Wheel/Tire Insurance
#16
Pro
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I have trouble understanding these plans... I’ve had the 991 for like 4 years and I think I’ve picked up one puncture? $250 for a new tire and $50 deductable if I had purchased a plan means I’d get maybe $200 back from the four digit cost of the plan?
I always avoid insurances for things that are low-cost though.
I always avoid insurances for things that are low-cost though.
#17
Rennlist Member
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Originally Posted by captainkirk
It all depends on the area where you live. I did not have tire damage, I ended up having rim damage (and a very bad one too). Getting the same rim was challenging ordeal, eventually I found it online. In my area, these insurance plans pay dividends as the roads are just bad (worse than some poor third world country).
#18
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Who did you get yours through?
Sound like a good plan for CL on GTS. Cosmetic too? Deductible?
I paid $1495 for 60 months for my CL GTS which included wheel cosmetic (optional).
Only 50.00 deductible each use.
I'm also from SE Michigan...my Ann Arbor Porsche dealer found best rate through "Audi Pure Protection".
Sound like a good plan for CL on GTS. Cosmetic too? Deductible?
I paid $1495 for 60 months for my CL GTS which included wheel cosmetic (optional).
Only 50.00 deductible each use.
I'm also from SE Michigan...my Ann Arbor Porsche dealer found best rate through "Audi Pure Protection".
#19
Rennlist Member
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I think it is ridiculous that Porsche makes 20 inch wheels standard on the S models without an option for minus one sizing. I ran winter wheels and tires with 19 inch wheels and narrower 295 section tires in the rear this winter (in my C4S) and the ride is much more comfortable. If one lives in pothole country, seems a waste to have extremely low profile wheels and tires that are susceptible to damage. Ride is compromised and have to deal with the harsher ride, wheel damage and waste (even if insurance picks up the tab).
#20
Rennlist Member
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I have trouble understanding these plans... I’ve had the 991 for like 4 years and I think I’ve picked up one puncture? $250 for a new tire and $50 deductable if I had purchased a plan means I’d get maybe $200 back from the four digit cost of the plan?
I always avoid insurances for things that are low-cost though.
I always avoid insurances for things that are low-cost though.
Matter of fact, I just had my first screw in wheel last week. I am at 1400 miles in new car.
Insurance will not patch, only replace with brand new N1 spec matching tire.
OEM N-spec tire was just over $400.00 plus 75 labor to mount and balance.
If this happens on side of road, insurance pays for flatbed to dealership.
My take...the cost for wheel/tire insurance is paid for after 3 events conservatively speaking.
Above and beyond that, any curbing/cosmetic issue is covered as well. One CL wheel is $2k replacement.
Since my coverage is 5-years and transferable to next owner...
it's not a bad 'investment' imo for those who actually plan to drive the car and not have it as garage queen.
#21
Racer
Thread Starter
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I finally took delivery yesterday and negotiated the insurance contract keeping the advice that I received here in mind. I am quite satisfied although, of course, I can't be certain that I actually did well. Keep in mind that I live in the Northeast where potholes are a huge menace and that I drive the car all year.
Bottom line: Tire and rim protection, paintless dent removal and key replacement for five years for $2,500.
Tire and Rim Protection is limited.
What do you think?
Bottom line: Tire and rim protection, paintless dent removal and key replacement for five years for $2,500.
Tire and Rim Protection is limited.
- "Repair or replacement for tires and/or wheels due to impact with road hazards such as pothole, nails, glass, road debris, etc. including cosmetic damage. Cosmetic coverage is defined as "anything that alters the appearance of the wheel/trim."
So far so good but: - "All 'wheel/trim' repairs will be made on-site at a dealership location utilizing an authorized wheel/trim repair network. Wheels/Rims requiring a remanufacture process due to extensive damage will be sent to a remanufacturing center. Wheels/Rims will be repaired whenever possible, un-repairable wheels/rims with the like kind or quality of the vehicles original wheels/rims. The Repair Network will determine the best repair process the claim, ie: cosmetic, straightening, remanufacture or replacement."
What do you think?
Last edited by FI Flyer; 04-22-2018 at 04:38 PM.