Insurance Alternatives for Extended Stay
#16
Technically, there is also a mileage limitation with the Porsche ED in addition to the six months. They said they have shipped cars back to the States over the mileage limit with no problem but they really are washing their hands if there is a VAT issue with a car over the limit. Caveat emptor.
#17
Addict
Rennlist Member
Rennlist Member
I used USAA to insure my GT3 Euro delivery for six months minus a day.
#18
Instructor
Join Date: Jun 2012
Location: Silicon Valley (formerly Zurich, CH)
Posts: 203
Received 102 Likes
on
55 Posts
I need to to look int US insurance options. The Porsche insurance is far too high.
#19
Intermediate
Thread Starter
Join Date: Aug 2014
Location: Los Angeles/Uzès, France
Posts: 28
Likes: 0
Received 3 Likes
on
2 Posts
Technically, there is also a mileage limitation with the Porsche ED in addition to the six months. They said they have shipped cars back to the States over the mileage limit with no problem but they really are washing their hands if there is a VAT issue with a car over the limit. Caveat emptor.
#20
Intermediate
Thread Starter
Join Date: Aug 2014
Location: Los Angeles/Uzès, France
Posts: 28
Likes: 0
Received 3 Likes
on
2 Posts
If you import a car from one EU country to another that's less than 6 months old or has less than 6,000km it's considered new and you pay VAT even if it's been paid in the country of origin. That probably means the mileage limit when exporting from the EU is 6,000km.
#21
Intermediate
Thread Starter
Join Date: Aug 2014
Location: Los Angeles/Uzès, France
Posts: 28
Likes: 0
Received 3 Likes
on
2 Posts
Also, I requested an online quote from AXA (http://www.axa-in-france.fr/en/) and after much back and forth they gave me a reasonably good quote as well. The only catch is that they are saying they "will need a copy of the Certificat de Conformité proving you have started the registration process in France," which, of course, I have no intention of doing. Another exchange of emails might clear this up, but I'll probably go with my guy at Allianz.
#22
Addict
Rennlist Member
Rennlist Member
To the OP...just how will you tie the road registration and insurance together beyond the period arranged by Porsche for you car. Porsche will present you a car with temporary customs plates that are distinctly different from any EU plates. They clearly display the last day for which they are valid. Will Porsche deliver the car to you with a road registration longer than what you've purchased thru them and allow you to arrange your own insurance? I can foresee that you'd have to self register the car in your country of residence and that government would have to issue you plates for the period after you customs plates expire. This would seem to imply you've exported the car to your country of residence. Somebody is going to want to collect the VAT, and I think it will be Germany.
I am not saying your plan won't work, but I'm just trying to identify potential issues for you that you should consider and resolve before you have an unpleasant surprise.
Here is a look at my customs plate from last June. Note the date stamped in the upper right corner.
#23
Intermediate
Thread Starter
Join Date: Aug 2014
Location: Los Angeles/Uzès, France
Posts: 28
Likes: 0
Received 3 Likes
on
2 Posts
To the OP...just how will you tie the road registration and insurance together beyond the period arranged by Porsche for you car. Porsche will present you a car with temporary customs plates that are distinctly different from any EU plates. They clearly display the last day for which they are valid. Will Porsche deliver the car to you with a road registration longer than what you've purchased thru them and allow you to arrange your own insurance? I can foresee that you'd have to self register the car in your country of residence and that government would have to issue you plates for the period after you customs plates expire. This would seem to imply you've exported the car to your country of residence. Somebody is going to want to collect the VAT, and I think it will be Germany.
I am not saying your plan won't work, but I'm just trying to identify potential issues for you that you should consider and resolve before you have an unpleasant surprise.
Here is a look at my customs plate from last June. Note the date stamped in the upper right corner.
#24
#26
Rennlist Member
It’s $4000 to keep my GT3RS in Europe for 3 months.
Idiots at Porsche only sell 3 months as of summer 2018.
You’d think that they can make a profit on these rates but the European Delivery Program at Porsche these days is really a European delivery Discouragement department.
The 3 months are covered these days through Porsche with Allianz, so I now have to start Googling for contact info to extend it another 3 months.
Asked multiple times for info but got absolutely nothing except that it’s Allianz.
In 2015 it was Zurich.
I have addresses in Europe but I do t think that matters.
Has anyone have done this yet, this year?
Could well be the ED for me with Porsche and so, my last new Porsche.
MB, BMW, Audi all offer discounts, customer service and 6 months without BS.
Idiots at Porsche only sell 3 months as of summer 2018.
You’d think that they can make a profit on these rates but the European Delivery Program at Porsche these days is really a European delivery Discouragement department.
The 3 months are covered these days through Porsche with Allianz, so I now have to start Googling for contact info to extend it another 3 months.
Asked multiple times for info but got absolutely nothing except that it’s Allianz.
In 2015 it was Zurich.
I have addresses in Europe but I do t think that matters.
Has anyone have done this yet, this year?
Could well be the ED for me with Porsche and so, my last new Porsche.
MB, BMW, Audi all offer discounts, customer service and 6 months without BS.
#27
Intermediate
Thread Starter
Join Date: Aug 2014
Location: Los Angeles/Uzès, France
Posts: 28
Likes: 0
Received 3 Likes
on
2 Posts
It’s $4000 to keep my GT3RS in Europe for 3 months.
Idiots at Porsche only sell 3 months as of summer 2018.
You’d think that they can make a profit on these rates but the European Delivery Program at Porsche these days is really a European delivery Discouragement department.
The 3 months are covered these days through Porsche with Allianz, so I now have to start Googling for contact info to extend it another 3 months.
Asked multiple times for info but got absolutely nothing except that it’s Allianz.
In 2015 it was Zurich.
I have addresses in Europe but I do t think that matters.
Has anyone have done this yet, this year?
Could well be the ED for me with Porsche and so, my last new Porsche.
MB, BMW, Audi all offer discounts, customer service and 6 months without BS.
Idiots at Porsche only sell 3 months as of summer 2018.
You’d think that they can make a profit on these rates but the European Delivery Program at Porsche these days is really a European delivery Discouragement department.
The 3 months are covered these days through Porsche with Allianz, so I now have to start Googling for contact info to extend it another 3 months.
Asked multiple times for info but got absolutely nothing except that it’s Allianz.
In 2015 it was Zurich.
I have addresses in Europe but I do t think that matters.
Has anyone have done this yet, this year?
Could well be the ED for me with Porsche and so, my last new Porsche.
MB, BMW, Audi all offer discounts, customer service and 6 months without BS.
According to Porsche (both PCNA and upon pick up in Stuttgart), as of 2018 the Germans will only register non-European spec cars for 90 days. Before I understood that was the case I was able to convince my Allianz agent in Europe, where I have an apartment, to write a six-month policy even though I only have a California license, but once Porsche said I could only keep the car in Europe for 90 days, it became pointless and I bought the insurance from Porsche.
#28
Rennlist Member
Trying to escalate this up to the European Discouragement department. Thank you for your posts.
I'll take the 3 months I guess but maybe buying a BMW / Mercedes with 8% discounted is cheaper and sell when it gets here?
I'll take the 3 months I guess but maybe buying a BMW / Mercedes with 8% discounted is cheaper and sell when it gets here?
#29
Intermediate
Thread Starter
Join Date: Aug 2014
Location: Los Angeles/Uzès, France
Posts: 28
Likes: 0
Received 3 Likes
on
2 Posts
Good luck. I tried that, too. Very long story but in the end what they told me was that it's not a Porsche issue, it's a German authorities issue. Say hi to Jamie
Dillon for me.
Dillon for me.
#30
Rennlist Member
Wrote Jamie off.
trying to see if there’s anyone else at Porsche that cares but probably not.
Oh well one last hurrah with porsche then.
It’s a Porsche thing because others are still doing the usual 6 months as it’s allowed since the 1950’s..
trying to see if there’s anyone else at Porsche that cares but probably not.
Oh well one last hurrah with porsche then.
It’s a Porsche thing because others are still doing the usual 6 months as it’s allowed since the 1950’s..