What's going on?
#17
So I’ve seen your car before 😆 That’s a very informative video. As for appraisals, I have to assume that it is a moving target these days as values continue to rise. I have not had mine appraised and looking at competitive insurance rates to Hagerty but they all want an appraisal to get to an agreed value so I guess that will have to be done soon. Right now Hagerty is at ~$800 annual for $43k cash value (paid).
Last edited by Mlrjr; 03-17-2022 at 05:56 PM.
#18
Originally Posted by Mlrjr;[url=tel:18035669
18035669[/url]]Just for reference: I am with Grundy with my 1989 Cab and the agreed value is $65k and its only $430 annually and i have a 18 year old still on my plan. I am in Alabama, so that probably makes it a little cheaper than normal. Might want to shop it around a bit....and no appraisal, just photos of the car in my garage.
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Mlrjr (03-18-2022)
#19
#20
I’ve been shopping prices and my agent for the daily drivers is also checking for rates and said she needs an appraisal, not sure if I checked Grundy but will add them to my list. I’m going to get an appraisal anyways since I’ve done a lot to improve it over the last year.
#21
Originally Posted by Mlrjr;[url=tel:18037012
18037012[/url]]Good luck....i was surprised that Grundy didn't ask for an appraisal.
#23
I submitted my application on Grundy today and with excellent credit and driving record with $1k deductible, no track and $70k agreed value they quoted $802.00 and that’s with a 100k comprehensive which is not enough coverage. Not sure how anyone else is getting better deals and starting to think that maybe it’s a Florida thing.
#24
#25
Originally Posted by Mlrjr;[url=tel:18037297
18037297[/url]]i have no driving restrictions with Grundy.
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Mlrjr (03-21-2022)
#26
You specify the amount of use / miles you anticipate. They calculate the rate based on the amount of usage that you indicate.
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SARGEPUG (03-21-2022)
#27
Let’s be clear that Grundy has no mileage restrictions as Hagerty does. I’ll call my carrier (Hagerty) and ask why they have a mileage restriction on mine and fairly certain they had same on my 1970 Chevelle SS concourse as well. Additional note is that Grundy let me set the agreed value to whatever I wanted and increased their quoted rate with the price. All I had to do was show pics of matching drivetrain and recent car pics.
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Mlrjr (03-21-2022)