Financing Options
#271
Looks like the Federal Credit Union still has 3.74 for 60 months. Pretty good in today's market. That's who I hope to go with unless some other CU comes in better.
#272
Piggybacking my own reply, has anyone ever used an aggregator service and been happy with it? It looks like Autopay can get rates as low as 2.99%, although they don't give any more information than that. Going through the pre-qualification process should shed more light, but before I do I was wondering if anyone had any thoughts.
#273
Instructor
Piggybacking my own reply, has anyone ever used an aggregator service and been happy with it? It looks like Autopay can get rates as low as 2.99%, although they don't give any more information than that. Going through the pre-qualification process should shed more light, but before I do I was wondering if anyone had any thoughts.
#274
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HooosierDaddy (05-08-2023)
#275
Burning Brakes
I checked with them and they won't even let you put more than 30k down and the rate they came back with was in the 7% range. Seems very gimmicky and misleading. Stick with USSFCU.
It's just https://www.autopay.com/purchase/. I haven't gone through the pre-qualification process yet (should just be a soft credit pull), but Senate Federal Credit Union is still 3.74% for 60 months, so the difference isn't huge if Autopay's rate turns out to not be great.
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TubaFreak (05-08-2023)
#276
Ugh, yeah that's junk. USSFCU it is then. I just hope their rates don't rise anymore before June.
#277
Instructor
#278
I haven't started the process yet, those are just the rates on their website. It seems you have to jump through some small hoops to get those rates, but nothing too egregious. Even without the discounts offered by those hoops, from what I've seen those rates seem to be about 1% lower than everywhere else.
Last edited by TubaFreak; 05-08-2023 at 04:49 PM.
#279
Thank you all for your input, this thread is a $$ saver. Adding my info here: America1CU 72 months @ 5.49
#280
RL Community Team
Rennlist Member
Rennlist Member
If you meet the qualifications for membership Navy Federal Credit Union starts at 4.54
#281
Rennlist Member
#282
Based on environment and market from what others have told me I think getting sub 6% is very difficult. Last months rates are certainly not this months and so on.
#283
Yeah I saw their rates jumped, which sucks since I'm at the point of applying. They're still much lower than others though, I'll go through the process and report my findings. Either way, thanks for your insight.
#284
Rennlist Member
check them out
#285
The following 2 users liked this post by TubaFreak:
Shikimori (08-31-2023),
smithsonga (06-02-2023)