991 Carrera engine fire
04-05-2013, 12:11 PM
#62
Yes and that will be the first concern of the lender once they're notified of the claim or loss. The value of the lease or financing hasn't changed. Insurance will necessarily be in place for a leased or financed vehicle and would be sufficient to bridge the gap between the completion of the finance contract (which may include some "gap insurance" but not this gap!)
04-05-2013, 12:19 PM
#64
The write-up above is the perfect summary to pass on to your lawyer if they DON'T offer you a new car.
I wouldn't get too excited about freebies and upgrades... I'd just want a brand new car with the same extras and a fast-tracked build and delivery. (Perhaps a reasonable loan car, even if not a P-car)
Despite the horrific loss, it was indeed your lucky day that you weren't travelling at high speed when a catastrophic failure of some kind occurred!
I wouldn't get too excited about freebies and upgrades... I'd just want a brand new car with the same extras and a fast-tracked build and delivery. (Perhaps a reasonable loan car, even if not a P-car)
Despite the horrific loss, it was indeed your lucky day that you weren't travelling at high speed when a catastrophic failure of some kind occurred!
As others have noted, if it were the fault of the owner or a fault originating anywhere other than Porsche or its dealer, then the owner should reasonably expect to be out of pocket to some small degree -- insurance is not expected to be 100% compensation, it's just expected to absorb the bulk of an otherwise unsustainable financial loss.
If Porsche really digs their heals in on this kind of thing, as I understand it and as I've read in the terms of the contract of sale, at least in California, Porsche would be within their rights to refuse consequential damages (interest on a loan, loss of use, diminished resale value, "pain and suffering.") So long as Porsche believes they have good will with the customer, they'll try to uphold their brand value. If they find the customer has turned against them, they've got nothing to lose and their only recourse is to prove their case and protect their brand image as not building Pintos -- that turns the matter over to a whole 'nother team and the people the customer currently talks to at Porsche will become witnesses and they'll have to be completely uncommunicative. That's a bad deal for all concerned. I've got some mighty oversized legal beagles on my team, but Porsche lawyers are like a Gray Wolf pack by comparison to my yapping lap dogs … here's a visual:
"The times are a changin'."
04-15-2013, 01:44 AM
#69
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It has been an exceedingly long, tedious and frustrating process. The car has been inspected by: A PCNA field inspector, an investigator from my carrier, service managers and representatives of 2 dealerships, a dealership insurance investigator and a forensic specialist employed by my carrier. It has been prelimanarily surmised that a piece of foreign material found its way into the engine space, found its way into contact with an area low enough and hot enough to promote combustion and lit itself off. This is unconfirmed.
As it is now the vehicle has been placed in a "lock down" condition, in a secured area, sealed pending microscopic and gas chromatographic analysis of remnants found on and around the power plant.
In the meantime I twist in the proverbial wind 15 days later with no resolution on the radar.
I understand that this is pretty normal when the identification of a source or culprit is necessary to account for a very large and expensive solution. Everybody is doing their job.
I'll keep you posted. I miss my cabrio!
As it is now the vehicle has been placed in a "lock down" condition, in a secured area, sealed pending microscopic and gas chromatographic analysis of remnants found on and around the power plant.
In the meantime I twist in the proverbial wind 15 days later with no resolution on the radar.
I understand that this is pretty normal when the identification of a source or culprit is necessary to account for a very large and expensive solution. Everybody is doing their job.
I'll keep you posted. I miss my cabrio!
04-15-2013, 04:54 AM
#70
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I'll keep you posted. I miss my cabrio!
04-15-2013, 09:28 AM
#71
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Yes, I was offered a loaner. This dealer does not keep a stable of loaners so I would have been into some type of rental. I declined as I have a couple of other rigs and I don't need another car hanging around. No P-cars there, at least at present.
04-15-2013, 12:25 PM
#72
Drifting
Do you think it can be related to where the top is stored? I have a coupe so I cannot try to visualize if something can originate from there.
04-15-2013, 01:00 PM
#73
Burning Brakes
Last edited by Nicoli35; 04-15-2013 at 02:01 PM.
04-15-2013, 02:26 PM
#74
Rennlist Member
hmm. thanks for keeping us informed about the process. i can't imagine what you're feeling. good luck!
04-15-2013, 04:01 PM
#75
It has been an exceedingly long, tedious and frustrating process. The car has been inspected by: A PCNA field inspector, an investigator from my carrier, service managers and representatives of 2 dealerships, a dealership insurance investigator and a forensic specialist employed by my carrier. It has been prelimanarily surmised that a piece of foreign material found its way into the engine space, found its way into contact with an area low enough and hot enough to promote combustion and lit itself off. This is unconfirmed.
As it is now the vehicle has been placed in a "lock down" condition, in a secured area, sealed pending microscopic and gas chromatographic analysis of remnants found on and around the power plant.
In the meantime I twist in the proverbial wind 15 days later with no resolution on the radar.
I understand that this is pretty normal when the identification of a source or culprit is necessary to account for a very large and expensive solution. Everybody is doing their job.
I'll keep you posted. I miss my cabrio!
As it is now the vehicle has been placed in a "lock down" condition, in a secured area, sealed pending microscopic and gas chromatographic analysis of remnants found on and around the power plant.
In the meantime I twist in the proverbial wind 15 days later with no resolution on the radar.
I understand that this is pretty normal when the identification of a source or culprit is necessary to account for a very large and expensive solution. Everybody is doing their job.
I'll keep you posted. I miss my cabrio!
To paraphrase the old saying, "where there's fire, there's fire."
I can't argue with the logic that many fires are caused by fire.
It stands to reason, this engine fire was caused by and was the result of, an engine fire. QED.
I fear that the tech perhaps inadvertently replaced the intake manifold with a Klein bottle using instructions written on a mobius loop.
