Anyone using Silver Wheels?
06-09-2011, 11:42 AM
#16
Intermediate
Join Date: Jun 2009
Location: Mississauga
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I recently changed over to Hagerty, they expanded to Canadian market last year [huge in the USA]. Much better than silver wheels, basically no restrictions,roadside assistance etc, etc, and the rates are better than silver wheels. Check them out!!
06-09-2011, 11:53 AM
#17
Rennlist Member
Thread Starter
Which broker are you using? I called Hagarty a few weeks ago and they put me in touch with a broker in Oakville which had no clue what they were doing. They had only insured a couple of cars with them to-date.
Hey Stuttgart, do sometimes eat lunch in your car in a parking lot near Hurontario and Brittania...I eat there most days to get out of the office and think I saw you last week.
Hey Stuttgart, do sometimes eat lunch in your car in a parking lot near Hurontario and Brittania...I eat there most days to get out of the office and think I saw you last week.
06-09-2011, 02:03 PM
#20
Rennlist Member
Thread Starter
Thanks Stuttgart. FWIW, Hargarty policies are also "limited pleasure use" policies like Silver Wheels (I just called them).
06-10-2011, 12:20 AM
#21
Burning Brakes
I was going to use Silver Wheels 4 yrs ago, but they told me that I would have to notifty them if I was to take the car over night somewhere.... they seriously said that.
I never used them. Hagerty is new to Canada and I am very happy with my rate / coverage for the 964.
I never used them. Hagerty is new to Canada and I am very happy with my rate / coverage for the 964.
06-10-2011, 10:30 AM
#23
Race Car
But seriously, they can say anything they want over the phone, but at the end of the day all that really matter's is what's written in the policy. There are no restrictions whatsoever on paper, except that the vehicle is to be used for pleasure purposes, less than 16k km per year.
06-10-2011, 10:39 AM
#24
Instructor
Join Date: Apr 2011
Location: Toronto, Canada
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Good question. I did ask the question what if I needed to drive to work (or for a meeting, etc, seeing as I work at home) and I had to drive the Porsche, because my wife has the van with the kids? She said that's fine, a once in a while thing. So, yes, lots of ambiguity, and that was an off-the-record, unofficial phone conversation. I would think in such a case that if your coworkers could back you up by saying that yes, everyday you show up in your Toyota, and maybe once a year you take the P-car, you'd be fine.
Though now that I think about it, there's no such thing as "pleasure driving" on the DVP anywhere near 8am, so you'd be screwed
Though now that I think about it, there's no such thing as "pleasure driving" on the DVP anywhere near 8am, so you'd be screwed
My friend just brought a vintage T-Bird and he told me his insurance wouldn't even let him park the car on a drive way... needs to be in a gargage.
06-10-2011, 10:47 AM
#25
Race Car
Silver wheels will insist on an alarmed garage if the car is valued over a certain amount (I think 50k?). Didn't matter to me, my car's not worth anywhere near that! (wish it was....)
06-10-2011, 03:25 PM
#26
Instructor
I am recently with Hagerty as well for my 3.2. Looks like a lot less restrictions mainly pleasure driving, not DD or track/DE use and usually in own garage. Have not read the fine print.
