Likewise!

When my 991 was in a bad accident State Farm initially decided to repair, so I thought I would have to go through the DV process. I eventually persuaded them to total it (or more likely the bodyshop did) but they lowballed me on the value and only came up to a reasonable amount after lengthy phone negotiations.

So annoying they do this.

 

Did you use Dempsey? I have used him a couple times and received roughly 8k in DV vs the couple grand being offered. I had a bmw and embarrassed to say a Lexus that were in a bad accident due to red light runners. I’m lucky to be here!

 

Since you're in PA - give a try with NJ Manufacturers - #2 in the US according to some survey and #1 in a number of other surveys. I've been with them for 50 years now. The initial price may seem a bit high, but at the end of the year, since they're a real "mutual" insurance company - run for the benefit of the insured - they issue a refund check based on their claims experience in the past year. Some years a few hundred $$, some years more. They used to be exclusive to NJ and to employees of companies who were members of the NJ Business-Industry Council (lobbying group) - but in the past 2 years they've opened up a bit on who they allow - including Pennsylvanians. In the past there has never been a surcharge or rate increase based on accidents - they either insured you or they didn't.

Worth a phone call or web visit. https://www.njm.com/

BTW - they've been issuing the "refund" every year they've been in business - which is 107 right now.

 

I did not know NJ Manufacturers insure PA residents. That is great! I will give them a ring. Thanks!

 

Yes, Dempsey!