1 Day Track Insurance?
04-11-2018, 11:23 PM
#1
Race Director
Thread Starter
1 Day Track Insurance?
Ive been doing 2 day DE events but there are a couple events where I only can do 1 day. I’ve been using Haggerty for my 2017 Carrera GTS at $689 total for 2 days so it breaks down to $344 per day.
Haggerty doesnt offer 1 day Insurance ...they just charge you the same $689 no matter if you are signed up for 1 day.
Any insurnace companies offer just 1 day of track insurance for a 1 day DE event? I can’t find any myself....help! Thanks Mike
Haggerty doesnt offer 1 day Insurance ...they just charge you the same $689 no matter if you are signed up for 1 day.
Any insurnace companies offer just 1 day of track insurance for a 1 day DE event? I can’t find any myself....help! Thanks Mike
04-12-2018, 12:56 AM
#2
not that I know of. Lockton is per event (1, 2 or 3 days - same cost). $60K is about $350 per event. certainly makes the one day events a lot less cost effective. at $689/event, there is one carrier that's per year - all events covered at one cost no matter how many. I wonder if it might be cost effective. I think 100K of coverage was about $3K for a year's worth of events last time I looked. can't remember the name, maybe On Track? or Open Track? search rennlist and you'll find it..
04-12-2018, 01:43 AM
#3
If you do enough events, The Open Track is a terrific option.
https://www.theopentrack.com
https://www.theopentrack.com
04-12-2018, 01:51 AM
#4
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04-12-2018, 06:34 AM
#5
Rennlist Member
I’ve had this discussion with numerous companies regarding this, no one offers 1 day policies except RLI has SCCA Track Night (all are single afternoon/evening events) discounts. Also, RLI HPDE is the cheapest I’ve found, they underwrite for Locton.
04-12-2018, 07:06 AM
#6
Based on the 3.9k quote I got from the open track for a 100k car (their lowest coverage option).... It seems I have to either a) do a few more events, it b) get a more expensive car to make it equitable. This is going to sound weird to the wife.
04-12-2018, 08:28 AM
#7
Rennlist Member
Talk to them, as in call them. I got my car insured for $80K at a little less than $3500.
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04-12-2018, 01:07 PM
#9
Same Here, I Just got $75,000 coverage through Open track with a 5% deductible for $3,501 for 12 months. their usual minimum is $100,000 coverage but they do write a limited number of policies at lower levels
04-12-2018, 08:43 PM
#11
Race Director
Thread Starter
04-16-2018, 04:20 PM
#13
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If anyone can help you with trackday insurance......it is Steve. He has forgotten more about track insurance than all the rest combined ever knew. And no he is not my brother in law. He is just another track ho like me. 
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Direct: 843-299-0997
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04-16-2018, 09:19 PM
#14
I apologize for the slight thread jack here but I thought it's not really worth it's own thread-
Does anyone have any idea what's up w Lockton? Their website was down for quite a while; it's now back up but I can't seem to manage my multi-event policy online. Whenever I contact them about it via e-mail or call, their response is they're not sure what's up w their website but can try to manually add the event to the policy. It sounds like they can't even see the past events I've insured using that multi-event policy.
I guess i'll have to give Open Track a call
Does anyone have any idea what's up w Lockton? Their website was down for quite a while; it's now back up but I can't seem to manage my multi-event policy online. Whenever I contact them about it via e-mail or call, their response is they're not sure what's up w their website but can try to manually add the event to the policy. It sounds like they can't even see the past events I've insured using that multi-event policy.
I guess i'll have to give Open Track a call
04-17-2018, 10:21 AM
#15
Lockton is the most expensive, so recommend against on that one. I like RLI track insurance, easiest to sign up for. OTI is also ok, but always seems to be more expensive than RLI. I heard RLI / Hagerty are the same insurance.
On a side note, $689! in insurance per event, now that's a lot to run the GTS.
On a side note, $689! in insurance per event, now that's a lot to run the GTS.