01-2017 at 06:18 PM.
10-01-2017 | 08:34 PM
#108
Rennlist Member
Joined: Jul 2017
Posts: 512
Likes: 314
From: Philly 2022 Targa 4 GTS
How does one get a 3 month layup? Who's watching and what if you drove it 1 time to take it in for service and had an issue. Would they cover you?
10-02-2017 | 11:06 AM
#110
Racer
Joined: May 2017
Posts: 482
Likes: 8
From: ATL
Although not in the highest risk age category, being 34, single, male and with fines/citations probably puts me in a very high risk category.
I wanted to increase my coverage to 500/1M put the premium was just so outrageous I couldn't bring myself to do it.
Painful!
10-03-2017 | 12:32 PM
#111
Instructor
Joined: Aug 2017
Posts: 144
Likes: 13
Whoa... This thread just saved me a ton of $$$. I was paying USAA $7126 a year for my 2018 C4S Cab, Macan S and a Jeeo wrangler. I Engaged Geico and the same premium is now $2023. SAVED $5100. Damn... couda had the yellow brakes!
In retrospect I am not happy with my stupidly for a 30 year relationship with USAA because I believed they were the best and too lazy to shop prices and deal with insurance agents.
In retrospect I am not happy with my stupidly for a 30 year relationship with USAA because I believed they were the best and too lazy to shop prices and deal with insurance agents.
10-03-2017 | 01:13 PM
#112
Rennlist Member
Joined: Apr 2014
Posts: 3,042
Likes: 464
From: Orlando burbs
Here's my true story on valuation. I custom ordered a Boxster S, new in 2000. It cost me $64.5k out the door. It was a garage queen, kept pampered and covered and used only for special driveson nice days. Then in 2005, Hurricane Katrina totaled it, along with my pickup truck and my new-to-me boat, and our home. I had stated value on the boat, and got a check for what I paid for it. I made $3k on the Nissan Frontier pickup, even though it was 2 years old, because I had bought a dealer come-on special for the "bait & switch game" they play, that was underpriced. Bur for my virtually new Boxster S with 5900 miles on it, I got a check for only $36k and change from State Farm. Im still unhappy about that.
So now I'm driving a garage queen Porsche again - a well optioned CPO 2015 C2S 2-1/2 years old with 7400 miles on it. From what i see, it has held its value since I bought it in June 2016. So I'm starting to think it might underinsured, without stated value insurance on it. So I'm going to check my AAA insurance coverage and start looking around if I don't get a decent stated value policy from them.
So now I'm driving a garage queen Porsche again - a well optioned CPO 2015 C2S 2-1/2 years old with 7400 miles on it. From what i see, it has held its value since I bought it in June 2016. So I'm starting to think it might underinsured, without stated value insurance on it. So I'm going to check my AAA insurance coverage and start looking around if I don't get a decent stated value policy from them.
Last edited by PCA1983; 10-03-2017 at 02:27 PM.
10-04-2017 | 05:28 PM
#116
Rennlist Member
Joined: Jan 2016
Posts: 5,329
Likes: 2,374
From: New Orleans, LA (NOLA)
Semi annual numbers below. USAA. $1000 deductible. Bodily injury: 300k per person $500k per accident. Wife and I both have a speeding ticket on our record.
$400 for my 2014 Boxster S
$457 for my 2018 Carerra 4
$371 for wife's 2010 RAV 4.
$400 for my 2014 Boxster S
$457 for my 2018 Carerra 4
$371 for wife's 2010 RAV 4.
