Bad day - is this totaled?
06-14-2004, 10:39 PM
#1
Three Wheelin'
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Bad day - is this totaled?
My 83 944 got hit by a driver looking right and turning left. Door is bent in about six inches and the rear fender was driven into the tire.
Do you think this is totaled?
I'll try to attach a few pics.
Do you think this is totaled?
I'll try to attach a few pics.
06-14-2004, 10:47 PM
#7
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Specially since it's an '83...definately would cost more to fix, so I guess totaled as well.
Sorry. Hope your insurance co doesn't try and lowball you.
Sorry. Hope your insurance co doesn't try and lowball you.
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06-14-2004, 10:53 PM
#8
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I think it will be close, I'm guessing $2000 - $2500 on the estimate.
Wasn't your fault so you have a little more leverage, start finding some suitable replacements and track prices.
Wasn't your fault so you have a little more leverage, start finding some suitable replacements and track prices.
06-14-2004, 11:04 PM
#10
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I've driven this car 18 years. I just hate to see it go this way.
I've been looking into replacement costs. Prices go from $1500 - 9000. Probably worth about $3000-4000 by my estimate.
Of course, that's about what I've put into parts on it in the last two years. I just finished the damn clutch about 6 weeks ago.
I've been looking into replacement costs. Prices go from $1500 - 9000. Probably worth about $3000-4000 by my estimate.
Of course, that's about what I've put into parts on it in the last two years. I just finished the damn clutch about 6 weeks ago.
06-14-2004, 11:05 PM
#11
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I would think your insurance company would say it's totalled. It reallly depends on how much you have in receipts.
That sucks.
That sucks.
06-14-2004, 11:08 PM
#12
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sucks tyo see it happen to you! man... wish i could help... hope you get somethin.. try to screw the guy who hit you... and get a turbo!
accidents suck.. hope you figure otu something good to do.
accidents suck.. hope you figure otu something good to do.
06-14-2004, 11:26 PM
#13
I can't tell what the overall condition of the car was before the accident. But you have one thing in your favor, according to the Blue Books, the 83 and recently 84 944's have just become classics and fall under a new set of guidelines. Don't settle on a KBB price, as KBB is always the lowest value, and is not used by lending institutions on a loan basis.
Look up potential values on www.nada.com, you'll have to click for finding the value of a classic vehicle, and I believe the 944 was listed under the Sports Car category.
Here's where things become in your favor. Most insurance adjusters do not use the Classic NADA guide. They have NADA software on their computer, and the software only lists the last 19-20 years of cars. Since he won't have an actual value in his computer, it's the time for you to start pointing out little facts, such as how few of the 83's were imported. Also the fact that it IS a Porsche, and it IS a classic sportscar bound to be a collectible. Whip out your receipts and show the amount of money and care you've poured into the car. If need-be, print that NADA classic pricing out and show it to the adjuster, if it spits forth a price you can live with.
Some insurance companies actually have another price book in the claims office, this price book is for classic and collectible cars. I was able to get info from an adjuster that listed a price as high as $12k for my '83, as to the collector value of the car. I seriously doubt I could of gotten that as a pay-off to my accident, but it's worth a look.
Figure a price that you can live with for totalling the car, and try to stick with that figure. I was able to persuade my insurance adjuster to give me a value of nearly $6000 on my car(100k miles in good shape), to keep from totalling the car out. I really like my car, which is why I didn't take the money and run.
On a lighter side, anything is repairable. But whether it's truly worth it or not, is totally up to you.
Look up potential values on www.nada.com, you'll have to click for finding the value of a classic vehicle, and I believe the 944 was listed under the Sports Car category.
Here's where things become in your favor. Most insurance adjusters do not use the Classic NADA guide. They have NADA software on their computer, and the software only lists the last 19-20 years of cars. Since he won't have an actual value in his computer, it's the time for you to start pointing out little facts, such as how few of the 83's were imported. Also the fact that it IS a Porsche, and it IS a classic sportscar bound to be a collectible. Whip out your receipts and show the amount of money and care you've poured into the car. If need-be, print that NADA classic pricing out and show it to the adjuster, if it spits forth a price you can live with.
Some insurance companies actually have another price book in the claims office, this price book is for classic and collectible cars. I was able to get info from an adjuster that listed a price as high as $12k for my '83, as to the collector value of the car. I seriously doubt I could of gotten that as a pay-off to my accident, but it's worth a look.
Figure a price that you can live with for totalling the car, and try to stick with that figure. I was able to persuade my insurance adjuster to give me a value of nearly $6000 on my car(100k miles in good shape), to keep from totalling the car out. I really like my car, which is why I didn't take the money and run.
On a lighter side, anything is repairable. But whether it's truly worth it or not, is totally up to you.
06-14-2004, 11:27 PM
#14
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Originally posted by 83na944
I've driven this car 18 years. I just hate to see it go this way.
I've been looking into replacement costs. Prices go from $1500 - 9000. Probably worth about $3000-4000 by my estimate.
Of course, that's about what I've put into parts on it in the last two years. I just finished the damn clutch about 6 weeks ago.
I've driven this car 18 years. I just hate to see it go this way.
I've been looking into replacement costs. Prices go from $1500 - 9000. Probably worth about $3000-4000 by my estimate.
Of course, that's about what I've put into parts on it in the last two years. I just finished the damn clutch about 6 weeks ago.
I would agree - given the attitude of the Insurance market compared to the retail market...this will be a total loss. Best to start researching what the replacement is gonna cost as well temper it with receipts - you're going to need all the help you can get. My guess to that you'll get lowballed into a $3000 range.
If that is how it goes - you might consider finding a shop and sorting things out. Offer to 'keep the car' and let them total it and pay you for it. Use the $$$$ to fix it back - with the title to the car (albeit a salvage - but you're gonna keep it now, right?
)Good Luck...and my deepest sympathies to your potential loss.
06-14-2004, 11:31 PM
#15
Oh yeah,
Looks like you'd need a complete Passenger door, and a passenger rear quarter panel skin just based on the pictures. As long as the B-pillar is straight, and there isn't too much damage in the door jam, those should be the major parts you need. Then add labor and paint, and molding. You are probably looking at $3-4000....
Looks like you'd need a complete Passenger door, and a passenger rear quarter panel skin just based on the pictures. As long as the B-pillar is straight, and there isn't too much damage in the door jam, those should be the major parts you need. Then add labor and paint, and molding. You are probably looking at $3-4000....