Where to Get Racing Insurance??

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12-23-2014, 04:25 PM

#16

bella1

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Join Date: May 2007

Location: Virginia Beach VA

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Good One!

Quote:

Originally Posted by LuigiVampa

So I should just drop all of my insurance? Drop it on my track car, perhaps my tow vehicle and trailer as well? Let me just write off $100k if I wreck everything driving to the track? I should stay home if I can't suck it up if I wreck my car on the track? Wow, those GT3 guys must be a bunch of pansies taking out insurance on their cars!

Perhaps you don't understand the concept of insurance. Its to manage a risk that you can't, or don't want to, assume on your own. But thanks for the least helpful response I have ever receive on RL.

Totally agree...insuring and risk transfer are personal choices. I have Lockton for my 2001 Carrera Stock H Car where it is covered everywhere agreed value $50,000 except the track. I am willing to take my chances on the track. If I had a Cup Car, I might consider insurance. I did have a friend who totaled his Cup Car at Roebling. He had insurance, paid the $10K DED, and they paid $90K to retub and rebuild. That was money well spent!

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12-23-2014, 11:39 PM

#17

Dr911

Burning Brakes

Join Date: Jan 2014

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Quote:

Originally Posted by Hella-Buggin'

I thought Lockton had a racer package.

I've only done DEs and used Lockton. Had no claims. Per
Their website it does appear racing pkgs are available but I only looked superficially.
A

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12-24-2014, 11:44 AM

#18

Ted in Rochester

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You might consider "pit and paddock" insurance. This covers everything other than on track. So, theft, trailing damage, fire in the garage, etc. is covered. I have this and pay about $400/year on $70,000 stated value coverage for a 2001 Cup.