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HPDE insurance
I've gotten Lockton Motorsport track insure the last two seasons, $25K with 10% deductible. Did a quick quote from Hagerty and the price was within a few dollars but they include environmental clean up (speedy dry). Thinking about the Lockton "six-pack" which basically gives me one weekend for free. Got an HPDE at Summit Point this weekend, Mar 9-10, so need to pull the trigger. Comments or recommendations welcome.
09 Boxster PDK w/Sport/Sport+ |
Originally Posted by Kitc2246
(Post 15683436)
I've gotten Lockton Motorsport track insure the last two seasons, $25K with 10% deductible. Did a quick quote from Hagerty and the price was within a few dollars but they include environmental clean up (speedy dry). Thinking about the Lockton "six-pack" which basically gives me one weekend for free. Got an HPDE at Summit Point this weekend, Mar 9-10, so need to pull the trigger. Comments or recommendations welcome.
09 Boxster PDK w/Sport/Sport+ |
Lowest value Open Track has is $30K. I only need $25K. $90 more with their sales tax. Thinking about a 981 after this season, so will keep Open Track as an option if and when I get a more valuable ride.
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For me it came down to Events / Year math. My break even point between Lockton and Open Track was 6 events. So doing way more than 6 events per year made Open Track a no brainer. Kitc - If your at the PCA event this weekend look me up and I’ll explain how the Open Track claim process worked with a fellow Potomac PCA driver. It was pretty cool. |
Originally Posted by Jabs1542
(Post 15683901)
For me it came down to Events / Year math. My break even point between Lockton and Open Track was 6 events. So doing way more than 6 events per year made Open Track a no brainer. Kitc - If your at the PCA event this weekend look me up and I’ll explain how the Open Track claim process worked with a fellow Potomac PCA driver. It was pretty cool. Open Track if you're doing more than 5 or 6 events. |
Just make sure to play with the estimator tool. Last I checked for the one-year policy, the effective minimum coverage was 75k. You could select a lower agreed value, but it wouldn’t change the premium! They need to tune up their UI I think. |
I used Open track last year as they were cheaper based on the vehicle value I input. I also noticed that while their lowest option is for $30k, the price is the same as $50k.
I also noticed their prices vary a lot depending on what state the event is in (taxes and such). It was >$50 more to insure my car in Illinois than it was in Michigan. |
Try www.Ontrackinsurance.com only program that uses a fully "Admitted" Insurance Company
also automatically gives $10,000 pollution clean up / $1,000 debris removal Insure up to $175,000 Club and multi event discounts 10% up to 15% credits, no track surcharges can write in every state and Now Canada (for US residents only) |
Just as a point of information. Hagerty will write insurance for TT events. Peter |
Originally Posted by Steve113
(Post 15684209)
Try www.Ontrackinsurance.com only program that uses a fully "Admitted" Insurance Company
also automatically gives $10,000 pollution clean up / $1,000 debris removal Insure up to $175,000 Club and multi event discounts 10% up to 15% credits, no track surcharges can write in every state and Now Canada |
Just purchased HPDE insurance from Hagerty for this weekend. Paid $200 for $26,200 w/10% deductible. I added $1,200 mod for my Sport/Sport+ upgrade with a $25K car value. Didn't do a current quote with Lockton, but last year for $25K was $192. Hagerty includes:
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I'll just self insure.
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Do they pay for pain and suffering when you ball up your baby into the armco? :(
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Originally Posted by StoogeMoe
(Post 15686838)
Do they pay for pain and suffering when you ball up your baby into the armco? :(
For the record, I am not speaking from experience.....YET!! |
WHAAAAAAT! Steve, now you can include Canada in a policy??????? When did that go into effect?
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