1 Day Track Insurance?
04-11-2018 | 11:23 PM
#1
Thread Starter
Race Director
Joined: Mar 2006
Posts: 15,358
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From: Tampa
1 Day Track Insurance?
Ive been doing 2 day DE events but there are a couple events where I only can do 1 day. I’ve been using Haggerty for my 2017 Carrera GTS at $689 total for 2 days so it breaks down to $344 per day.
Haggerty doesnt offer 1 day Insurance ...they just charge you the same $689 no matter if you are signed up for 1 day.
Any insurnace companies offer just 1 day of track insurance for a 1 day DE event? I can’t find any myself....help! Thanks Mike
Haggerty doesnt offer 1 day Insurance ...they just charge you the same $689 no matter if you are signed up for 1 day.
Any insurnace companies offer just 1 day of track insurance for a 1 day DE event? I can’t find any myself....help! Thanks Mike
04-12-2018 | 12:56 AM
#2
Instructor
Joined: Jan 2016
Posts: 151
Likes: 0
From: MD
not that I know of. Lockton is per event (1, 2 or 3 days - same cost). $60K is about $350 per event. certainly makes the one day events a lot less cost effective. at $689/event, there is one carrier that's per year - all events covered at one cost no matter how many. I wonder if it might be cost effective. I think 100K of coverage was about $3K for a year's worth of events last time I looked. can't remember the name, maybe On Track? or Open Track? search rennlist and you'll find it..
04-12-2018 | 01:51 AM
#4
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From: The Swamps of Jersey/WGI/VIR...
04-12-2018 | 06:34 AM
#5
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Joined: Sep 2007
Posts: 494
Likes: 10
From: Southern Indiana
I’ve had this discussion with numerous companies regarding this, no one offers 1 day policies except RLI has SCCA Track Night (all are single afternoon/evening events) discounts. Also, RLI HPDE is the cheapest I’ve found, they underwrite for Locton.
04-12-2018 | 07:06 AM
#6
Instructor
Joined: Nov 2016
Posts: 156
Likes: 8
Based on the 3.9k quote I got from the open track for a 100k car (their lowest coverage option).... It seems I have to either a) do a few more events, it b) get a more expensive car to make it equitable. This is going to sound weird to the wife.
04-12-2018 | 08:28 AM
#7
Rennlist Member
Joined: Nov 2015
Posts: 1,141
Likes: 153
From: Northern VA and Central FL
Talk to them, as in call them. I got my car insured for $80K at a little less than $3500.
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04-12-2018 | 01:07 PM
#9
Racer
Joined: Feb 2014
Posts: 380
Likes: 59
From: Southern CT
Same Here, I Just got $75,000 coverage through Open track with a 5% deductible for $3,501 for 12 months. their usual minimum is $100,000 coverage but they do write a limited number of policies at lower levels
04-12-2018 | 08:43 PM
#11
Thread Starter
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Joined: Mar 2006
Posts: 15,358
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From: Tampa
04-16-2018 | 04:20 PM
#13
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From: murrells inlet, sc
If anyone can help you with trackday insurance......it is Steve. He has forgotten more about track insurance than all the rest combined ever knew. And no he is not my brother in law. He is just another track ho like me. 
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04-16-2018 | 09:19 PM
#14
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Joined: Jun 2016
Posts: 853
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From: NYC
I apologize for the slight thread jack here but I thought it's not really worth it's own thread-
Does anyone have any idea what's up w Lockton? Their website was down for quite a while; it's now back up but I can't seem to manage my multi-event policy online. Whenever I contact them about it via e-mail or call, their response is they're not sure what's up w their website but can try to manually add the event to the policy. It sounds like they can't even see the past events I've insured using that multi-event policy.
I guess i'll have to give Open Track a call
Does anyone have any idea what's up w Lockton? Their website was down for quite a while; it's now back up but I can't seem to manage my multi-event policy online. Whenever I contact them about it via e-mail or call, their response is they're not sure what's up w their website but can try to manually add the event to the policy. It sounds like they can't even see the past events I've insured using that multi-event policy.
I guess i'll have to give Open Track a call
04-17-2018 | 10:21 AM
#15
Racer
Joined: Nov 2014
Posts: 412
Likes: 70
Lockton is the most expensive, so recommend against on that one. I like RLI track insurance, easiest to sign up for. OTI is also ok, but always seems to be more expensive than RLI. I heard RLI / Hagerty are the same insurance.
On a side note, $689! in insurance per event, now that's a lot to run the GTS.
On a side note, $689! in insurance per event, now that's a lot to run the GTS.