HPDE insurance
03-05-2019, 11:33 PM
#1
Three Wheelin'
Thread Starter
HPDE insurance
I've gotten Lockton Motorsport track insure the last two seasons, $25K with 10% deductible. Did a quick quote from Hagerty and the price was within a few dollars but they include environmental clean up (speedy dry). Thinking about the Lockton "six-pack" which basically gives me one weekend for free. Got an HPDE at Summit Point this weekend, Mar 9-10, so need to pull the trigger. Comments or recommendations welcome.
09 Boxster PDK w/Sport/Sport+
09 Boxster PDK w/Sport/Sport+
03-06-2019, 12:08 AM
#2
Rennlist Member
I've gotten Lockton Motorsport track insure the last two seasons, $25K with 10% deductible. Did a quick quote from Hagerty and the price was within a few dollars but they include environmental clean up (speedy dry). Thinking about the Lockton "six-pack" which basically gives me one weekend for free. Got an HPDE at Summit Point this weekend, Mar 9-10, so need to pull the trigger. Comments or recommendations welcome.
09 Boxster PDK w/Sport/Sport+
09 Boxster PDK w/Sport/Sport+
03-06-2019, 02:32 AM
#3
Three Wheelin'
Thread Starter
Lowest value Open Track has is $30K. I only need $25K. $90 more with their sales tax. Thinking about a 981 after this season, so will keep Open Track as an option if and when I get a more valuable ride.
03-06-2019, 08:44 AM
#4
Rennlist Member
For me it came down to Events / Year math. My break even point between Lockton and Open Track was 6 events. So doing way more than 6 events per year made Open Track a no brainer.
Kitc - If your at the PCA event this weekend look me up and I’ll explain how the Open Track claim process worked with a fellow Potomac PCA driver. It was pretty cool.
Kitc - If your at the PCA event this weekend look me up and I’ll explain how the Open Track claim process worked with a fellow Potomac PCA driver. It was pretty cool.
03-06-2019, 10:26 AM
#5
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For me it came down to Events / Year math. My break even point between Lockton and Open Track was 6 events. So doing way more than 6 events per year made Open Track a no brainer.
Kitc - If your at the PCA event this weekend look me up and I’ll explain how the Open Track claim process worked with a fellow Potomac PCA driver. It was pretty cool.
Kitc - If your at the PCA event this weekend look me up and I’ll explain how the Open Track claim process worked with a fellow Potomac PCA driver. It was pretty cool.
Open Track if you're doing more than 5 or 6 events.
03-06-2019, 10:51 AM
#6
Just make sure to play with the estimator tool. Last I checked for the one-year policy, the effective minimum coverage was 75k. You could select a lower agreed value, but it wouldn’t change the premium! They need to tune up their UI I think.
03-06-2019, 10:55 AM
#7
I used Open track last year as they were cheaper based on the vehicle value I input. I also noticed that while their lowest option is for $30k, the price is the same as $50k.
I also noticed their prices vary a lot depending on what state the event is in (taxes and such). It was >$50 more to insure my car in Illinois than it was in Michigan.
I also noticed their prices vary a lot depending on what state the event is in (taxes and such). It was >$50 more to insure my car in Illinois than it was in Michigan.
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03-06-2019, 11:29 AM
#8
Rennlist Member
Try www.Ontrackinsurance.com only program that uses a fully "Admitted" Insurance Company
also automatically gives $10,000 pollution clean up / $1,000 debris removal
Insure up to $175,000
Club and multi event discounts 10% up to 15% credits, no track surcharges
can write in every state and Now Canada (for US residents only)
also automatically gives $10,000 pollution clean up / $1,000 debris removal
Insure up to $175,000
Club and multi event discounts 10% up to 15% credits, no track surcharges
can write in every state and Now Canada (for US residents only)
Last edited by Steve113; 03-06-2019 at 03:11 PM.
03-06-2019, 12:57 PM
#10
Try www.Ontrackinsurance.com only program that uses a fully "Admitted" Insurance Company
also automatically gives $10,000 pollution clean up / $1,000 debris removal
Insure up to $175,000
Club and multi event discounts 10% up to 15% credits, no track surcharges
can write in every state and Now Canada
also automatically gives $10,000 pollution clean up / $1,000 debris removal
Insure up to $175,000
Club and multi event discounts 10% up to 15% credits, no track surcharges
can write in every state and Now Canada
03-06-2019, 10:45 PM
#11
Three Wheelin'
Thread Starter
Just purchased HPDE insurance from Hagerty for this weekend. Paid $200 for $26,200 w/10% deductible. I added $1,200 mod for my Sport/Sport+ upgrade with a $25K car value. Didn't do a current quote with Lockton, but last year for $25K was $192. Hagerty includes:
- Towing and Storage
- Rental Car Reimbursement
- Pollutant Cleanup and Removal
03-07-2019, 01:20 AM
#12
I'll just self insure.
03-07-2019, 01:38 PM
#14
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For the record, I am not speaking from experience.....YET!!
